Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Oregon
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Oregon ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Hood River County | 25.6% | $1,047 | $4,096 |
| 2 | Deschutes County | 25.6% | $1,097 | $4,279 |
| 3 | Josephine County | 26.9% | $752 | $2,797 |
| 4 | Tillamook County | 27.1% | $812 | $2,994 |
| 5 | Curry County | 27.1% | $730 | $2,687 |
| 6 | Crook County | 27.3% | $848 | $3,108 |
| 7 | Wallowa County | 27.5% | $753 | $2,739 |
| 8 | Clatsop County | 27.7% | $894 | $3,231 |
| 9 | Clackamas County | 27.9% | $1,195 | $4,280 |
| 10 | Yamhill County | 28.0% | $918 | $3,281 |
| 11 | Washington County | 28.0% | $1,159 | $4,141 |
| 12 | Jackson County | 28.5% | $853 | $2,989 |
| 13 | Columbia County | 28.6% | $836 | $2,922 |
| 14 | Multnomah County | 28.9% | $1,147 | $3,966 |
| 15 | Polk County | 29.0% | $913 | $3,153 |
| 16 | Jefferson County | 29.3% | $749 | $2,560 |
| 17 | Lincoln County | 29.3% | $858 | $2,928 |
| 18 | Lane County | 29.4% | $880 | $2,993 |
| 19 | Benton County | 29.4% | $1,072 | $3,644 |
| 20 | Marion County | 29.7% | $865 | $2,912 |
| 21 | Douglas County | 29.8% | $641 | $2,153 |
| 22 | Coos County | 30.0% | $692 | $2,308 |
| 23 | Wasco County | 30.1% | $766 | $2,541 |
| 24 | Linn County | 30.5% | $806 | $2,646 |
| 25 | Klamath County | 30.6% | $603 | $1,968 |
| 26 | Wheeler County | 30.9% | $619 | $2,002 |
| 27 | Lake County | 31.6% | $541 | $1,712 |
| 28 | Union County | 32.0% | $656 | $2,047 |
| 29 | Grant County | 32.2% | $572 | $1,773 |
| 30 | Baker County | 32.4% | $633 | $1,955 |
| 31 | Sherman County | 32.5% | $531 | $1,634 |
| 32 | Morrow County | 32.5% | $591 | $1,817 |
| 33 | Malheur County | 32.7% | $575 | $1,757 |
| 34 | Umatilla County | 32.9% | $670 | $2,037 |
| 35 | Harney County | 35.0% | $549 | $1,566 |
| 36 | Gilliam County | 37.0% | $497 | $1,342 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Oregon