Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Alaska
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Alaska ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Wrangell City and Borough | $188 | Very Low | $289,700 |
| 2 | Ketchikan Gateway Borough | $332 | Very Low | $379,000 |
| 3 | Prince of Wales-Hyder Census Area | $357 | Very Low | $221,800 |
| 4 | Juneau City and Borough | $457 | Very Low | $432,500 |
| 5 | Skagway Municipality | $1,496 | Very Low | $430,000 |
| 6 | Sitka City and Borough | $2,094 | Very Low | $442,100 |
| 7 | Nome Census Area | $2,216 | Very Low | $201,000 |
| 8 | North Slope Borough | $2,224 | Very Low | $219,600 |
| 9 | Fairbanks North Star Borough | $2,800 | Relatively Moderate | $282,500 |
| 10 | Haines Borough | $2,843 | Very Low | $318,900 |
| 11 | Anchorage Municipality | $3,401 | Relatively High | $375,900 |
| 12 | Hoonah-Angoon Census Area | $3,613 | Very Low | $278,300 |
| 13 | Chugach Census Area | $3,636 | Very Low | $330,900 |
| 14 | Petersburg Borough | $3,887 | Very Low | $301,300 |
| 15 | Matanuska-Susitna Borough | $4,058 | Relatively Moderate | $319,200 |
| 16 | Dillingham Census Area | $4,851 | Very Low | $163,800 |
| 17 | Bristol Bay Borough | $4,914 | Very Low | $269,800 |
| 18 | Kenai Peninsula Borough | $5,043 | Relatively Moderate | $297,500 |
| 19 | Southeast Fairbanks Census Area | $5,214 | Relatively Low | $262,800 |
| 20 | Yukon-Koyukuk Census Area | $5,344 | Relatively Low | $87,800 |
| 21 | Northwest Arctic Borough | $5,463 | Relatively Low | $162,500 |
| 22 | Kodiak Island Borough | $5,498 | Relatively Low | $382,700 |
| 23 | Kusilvak Census Area | $5,750 | Relatively Low | $72,700 |
| 24 | Yakutat City and Borough | $6,837 | Very Low | $185,000 |
| 25 | Copper River Census Area | $6,976 | Very Low | $246,700 |
| 26 | Aleutians West Census Area | $29,942 | Relatively Low | $419,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Alaska