Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Arkansas
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Arkansas ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Saline County | $822 | Relatively Low | $211,700 |
| 2 | Union County | $833 | Relatively Low | $114,700 |
| 3 | Benton County | $854 | Relatively Moderate | $285,100 |
| 4 | Grant County | $878 | Very Low | $154,500 |
| 5 | Drew County | $1,021 | Very Low | $127,800 |
| 6 | Cleveland County | $1,031 | Very Low | $123,400 |
| 7 | Columbia County | $1,032 | Very Low | $141,700 |
| 8 | Baxter County | $1,091 | Relatively Low | $165,400 |
| 9 | Hot Spring County | $1,122 | Relatively Low | $127,900 |
| 10 | Sebastian County | $1,125 | Relatively Moderate | $166,000 |
| 11 | Ouachita County | $1,216 | Relatively Low | $99,600 |
| 12 | Miller County | $1,244 | Relatively Low | $148,200 |
| 13 | Polk County | $1,247 | Relatively Low | $122,600 |
| 14 | Pulaski County | $1,252 | Relatively High | $199,600 |
| 15 | Clark County | $1,252 | Very Low | $147,100 |
| 16 | Crawford County | $1,301 | Relatively Low | $170,000 |
| 17 | Garland County | $1,304 | Relatively Moderate | $176,400 |
| 18 | Newton County | $1,327 | Very Low | $178,800 |
| 19 | Dallas County | $1,329 | Very Low | $98,200 |
| 20 | Marion County | $1,340 | Relatively Low | $158,400 |
| 21 | Washington County | $1,358 | Relatively Moderate | $266,000 |
| 22 | Desha County | $1,378 | Very Low | $89,100 |
| 23 | Franklin County | $1,398 | Relatively Low | $118,800 |
| 24 | Van Buren County | $1,400 | Relatively Low | $122,300 |
| 25 | Boone County | $1,409 | Relatively Low | $169,300 |
| 26 | Johnson County | $1,425 | Relatively Low | $124,800 |
| 27 | Logan County | $1,455 | Relatively Low | $126,900 |
| 28 | Carroll County | $1,475 | Relatively Low | $186,300 |
| 29 | Lonoke County | $1,477 | Relatively Low | $184,100 |
| 30 | Montgomery County | $1,506 | Very Low | $136,000 |
| 31 | Jefferson County | $1,527 | Relatively Moderate | $106,000 |
| 32 | Faulkner County | $1,531 | Relatively Moderate | $211,300 |
| 33 | Hempstead County | $1,563 | Relatively Low | $100,200 |
| 34 | Bradley County | $1,598 | Very Low | $97,000 |
| 35 | Pope County | $1,609 | Relatively Low | $161,700 |
| 36 | Pike County | $1,611 | Very Low | $115,400 |
| 37 | Conway County | $1,617 | Relatively Low | $137,000 |
| 38 | Ashley County | $1,632 | Relatively Low | $88,800 |
| 39 | Nevada County | $1,676 | Very Low | $85,700 |
| 40 | Independence County | $1,677 | Relatively Low | $120,500 |
| 41 | Calhoun County | $1,747 | Very Low | $97,300 |
| 42 | White County | $1,759 | Relatively Moderate | $159,600 |
| 43 | Madison County | $1,829 | Relatively Low | $157,800 |
| 44 | Yell County | $1,858 | Relatively Low | $131,300 |
| 45 | Greene County | $1,893 | Relatively Low | $162,200 |
| 46 | Howard County | $1,906 | Relatively Low | $135,400 |
| 47 | Perry County | $1,924 | Very Low | $129,300 |
| 48 | Little River County | $1,932 | Relatively Low | $113,400 |
| 49 | Lincoln County | $1,934 | Very Low | $106,100 |
| 50 | Fulton County | $1,946 | Relatively Low | $107,200 |
| 51 | Izard County | $2,011 | Relatively Low | $122,100 |
| 52 | Scott County | $2,015 | Very Low | $110,900 |
| 53 | Craighead County | $2,067 | Relatively Moderate | $198,700 |
| 54 | Stone County | $2,068 | Relatively Low | $149,400 |
| 55 | Searcy County | $2,085 | Very Low | $108,100 |
| 56 | Crittenden County | $2,116 | Relatively Moderate | $155,100 |
| 57 | Phillips County | $2,189 | Relatively Low | $76,200 |
| 58 | Cleburne County | $2,215 | Relatively Low | $174,600 |
| 59 | Chicot County | $2,265 | Relatively Low | $90,500 |
| 60 | Sharp County | $2,307 | Relatively Low | $94,600 |
| 61 | St. Francis County | $2,404 | Relatively Low | $87,700 |
| 62 | Sevier County | $2,416 | Relatively Low | $111,700 |
| 63 | Arkansas County | $2,459 | Relatively Low | $129,400 |
| 64 | Monroe County | $2,693 | Very Low | $82,200 |
| 65 | Lafayette County | $2,703 | Very Low | $74,600 |
| 66 | Lee County | $2,725 | Very Low | $77,900 |
| 67 | Poinsett County | $2,725 | Relatively Low | $101,200 |
| 68 | Prairie County | $2,746 | Very Low | $87,500 |
| 69 | Jackson County | $2,817 | Relatively Low | $87,300 |
| 70 | Randolph County | $2,882 | Relatively Low | $118,100 |
| 71 | Lawrence County | $2,949 | Relatively Low | $91,100 |
| 72 | Cross County | $3,010 | Relatively Low | $104,000 |
| 73 | Woodruff County | $3,073 | Very Low | $96,800 |
| 74 | Mississippi County | $3,369 | Relatively Moderate | $115,800 |
| 75 | Clay County | $3,378 | Relatively Low | $88,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Arkansas