Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in South Dakota
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
South Dakota ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Custer County | 32.9% | $856 | $2,603 |
| 2 | Lawrence County | 33.7% | $845 | $2,504 |
| 3 | Meade County | 35.6% | $812 | $2,279 |
| 4 | Lincoln County | 35.7% | $957 | $2,684 |
| 5 | Union County | 36.3% | $819 | $2,257 |
| 6 | Pennington County | 36.3% | $824 | $2,268 |
| 7 | Brule County | 36.5% | $632 | $1,729 |
| 8 | Minnehaha County | 36.6% | $823 | $2,246 |
| 9 | Sully County | 36.8% | $619 | $1,680 |
| 10 | McCook County | 36.9% | $679 | $1,839 |
| 11 | Brookings County | 37.0% | $772 | $2,087 |
| 12 | Lake County | 37.0% | $724 | $1,958 |
| 13 | Codington County | 37.4% | $695 | $1,859 |
| 14 | Deuel County | 37.5% | $576 | $1,538 |
| 15 | Grant County | 37.7% | $580 | $1,537 |
| 16 | Butte County | 37.7% | $672 | $1,781 |
| 17 | Hughes County | 37.8% | $717 | $1,897 |
| 18 | Moody County | 37.9% | $673 | $1,774 |
| 19 | Hamlin County | 37.9% | $678 | $1,787 |
| 20 | Turner County | 38.0% | $650 | $1,713 |
| 21 | Yankton County | 38.1% | $685 | $1,797 |
| 22 | Hanson County | 38.2% | $634 | $1,661 |
| 23 | Brown County | 38.4% | $708 | $1,845 |
| 24 | Edmunds County | 38.6% | $550 | $1,424 |
| 25 | Clay County | 38.7% | $747 | $1,931 |
| 26 | Beadle County | 39.0% | $608 | $1,560 |
| 27 | Fall River County | 39.1% | $605 | $1,546 |
| 28 | Haakon County | 39.2% | $527 | $1,345 |
| 29 | Harding County | 39.5% | $545 | $1,379 |
| 30 | Davison County | 39.5% | $663 | $1,677 |
| 31 | Charles Mix County | 39.6% | $591 | $1,494 |
| 32 | Hand County | 39.6% | $532 | $1,344 |
| 33 | Kingsbury County | 39.6% | $559 | $1,411 |
| 34 | Lyman County | 39.9% | $555 | $1,390 |
| 35 | Marshall County | 39.9% | $522 | $1,308 |
| 36 | Day County | 40.1% | $554 | $1,382 |
| 37 | Hutchinson County | 40.3% | $577 | $1,434 |
| 38 | Tripp County | 40.6% | $501 | $1,233 |
| 39 | Clark County | 40.7% | $520 | $1,278 |
| 40 | Faulk County | 41.0% | $460 | $1,122 |
| 41 | Bennett County | 41.2% | $518 | $1,258 |
| 42 | Roberts County | 41.3% | $522 | $1,265 |
| 43 | Stanley County | 41.5% | $642 | $1,549 |
| 44 | Jerauld County | 41.7% | $486 | $1,164 |
| 45 | Aurora County | 42.2% | $504 | $1,192 |
| 46 | Gregory County | 42.3% | $506 | $1,194 |
| 47 | Sanborn County | 42.5% | $546 | $1,285 |
| 48 | Ziebach County | 42.5% | $402 | $945 |
| 49 | Hyde County | 42.6% | $532 | $1,250 |
| 50 | Buffalo County | 42.8% | $431 | $1,007 |
| 51 | Douglas County | 43.0% | $504 | $1,172 |
| 52 | Jones County | 43.7% | $485 | $1,110 |
| 53 | Miner County | 43.7% | $474 | $1,083 |
| 54 | Bon Homme County | 43.8% | $501 | $1,143 |
| 55 | Walworth County | 43.9% | $544 | $1,238 |
| 56 | Potter County | 44.3% | $516 | $1,164 |
| 57 | Spink County | 44.4% | $501 | $1,127 |
| 58 | Perkins County | 45.6% | $475 | $1,040 |
| 59 | Campbell County | 48.4% | $440 | $909 |
| 60 | Dewey County | 50.0% | $402 | $805 |
| 61 | Corson County | 50.3% | $398 | $792 |
| 62 | McPherson County | 50.3% | $424 | $842 |
| 63 | Mellette County | 53.2% | $382 | $719 |
| 64 | Oglala Lakota County | 54.9% | $296 | $540 |
| 65 | Todd County | 60.1% | $363 | $604 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in South Dakota