Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Montana
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Montana ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Madison County | 26.9% | $865 | $3,216 |
| 2 | Gallatin County | 27.3% | $1,210 | $4,439 |
| 3 | Ravalli County | 27.9% | $900 | $3,222 |
| 4 | Flathead County | 28.3% | $985 | $3,482 |
| 5 | Park County | 28.3% | $906 | $3,200 |
| 6 | Jefferson County | 28.4% | $866 | $3,044 |
| 7 | Carbon County | 28.7% | $816 | $2,840 |
| 8 | Broadwater County | 29.4% | $809 | $2,757 |
| 9 | Stillwater County | 29.4% | $792 | $2,690 |
| 10 | Sanders County | 29.6% | $725 | $2,454 |
| 11 | Sweet Grass County | 29.6% | $665 | $2,242 |
| 12 | Lake County | 29.7% | $834 | $2,804 |
| 13 | Granite County | 29.7% | $767 | $2,580 |
| 14 | Mineral County | 29.7% | $709 | $2,383 |
| 15 | Missoula County | 31.0% | $1,013 | $3,272 |
| 16 | Lewis and Clark County | 31.0% | $858 | $2,770 |
| 17 | Lincoln County | 31.2% | $625 | $2,006 |
| 18 | Beaverhead County | 31.2% | $684 | $2,190 |
| 19 | Judith Basin County | 31.6% | $529 | $1,672 |
| 20 | Fallon County | 31.7% | $588 | $1,853 |
| 21 | Yellowstone County | 31.8% | $792 | $2,488 |
| 22 | Powell County | 32.2% | $647 | $2,013 |
| 23 | Richland County | 32.4% | $662 | $2,045 |
| 24 | Meagher County | 32.4% | $626 | $1,930 |
| 25 | Golden Valley County | 32.4% | $522 | $1,611 |
| 26 | Musselshell County | 32.6% | $571 | $1,752 |
| 27 | Treasure County | 32.8% | $560 | $1,709 |
| 28 | Carter County | 33.2% | $469 | $1,412 |
| 29 | Teton County | 33.5% | $634 | $1,891 |
| 30 | McCone County | 33.8% | $539 | $1,593 |
| 31 | Rosebud County | 33.9% | $517 | $1,526 |
| 32 | Cascade County | 34.0% | $669 | $1,967 |
| 33 | Deer Lodge County | 34.3% | $585 | $1,704 |
| 34 | Garfield County | 34.6% | $503 | $1,455 |
| 35 | Fergus County | 34.8% | $577 | $1,659 |
| 36 | Wheatland County | 34.8% | $493 | $1,415 |
| 37 | Chouteau County | 35.1% | $534 | $1,522 |
| 38 | Petroleum County | 35.3% | $505 | $1,433 |
| 39 | Silver Bow County | 35.5% | $655 | $1,849 |
| 40 | Daniels County | 36.0% | $533 | $1,482 |
| 41 | Phillips County | 36.0% | $525 | $1,460 |
| 42 | Pondera County | 36.0% | $539 | $1,495 |
| 43 | Toole County | 36.2% | $567 | $1,567 |
| 44 | Custer County | 36.4% | $623 | $1,713 |
| 45 | Prairie County | 36.4% | $512 | $1,404 |
| 46 | Valley County | 36.6% | $612 | $1,672 |
| 47 | Hill County | 36.9% | $585 | $1,587 |
| 48 | Glacier County | 37.0% | $480 | $1,299 |
| 49 | Powder River County | 37.3% | $475 | $1,272 |
| 50 | Dawson County | 37.5% | $600 | $1,600 |
| 51 | Big Horn County | 38.4% | $494 | $1,285 |
| 52 | Liberty County | 41.0% | $434 | $1,057 |
| 53 | Roosevelt County | 42.1% | $464 | $1,102 |
| 54 | Wibaux County | 42.1% | $359 | $852 |
| 55 | Sheridan County | 42.9% | $447 | $1,043 |
| 56 | Blaine County | 42.9% | $501 | $1,168 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Montana