Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Vermont
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Vermont ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Grand Isle County | 34.5% | $1,021 | $2,961 |
| 2 | Chittenden County | 35.7% | $1,200 | $3,360 |
| 3 | Franklin County | 36.5% | $877 | $2,401 |
| 4 | Addison County | 37.0% | $1,048 | $2,829 |
| 5 | Lamoille County | 37.7% | $920 | $2,443 |
| 6 | Bennington County | 38.4% | $858 | $2,232 |
| 7 | Washington County | 38.7% | $990 | $2,559 |
| 8 | Orange County | 38.8% | $851 | $2,191 |
| 9 | Windham County | 39.2% | $914 | $2,330 |
| 10 | Orleans County | 39.4% | $741 | $1,879 |
| 11 | Windsor County | 39.8% | $943 | $2,371 |
| 12 | Caledonia County | 40.2% | $775 | $1,927 |
| 13 | Rutland County | 40.3% | $786 | $1,952 |
| 14 | Essex County | 41.2% | $627 | $1,521 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Vermont