Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Oklahoma
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Oklahoma ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Kingfisher County | 38.5% | $690 | $1,792 |
| 2 | Logan County | 38.8% | $794 | $2,045 |
| 3 | McClain County | 39.1% | $800 | $2,049 |
| 4 | Rogers County | 39.3% | $768 | $1,955 |
| 5 | Wagoner County | 39.7% | $758 | $1,911 |
| 6 | Payne County | 39.9% | $772 | $1,934 |
| 7 | Woodward County | 40.1% | $636 | $1,586 |
| 8 | Grady County | 40.1% | $672 | $1,675 |
| 9 | Canadian County | 40.2% | $826 | $2,056 |
| 10 | Murray County | 40.3% | $557 | $1,384 |
| 11 | Custer County | 40.4% | $642 | $1,587 |
| 12 | Pontotoc County | 40.5% | $619 | $1,529 |
| 13 | Delaware County | 40.6% | $601 | $1,481 |
| 14 | Mayes County | 40.7% | $629 | $1,547 |
| 15 | Cleveland County | 40.7% | $815 | $2,005 |
| 16 | Roger Mills County | 40.7% | $559 | $1,373 |
| 17 | Love County | 40.7% | $614 | $1,508 |
| 18 | Cherokee County | 40.7% | $587 | $1,443 |
| 19 | Tulsa County | 40.9% | $788 | $1,928 |
| 20 | Bryan County | 40.9% | $605 | $1,478 |
| 21 | Oklahoma County | 40.9% | $768 | $1,877 |
| 22 | Osage County | 40.9% | $638 | $1,558 |
| 23 | Lincoln County | 41.0% | $565 | $1,376 |
| 24 | Creek County | 41.1% | $636 | $1,548 |
| 25 | Pittsburg County | 41.3% | $550 | $1,331 |
| 26 | Pottawatomie County | 41.4% | $588 | $1,419 |
| 27 | Woods County | 41.6% | $540 | $1,297 |
| 28 | Texas County | 41.6% | $593 | $1,424 |
| 29 | Jackson County | 42.0% | $561 | $1,335 |
| 30 | Atoka County | 42.1% | $536 | $1,272 |
| 31 | Marshall County | 42.1% | $543 | $1,289 |
| 32 | Carter County | 42.2% | $598 | $1,418 |
| 33 | McCurtain County | 42.2% | $492 | $1,165 |
| 34 | Beckham County | 42.3% | $601 | $1,420 |
| 35 | McIntosh County | 42.4% | $534 | $1,259 |
| 36 | Garvin County | 42.6% | $524 | $1,232 |
| 37 | Craig County | 42.6% | $527 | $1,236 |
| 38 | Washington County | 42.6% | $638 | $1,497 |
| 39 | Major County | 42.6% | $535 | $1,254 |
| 40 | Muskogee County | 42.8% | $554 | $1,295 |
| 41 | Comanche County | 42.8% | $616 | $1,440 |
| 42 | Haskell County | 42.9% | $490 | $1,143 |
| 43 | Choctaw County | 42.9% | $480 | $1,119 |
| 44 | Sequoyah County | 43.0% | $513 | $1,194 |
| 45 | Garfield County | 43.0% | $604 | $1,404 |
| 46 | Blaine County | 43.0% | $509 | $1,183 |
| 47 | Noble County | 43.0% | $575 | $1,337 |
| 48 | Stephens County | 43.1% | $546 | $1,268 |
| 49 | Pushmataha County | 43.2% | $474 | $1,097 |
| 50 | Pawnee County | 43.8% | $522 | $1,193 |
| 51 | Le Flore County | 43.9% | $508 | $1,157 |
| 52 | Dewey County | 44.0% | $495 | $1,126 |
| 53 | Adair County | 44.0% | $468 | $1,063 |
| 54 | Nowata County | 44.1% | $514 | $1,165 |
| 55 | Washita County | 44.2% | $478 | $1,083 |
| 56 | Okfuskee County | 44.2% | $469 | $1,060 |
| 57 | Ellis County | 44.3% | $520 | $1,174 |
| 58 | Ottawa County | 44.4% | $488 | $1,098 |
| 59 | Johnston County | 44.5% | $474 | $1,065 |
| 60 | Kay County | 44.5% | $500 | $1,123 |
| 61 | Cotton County | 44.6% | $486 | $1,091 |
| 62 | Caddo County | 44.6% | $473 | $1,060 |
| 63 | Okmulgee County | 44.7% | $495 | $1,107 |
| 64 | Beaver County | 44.8% | $510 | $1,140 |
| 65 | Latimer County | 45.1% | $453 | $1,005 |
| 66 | Greer County | 45.3% | $459 | $1,012 |
| 67 | Alfalfa County | 45.7% | $463 | $1,012 |
| 68 | Cimarron County | 45.7% | $425 | $930 |
| 69 | Harper County | 46.3% | $457 | $987 |
| 70 | Hughes County | 46.6% | $442 | $949 |
| 71 | Coal County | 46.8% | $435 | $928 |
| 72 | Kiowa County | 47.1% | $429 | $911 |
| 73 | Seminole County | 47.1% | $433 | $920 |
| 74 | Grant County | 48.9% | $406 | $831 |
| 75 | Jefferson County | 49.5% | $405 | $819 |
| 76 | Harmon County | 49.9% | $403 | $807 |
| 77 | Tillman County | 50.5% | $392 | $776 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Oklahoma