Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Idaho
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Idaho ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Canyon County | $436 | Relatively Low | $350,300 |
| 2 | Twin Falls County | $488 | Relatively Low | $292,700 |
| 3 | Ada County | $588 | Relatively Moderate | $476,000 |
| 4 | Kootenai County | $657 | Relatively Low | $467,400 |
| 5 | Jerome County | $702 | Very Low | $254,000 |
| 6 | Latah County | $825 | Very Low | $342,500 |
| 7 | Payette County | $843 | Very Low | $310,700 |
| 8 | Nez Perce County | $873 | Very Low | $291,300 |
| 9 | Bannock County | $940 | Relatively Low | $267,200 |
| 10 | Minidoka County | $972 | Very Low | $235,300 |
| 11 | Oneida County | $1,099 | Very Low | $228,100 |
| 12 | Franklin County | $1,112 | Very Low | $304,000 |
| 13 | Lewis County | $1,326 | Very Low | $202,400 |
| 14 | Boundary County | $1,411 | Very Low | $344,100 |
| 15 | Bingham County | $1,443 | Relatively Low | $258,000 |
| 16 | Bonneville County | $1,492 | Relatively Moderate | $327,000 |
| 17 | Gem County | $1,506 | Very Low | $367,300 |
| 18 | Gooding County | $1,524 | Very Low | $231,800 |
| 19 | Benewah County | $1,621 | Very Low | $255,800 |
| 20 | Jefferson County | $1,738 | Very Low | $335,000 |
| 21 | Madison County | $1,758 | Relatively Low | $365,000 |
| 22 | Bonner County | $1,805 | Relatively Low | $433,400 |
| 23 | Washington County | $1,823 | Very Low | $250,300 |
| 24 | Cassia County | $1,895 | Relatively Low | $257,300 |
| 25 | Owyhee County | $2,000 | Relatively Low | $281,600 |
| 26 | Elmore County | $2,004 | Relatively Low | $278,300 |
| 27 | Caribou County | $2,006 | Very Low | $220,200 |
| 28 | Bear Lake County | $2,137 | Very Low | $234,200 |
| 29 | Lincoln County | $2,196 | Very Low | $206,700 |
| 30 | Power County | $2,604 | Very Low | $191,200 |
| 31 | Teton County | $2,656 | Very Low | $595,900 |
| 32 | Butte County | $2,663 | Very Low | $195,800 |
| 33 | Clearwater County | $2,867 | Relatively Low | $240,800 |
| 34 | Blaine County | $2,873 | Relatively Low | $663,800 |
| 35 | Lemhi County | $3,400 | Very Low | $282,100 |
| 36 | Shoshone County | $3,528 | Relatively Low | $222,700 |
| 37 | Fremont County | $3,576 | Very Low | $281,800 |
| 38 | Boise County | $4,552 | Relatively Low | $424,100 |
| 39 | Idaho County | $4,757 | Relatively Low | $284,600 |
| 40 | Valley County | $5,175 | Relatively Low | $599,500 |
| 41 | Custer County | $5,490 | Relatively Low | $295,600 |
| 42 | Clark County | $5,726 | Very Low | $203,000 |
| 43 | Adams County | $5,775 | Very Low | $327,300 |
| 44 | Camas County | $9,161 | Very Low | $248,900 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Idaho