Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Ohio
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Ohio ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Warren County | 35.9% | $957 | $2,664 |
| 2 | Union County | 36.0% | $923 | $2,559 |
| 3 | Fairfield County | 36.1% | $821 | $2,274 |
| 4 | Pickaway County | 36.4% | $720 | $1,978 |
| 5 | Holmes County | 36.4% | $770 | $2,114 |
| 6 | Madison County | 36.6% | $714 | $1,950 |
| 7 | Delaware County | 37.0% | $1,313 | $3,552 |
| 8 | Medina County | 37.1% | $843 | $2,274 |
| 9 | Miami County | 37.2% | $660 | $1,777 |
| 10 | Knox County | 37.2% | $691 | $1,856 |
| 11 | Brown County | 37.3% | $576 | $1,542 |
| 12 | Licking County | 37.3% | $797 | $2,135 |
| 13 | Butler County | 37.4% | $776 | $2,074 |
| 14 | Clinton County | 37.4% | $616 | $1,645 |
| 15 | Geauga County | 37.5% | $978 | $2,607 |
| 16 | Clermont County | 37.6% | $790 | $2,101 |
| 17 | Mercer County | 37.6% | $671 | $1,785 |
| 18 | Hancock County | 37.6% | $633 | $1,682 |
| 19 | Putnam County | 37.7% | $619 | $1,642 |
| 20 | Shelby County | 38.0% | $622 | $1,638 |
| 21 | Ottawa County | 38.0% | $656 | $1,728 |
| 22 | Morrow County | 38.1% | $659 | $1,731 |
| 23 | Perry County | 38.1% | $585 | $1,537 |
| 24 | Auglaize County | 38.1% | $598 | $1,570 |
| 25 | Champaign County | 38.3% | $618 | $1,613 |
| 26 | Logan County | 38.4% | $619 | $1,613 |
| 27 | Washington County | 38.5% | $581 | $1,510 |
| 28 | Wayne County | 38.5% | $684 | $1,776 |
| 29 | Carroll County | 38.5% | $583 | $1,515 |
| 30 | Darke County | 38.6% | $567 | $1,470 |
| 31 | Muskingum County | 38.6% | $572 | $1,480 |
| 32 | Franklin County | 38.7% | $895 | $2,314 |
| 33 | Adams County | 38.7% | $531 | $1,372 |
| 34 | Ashland County | 38.7% | $593 | $1,532 |
| 35 | Portage County | 38.8% | $714 | $1,837 |
| 36 | Hocking County | 38.9% | $586 | $1,506 |
| 37 | Wyandot County | 38.9% | $543 | $1,394 |
| 38 | Noble County | 39.0% | $511 | $1,308 |
| 39 | Tuscarawas County | 39.0% | $605 | $1,549 |
| 40 | Wood County | 39.1% | $734 | $1,878 |
| 41 | Fayette County | 39.2% | $558 | $1,424 |
| 42 | Preble County | 39.3% | $592 | $1,506 |
| 43 | Highland County | 39.4% | $545 | $1,383 |
| 44 | Pike County | 39.5% | $517 | $1,310 |
| 45 | Ross County | 39.6% | $555 | $1,401 |
| 46 | Hamilton County | 39.7% | $793 | $1,998 |
| 47 | Erie County | 39.8% | $648 | $1,630 |
| 48 | Lorain County | 39.8% | $732 | $1,838 |
| 49 | Huron County | 39.9% | $563 | $1,411 |
| 50 | Athens County | 39.9% | $617 | $1,544 |
| 51 | Guernsey County | 40.0% | $548 | $1,371 |
| 52 | Henry County | 40.2% | $595 | $1,482 |
| 53 | Greene County | 40.2% | $854 | $2,125 |
| 54 | Allen County | 40.3% | $572 | $1,418 |
| 55 | Marion County | 40.4% | $528 | $1,308 |
| 56 | Stark County | 40.4% | $642 | $1,591 |
| 57 | Sandusky County | 40.4% | $551 | $1,366 |
| 58 | Fulton County | 40.5% | $640 | $1,580 |
| 59 | Coshocton County | 40.6% | $519 | $1,278 |
| 60 | Lawrence County | 40.6% | $495 | $1,219 |
| 61 | Jackson County | 40.6% | $513 | $1,263 |
| 62 | Belmont County | 40.7% | $523 | $1,287 |
| 63 | Defiance County | 40.8% | $555 | $1,360 |
| 64 | Summit County | 40.8% | $720 | $1,765 |
| 65 | Monroe County | 40.9% | $487 | $1,192 |
| 66 | Morgan County | 40.9% | $496 | $1,212 |
| 67 | Van Wert County | 41.0% | $509 | $1,242 |
| 68 | Clark County | 41.2% | $582 | $1,415 |
| 69 | Gallia County | 41.3% | $508 | $1,229 |
| 70 | Columbiana County | 41.4% | $524 | $1,267 |
| 71 | Lake County | 41.5% | $757 | $1,824 |
| 72 | Richland County | 41.5% | $583 | $1,406 |
| 73 | Ashtabula County | 41.7% | $570 | $1,369 |
| 74 | Seneca County | 41.7% | $521 | $1,248 |
| 75 | Williams County | 41.8% | $537 | $1,284 |
| 76 | Scioto County | 41.9% | $510 | $1,216 |
| 77 | Hardin County | 42.0% | $521 | $1,241 |
| 78 | Vinton County | 42.1% | $511 | $1,214 |
| 79 | Paulding County | 42.5% | $501 | $1,177 |
| 80 | Jefferson County | 42.7% | $480 | $1,123 |
| 81 | Mahoning County | 43.0% | $567 | $1,320 |
| 82 | Harrison County | 43.1% | $477 | $1,107 |
| 83 | Montgomery County | 43.3% | $682 | $1,576 |
| 84 | Meigs County | 43.3% | $462 | $1,068 |
| 85 | Crawford County | 43.5% | $507 | $1,167 |
| 86 | Lucas County | 43.8% | $645 | $1,474 |
| 87 | Trumbull County | 44.0% | $537 | $1,221 |
| 88 | Cuyahoga County | 44.1% | $772 | $1,750 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Ohio