Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Nebraska
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Nebraska ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Hamilton County | 36.7% | $739 | $2,014 |
| 2 | Arthur County | 37.6% | $607 | $1,615 |
| 3 | Seward County | 38.4% | $772 | $2,013 |
| 4 | Howard County | 38.7% | $693 | $1,788 |
| 5 | Kearney County | 38.9% | $742 | $1,907 |
| 6 | Polk County | 38.9% | $605 | $1,555 |
| 7 | Washington County | 39.0% | $949 | $2,435 |
| 8 | Saunders County | 39.0% | $823 | $2,110 |
| 9 | Gosper County | 39.2% | $697 | $1,779 |
| 10 | Wayne County | 39.2% | $700 | $1,788 |
| 11 | Cass County | 39.4% | $857 | $2,176 |
| 12 | Cedar County | 39.4% | $609 | $1,546 |
| 13 | Cuming County | 39.4% | $607 | $1,541 |
| 14 | Buffalo County | 39.7% | $832 | $2,097 |
| 15 | Pierce County | 39.7% | $643 | $1,619 |
| 16 | Boone County | 39.7% | $580 | $1,459 |
| 17 | Lancaster County | 39.9% | $916 | $2,298 |
| 18 | Platte County | 39.9% | $736 | $1,845 |
| 19 | Logan County | 39.9% | $567 | $1,422 |
| 20 | Hall County | 40.1% | $742 | $1,852 |
| 21 | Chase County | 40.2% | $641 | $1,595 |
| 22 | Madison County | 40.2% | $705 | $1,751 |
| 23 | York County | 40.3% | $633 | $1,572 |
| 24 | Merrick County | 40.5% | $610 | $1,506 |
| 25 | Stanton County | 40.5% | $670 | $1,654 |
| 26 | Butler County | 40.6% | $604 | $1,488 |
| 27 | Perkins County | 40.6% | $544 | $1,341 |
| 28 | Sarpy County | 40.6% | $1,050 | $2,585 |
| 29 | Custer County | 40.7% | $589 | $1,445 |
| 30 | Dodge County | 40.8% | $691 | $1,695 |
| 31 | Wheeler County | 40.9% | $502 | $1,227 |
| 32 | Saline County | 40.9% | $668 | $1,632 |
| 33 | Holt County | 41.1% | $566 | $1,378 |
| 34 | Douglas County | 41.1% | $917 | $2,229 |
| 35 | Adams County | 41.2% | $694 | $1,686 |
| 36 | Otoe County | 41.2% | $692 | $1,679 |
| 37 | Phelps County | 41.3% | $652 | $1,577 |
| 38 | Cherry County | 41.4% | $513 | $1,239 |
| 39 | Harlan County | 41.4% | $556 | $1,342 |
| 40 | Dawson County | 41.4% | $596 | $1,439 |
| 41 | Loup County | 41.5% | $457 | $1,101 |
| 42 | Lincoln County | 41.5% | $693 | $1,670 |
| 43 | Dundy County | 41.8% | $453 | $1,084 |
| 44 | Grant County | 41.8% | $437 | $1,045 |
| 45 | Gage County | 41.9% | $645 | $1,537 |
| 46 | Sioux County | 42.1% | $550 | $1,307 |
| 47 | Dixon County | 42.1% | $549 | $1,304 |
| 48 | Clay County | 42.2% | $571 | $1,352 |
| 49 | Keith County | 42.2% | $613 | $1,451 |
| 50 | Red Willow County | 42.3% | $561 | $1,327 |
| 51 | Rock County | 42.3% | $487 | $1,151 |
| 52 | Banner County | 42.4% | $653 | $1,540 |
| 53 | Fillmore County | 42.4% | $515 | $1,215 |
| 54 | Scotts Bluff County | 42.5% | $636 | $1,498 |
| 55 | Box Butte County | 42.5% | $635 | $1,495 |
| 56 | Dawes County | 42.5% | $578 | $1,360 |
| 57 | McPherson County | 42.6% | $491 | $1,154 |
| 58 | Sherman County | 42.6% | $535 | $1,256 |
| 59 | Dakota County | 42.7% | $669 | $1,566 |
| 60 | Garfield County | 43.1% | $585 | $1,359 |
| 61 | Colfax County | 43.2% | $522 | $1,210 |
| 62 | Nance County | 43.4% | $502 | $1,157 |
| 63 | Frontier County | 43.4% | $568 | $1,309 |
| 64 | Thomas County | 43.7% | $467 | $1,071 |
| 65 | Antelope County | 44.0% | $490 | $1,114 |
| 66 | Knox County | 44.0% | $490 | $1,114 |
| 67 | Nemaha County | 44.2% | $529 | $1,197 |
| 68 | Johnson County | 44.3% | $558 | $1,260 |
| 69 | Keya Paha County | 44.3% | $462 | $1,043 |
| 70 | Burt County | 44.4% | $535 | $1,205 |
| 71 | Hayes County | 44.5% | $484 | $1,086 |
| 72 | Thayer County | 44.6% | $456 | $1,023 |
| 73 | Morrill County | 44.8% | $485 | $1,083 |
| 74 | Brown County | 44.9% | $436 | $971 |
| 75 | Jefferson County | 45.0% | $514 | $1,142 |
| 76 | Valley County | 45.1% | $536 | $1,189 |
| 77 | Boyd County | 45.2% | $457 | $1,013 |
| 78 | Blaine County | 45.2% | $450 | $995 |
| 79 | Franklin County | 45.3% | $438 | $967 |
| 80 | Cheyenne County | 45.5% | $576 | $1,265 |
| 81 | Garden County | 45.9% | $433 | $943 |
| 82 | Sheridan County | 46.0% | $468 | $1,018 |
| 83 | Webster County | 46.4% | $471 | $1,016 |
| 84 | Thurston County | 46.4% | $487 | $1,048 |
| 85 | Richardson County | 46.7% | $452 | $967 |
| 86 | Kimball County | 46.9% | $519 | $1,106 |
| 87 | Nuckolls County | 47.0% | $430 | $915 |
| 88 | Hitchcock County | 47.1% | $422 | $896 |
| 89 | Deuel County | 47.2% | $463 | $982 |
| 90 | Furnas County | 47.6% | $445 | $935 |
| 91 | Hooker County | 48.3% | $426 | $882 |
| 92 | Greeley County | 48.6% | $443 | $911 |
| 93 | Pawnee County | 50.6% | $408 | $808 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Nebraska