Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in North Dakota
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
North Dakota ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | McKenzie County | 29.0% | $780 | $2,687 |
| 2 | Billings County | 29.3% | $712 | $2,434 |
| 3 | Dunn County | 32.8% | $637 | $1,939 |
| 4 | Williams County | 33.0% | $703 | $2,133 |
| 5 | Mountrail County | 33.0% | $584 | $1,770 |
| 6 | Burleigh County | 33.2% | $834 | $2,514 |
| 7 | Oliver County | 33.9% | $594 | $1,752 |
| 8 | McLean County | 34.2% | $646 | $1,890 |
| 9 | Stark County | 34.6% | $735 | $2,125 |
| 10 | Bottineau County | 35.4% | $558 | $1,577 |
| 11 | Morton County | 35.5% | $735 | $2,067 |
| 12 | Divide County | 35.6% | $511 | $1,435 |
| 13 | Ward County | 35.6% | $765 | $2,148 |
| 14 | Cass County | 35.9% | $853 | $2,373 |
| 15 | Grand Forks County | 36.3% | $744 | $2,048 |
| 16 | Bowman County | 36.4% | $540 | $1,481 |
| 17 | Ramsey County | 36.6% | $609 | $1,663 |
| 18 | Renville County | 36.6% | $504 | $1,377 |
| 19 | Traill County | 37.5% | $618 | $1,650 |
| 20 | Stutsman County | 37.5% | $642 | $1,711 |
| 21 | Mercer County | 37.5% | $629 | $1,676 |
| 22 | McHenry County | 37.9% | $466 | $1,230 |
| 23 | Dickey County | 37.9% | $545 | $1,437 |
| 24 | Slope County | 38.0% | $397 | $1,045 |
| 25 | Burke County | 38.1% | $466 | $1,223 |
| 26 | Kidder County | 38.2% | $457 | $1,196 |
| 27 | Ransom County | 38.3% | $580 | $1,513 |
| 28 | Richland County | 38.7% | $598 | $1,546 |
| 29 | Barnes County | 38.9% | $572 | $1,469 |
| 30 | Pierce County | 40.0% | $510 | $1,276 |
| 31 | Sargent County | 40.2% | $537 | $1,336 |
| 32 | Foster County | 40.3% | $586 | $1,455 |
| 33 | Griggs County | 40.4% | $465 | $1,149 |
| 34 | Towner County | 40.7% | $451 | $1,106 |
| 35 | Nelson County | 41.1% | $427 | $1,038 |
| 36 | Sheridan County | 41.3% | $405 | $980 |
| 37 | Golden Valley County | 41.4% | $449 | $1,085 |
| 38 | Steele County | 41.4% | $454 | $1,096 |
| 39 | Eddy County | 41.5% | $437 | $1,054 |
| 40 | LaMoure County | 41.7% | $450 | $1,080 |
| 41 | Walsh County | 41.7% | $480 | $1,151 |
| 42 | Emmons County | 41.9% | $432 | $1,032 |
| 43 | Pembina County | 42.0% | $450 | $1,073 |
| 44 | Cavalier County | 42.7% | $487 | $1,140 |
| 45 | Sioux County | 42.9% | $350 | $817 |
| 46 | Adams County | 42.9% | $435 | $1,013 |
| 47 | Hettinger County | 43.2% | $450 | $1,042 |
| 48 | Logan County | 43.2% | $414 | $957 |
| 49 | Wells County | 43.2% | $433 | $1,001 |
| 50 | Rolette County | 44.6% | $399 | $895 |
| 51 | Benson County | 45.6% | $371 | $815 |
| 52 | Grant County | 45.6% | $384 | $842 |
| 53 | McIntosh County | 47.0% | $380 | $808 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in North Dakota