Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in South Carolina
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
South Carolina ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Charleston County | 28.9% | $978 | $3,385 |
| 2 | Beaufort County | 30.1% | $935 | $3,111 |
| 3 | York County | 31.4% | $788 | $2,511 |
| 4 | Horry County | 31.7% | $646 | $2,037 |
| 5 | Lancaster County | 31.9% | $746 | $2,338 |
| 6 | Berkeley County | 32.2% | $711 | $2,207 |
| 7 | Georgetown County | 32.3% | $668 | $2,069 |
| 8 | Dorchester County | 32.6% | $760 | $2,332 |
| 9 | Greenville County | 32.7% | $711 | $2,173 |
| 10 | Jasper County | 33.0% | $709 | $2,147 |
| 11 | Pickens County | 33.6% | $583 | $1,736 |
| 12 | Oconee County | 33.6% | $587 | $1,747 |
| 13 | Anderson County | 34.3% | $592 | $1,726 |
| 14 | Lexington County | 34.5% | $611 | $1,774 |
| 15 | Aiken County | 34.6% | $565 | $1,630 |
| 16 | Spartanburg County | 34.8% | $616 | $1,769 |
| 17 | Edgefield County | 35.0% | $559 | $1,596 |
| 18 | Kershaw County | 35.4% | $561 | $1,585 |
| 19 | Richland County | 35.4% | $656 | $1,853 |
| 20 | Florence County | 36.5% | $508 | $1,392 |
| 21 | Laurens County | 37.3% | $488 | $1,308 |
| 22 | Greenwood County | 37.4% | $530 | $1,419 |
| 23 | Sumter County | 37.5% | $512 | $1,363 |
| 24 | Calhoun County | 37.6% | $479 | $1,273 |
| 25 | Abbeville County | 38.1% | $484 | $1,270 |
| 26 | McCormick County | 38.2% | $524 | $1,373 |
| 27 | Darlington County | 38.2% | $467 | $1,222 |
| 28 | Newberry County | 38.5% | $529 | $1,374 |
| 29 | Clarendon County | 38.6% | $495 | $1,281 |
| 30 | Cherokee County | 38.8% | $457 | $1,179 |
| 31 | Colleton County | 38.9% | $496 | $1,275 |
| 32 | Chester County | 39.0% | $490 | $1,258 |
| 33 | Fairfield County | 39.9% | $457 | $1,146 |
| 34 | Saluda County | 40.7% | $451 | $1,108 |
| 35 | Orangeburg County | 42.6% | $435 | $1,021 |
| 36 | Chesterfield County | 42.7% | $403 | $944 |
| 37 | Lee County | 43.1% | $413 | $957 |
| 38 | Union County | 43.3% | $408 | $942 |
| 39 | Hampton County | 44.3% | $434 | $981 |
| 40 | Williamsburg County | 44.6% | $408 | $916 |
| 41 | Barnwell County | 44.6% | $418 | $937 |
| 42 | Marion County | 44.9% | $378 | $841 |
| 43 | Bamberg County | 45.2% | $423 | $935 |
| 44 | Dillon County | 45.5% | $377 | $827 |
| 45 | Marlboro County | 48.1% | $368 | $766 |
| 46 | Allendale County | 52.0% | $357 | $685 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in South Carolina