Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Wisconsin
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Wisconsin ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Vilas County | 31.6% | $667 | $2,112 |
| 2 | Waukesha County | 32.8% | $975 | $2,970 |
| 3 | Door County | 33.0% | $804 | $2,436 |
| 4 | Sawyer County | 33.2% | $593 | $1,785 |
| 5 | Ozaukee County | 33.2% | $979 | $2,949 |
| 6 | St. Croix County | 33.3% | $931 | $2,797 |
| 7 | Washington County | 33.5% | $852 | $2,540 |
| 8 | Oneida County | 33.7% | $618 | $1,832 |
| 9 | Burnett County | 34.2% | $597 | $1,747 |
| 10 | Bayfield County | 34.5% | $642 | $1,860 |
| 11 | Chippewa County | 34.9% | $680 | $1,949 |
| 12 | Polk County | 35.2% | $700 | $1,987 |
| 13 | Washburn County | 35.5% | $610 | $1,720 |
| 14 | Pierce County | 35.5% | $907 | $2,554 |
| 15 | Walworth County | 35.8% | $822 | $2,295 |
| 16 | Oconto County | 36.2% | $643 | $1,775 |
| 17 | Dane County | 36.3% | $1,113 | $3,068 |
| 18 | Columbia County | 36.4% | $792 | $2,173 |
| 19 | Eau Claire County | 36.5% | $744 | $2,038 |
| 20 | Brown County | 36.6% | $759 | $2,071 |
| 21 | Outagamie County | 36.7% | $756 | $2,059 |
| 22 | Green Lake County | 36.8% | $642 | $1,743 |
| 23 | Calumet County | 36.8% | $785 | $2,131 |
| 24 | Sauk County | 37.0% | $759 | $2,053 |
| 25 | Vernon County | 37.0% | $661 | $1,785 |
| 26 | Portage County | 37.1% | $725 | $1,955 |
| 27 | Jefferson County | 37.1% | $800 | $2,155 |
| 28 | Iowa County | 37.2% | $783 | $2,108 |
| 29 | Dunn County | 37.2% | $715 | $1,922 |
| 30 | Marquette County | 37.2% | $636 | $1,710 |
| 31 | Forest County | 37.4% | $542 | $1,450 |
| 32 | Sheboygan County | 37.5% | $699 | $1,865 |
| 33 | Adams County | 37.5% | $592 | $1,577 |
| 34 | Douglas County | 37.6% | $612 | $1,629 |
| 35 | Waushara County | 37.6% | $599 | $1,592 |
| 36 | La Crosse County | 37.7% | $787 | $2,085 |
| 37 | Kewaunee County | 37.7% | $676 | $1,791 |
| 38 | Barron County | 37.8% | $643 | $1,701 |
| 39 | Monroe County | 37.8% | $639 | $1,692 |
| 40 | Buffalo County | 37.8% | $641 | $1,696 |
| 41 | Dodge County | 37.9% | $712 | $1,878 |
| 42 | Green County | 37.9% | $773 | $2,038 |
| 43 | Kenosha County | 38.0% | $810 | $2,133 |
| 44 | Iron County | 38.0% | $508 | $1,337 |
| 45 | Marathon County | 38.1% | $674 | $1,771 |
| 46 | Pepin County | 38.1% | $644 | $1,691 |
| 47 | Taylor County | 38.2% | $615 | $1,611 |
| 48 | Florence County | 38.2% | $562 | $1,469 |
| 49 | Jackson County | 38.2% | $618 | $1,615 |
| 50 | Racine County | 38.2% | $791 | $2,069 |
| 51 | Richland County | 38.3% | $605 | $1,581 |
| 52 | Grant County | 38.3% | $618 | $1,612 |
| 53 | Fond du Lac County | 38.3% | $696 | $1,816 |
| 54 | Waupaca County | 38.4% | $641 | $1,670 |
| 55 | Lincoln County | 38.6% | $596 | $1,544 |
| 56 | Rusk County | 38.6% | $510 | $1,321 |
| 57 | Shawano County | 38.6% | $602 | $1,558 |
| 58 | Trempealeau County | 38.7% | $685 | $1,770 |
| 59 | Marinette County | 38.7% | $522 | $1,347 |
| 60 | Rock County | 38.8% | $731 | $1,883 |
| 61 | Winnebago County | 39.1% | $716 | $1,830 |
| 62 | Manitowoc County | 39.4% | $601 | $1,524 |
| 63 | Lafayette County | 39.6% | $638 | $1,610 |
| 64 | Ashland County | 39.6% | $562 | $1,419 |
| 65 | Clark County | 39.7% | $575 | $1,450 |
| 66 | Langlade County | 39.7% | $512 | $1,291 |
| 67 | Juneau County | 39.7% | $581 | $1,463 |
| 68 | Wood County | 39.8% | $593 | $1,491 |
| 69 | Crawford County | 39.9% | $621 | $1,556 |
| 70 | Price County | 40.3% | $526 | $1,305 |
| 71 | Milwaukee County | 40.7% | $794 | $1,950 |
| 72 | Menominee County | 53.3% | $591 | $1,108 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Wisconsin