Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Washington
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Washington ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | San Juan County | 24.6% | $1,266 | $5,145 |
| 2 | King County | 26.6% | $1,570 | $5,901 |
| 3 | Island County | 26.8% | $1,048 | $3,905 |
| 4 | Whatcom County | 26.9% | $1,053 | $3,915 |
| 5 | Snohomish County | 26.9% | $1,268 | $4,709 |
| 6 | Jefferson County | 27.3% | $994 | $3,637 |
| 7 | Skamania County | 27.4% | $954 | $3,477 |
| 8 | Kittitas County | 27.5% | $931 | $3,386 |
| 9 | Chelan County | 27.6% | $925 | $3,353 |
| 10 | Klickitat County | 27.6% | $790 | $2,865 |
| 11 | Kitsap County | 27.8% | $1,041 | $3,740 |
| 12 | Wahkiakum County | 28.1% | $720 | $2,559 |
| 13 | Skagit County | 28.2% | $1,020 | $3,615 |
| 14 | Clark County | 28.3% | $1,027 | $3,632 |
| 15 | Clallam County | 28.6% | $825 | $2,884 |
| 16 | Douglas County | 28.7% | $868 | $3,019 |
| 17 | Mason County | 28.8% | $815 | $2,830 |
| 18 | Lewis County | 29.0% | $746 | $2,569 |
| 19 | Thurston County | 29.1% | $988 | $3,399 |
| 20 | Pierce County | 29.1% | $1,063 | $3,649 |
| 21 | Benton County | 29.2% | $814 | $2,786 |
| 22 | Stevens County | 29.2% | $679 | $2,323 |
| 23 | Pend Oreille County | 29.3% | $681 | $2,324 |
| 24 | Franklin County | 29.4% | $768 | $2,613 |
| 25 | Cowlitz County | 29.4% | $818 | $2,779 |
| 26 | Lincoln County | 29.6% | $611 | $2,064 |
| 27 | Spokane County | 29.8% | $839 | $2,817 |
| 28 | Ferry County | 30.0% | $627 | $2,093 |
| 29 | Walla Walla County | 30.0% | $859 | $2,864 |
| 30 | Whitman County | 30.0% | $740 | $2,466 |
| 31 | Okanogan County | 30.6% | $670 | $2,188 |
| 32 | Asotin County | 30.8% | $680 | $2,208 |
| 33 | Yakima County | 31.1% | $676 | $2,177 |
| 34 | Grant County | 31.2% | $668 | $2,140 |
| 35 | Pacific County | 31.3% | $665 | $2,128 |
| 36 | Grays Harbor County | 31.5% | $686 | $2,178 |
| 37 | Garfield County | 31.6% | $528 | $1,671 |
| 38 | Adams County | 32.0% | $630 | $1,972 |
| 39 | Columbia County | 32.0% | $644 | $2,012 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Washington