Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in West Virginia
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
West Virginia ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Jefferson County | 32.2% | $821 | $2,553 |
| 2 | Monongalia County | 33.3% | $679 | $2,036 |
| 3 | Berkeley County | 33.9% | $680 | $2,004 |
| 4 | Hampshire County | 34.3% | $570 | $1,663 |
| 5 | Morgan County | 34.6% | $629 | $1,820 |
| 6 | Putnam County | 35.3% | $624 | $1,768 |
| 7 | Pendleton County | 35.4% | $523 | $1,477 |
| 8 | Grant County | 36.0% | $504 | $1,398 |
| 9 | Mineral County | 36.2% | $545 | $1,508 |
| 10 | Hardy County | 36.8% | $496 | $1,349 |
| 11 | Upshur County | 37.1% | $507 | $1,365 |
| 12 | Doddridge County | 37.4% | $510 | $1,364 |
| 13 | Preston County | 37.6% | $507 | $1,349 |
| 14 | Ohio County | 37.8% | $536 | $1,418 |
| 15 | Tucker County | 37.8% | $469 | $1,242 |
| 16 | Marion County | 37.9% | $536 | $1,413 |
| 17 | Harrison County | 38.0% | $518 | $1,364 |
| 18 | Pocahontas County | 38.0% | $456 | $1,200 |
| 19 | Jackson County | 38.3% | $513 | $1,338 |
| 20 | Monroe County | 38.4% | $487 | $1,267 |
| 21 | Randolph County | 38.6% | $462 | $1,198 |
| 22 | Cabell County | 38.6% | $525 | $1,358 |
| 23 | Wood County | 38.7% | $518 | $1,338 |
| 24 | Marshall County | 38.8% | $473 | $1,220 |
| 25 | Taylor County | 38.9% | $489 | $1,258 |
| 26 | Raleigh County | 38.9% | $485 | $1,246 |
| 27 | Summers County | 39.2% | $434 | $1,107 |
| 28 | Greenbrier County | 39.2% | $469 | $1,196 |
| 29 | Lewis County | 39.2% | $468 | $1,193 |
| 30 | Barbour County | 39.9% | $446 | $1,119 |
| 31 | Wayne County | 40.2% | $449 | $1,116 |
| 32 | Brooke County | 40.4% | $461 | $1,143 |
| 33 | Mason County | 40.4% | $460 | $1,140 |
| 34 | Pleasants County | 40.4% | $469 | $1,159 |
| 35 | Roane County | 40.5% | $440 | $1,086 |
| 36 | Kanawha County | 40.5% | $490 | $1,211 |
| 37 | Mercer County | 41.0% | $440 | $1,074 |
| 38 | Calhoun County | 41.3% | $418 | $1,012 |
| 39 | Nicholas County | 41.4% | $431 | $1,041 |
| 40 | Clay County | 41.6% | $407 | $978 |
| 41 | Hancock County | 41.6% | $455 | $1,094 |
| 42 | Wirt County | 41.9% | $434 | $1,036 |
| 43 | Tyler County | 42.1% | $435 | $1,034 |
| 44 | Braxton County | 42.2% | $415 | $983 |
| 45 | Lincoln County | 42.7% | $412 | $964 |
| 46 | Ritchie County | 43.0% | $435 | $1,010 |
| 47 | Logan County | 43.5% | $417 | $959 |
| 48 | Fayette County | 43.6% | $429 | $986 |
| 49 | Wetzel County | 43.7% | $425 | $974 |
| 50 | Mingo County | 45.2% | $378 | $835 |
| 51 | Boone County | 45.5% | $402 | $884 |
| 52 | Gilmer County | 46.0% | $379 | $823 |
| 53 | Webster County | 46.5% | $361 | $778 |
| 54 | Wyoming County | 46.6% | $365 | $784 |
| 55 | McDowell County | 54.9% | $320 | $583 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in West Virginia