Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Massachusetts
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Massachusetts ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Nantucket County | 21.3% | $2,004 | $9,409 |
| 2 | Dukes County | 24.4% | $1,905 | $7,800 |
| 3 | Suffolk County | 27.3% | $1,363 | $4,997 |
| 4 | Barnstable County | 28.3% | $1,211 | $4,286 |
| 5 | Middlesex County | 30.3% | $1,596 | $5,264 |
| 6 | Norfolk County | 30.8% | $1,541 | $5,007 |
| 7 | Essex County | 31.0% | $1,402 | $4,519 |
| 8 | Bristol County | 32.7% | $1,093 | $3,345 |
| 9 | Plymouth County | 32.7% | $1,331 | $4,069 |
| 10 | Worcester County | 34.6% | $1,102 | $3,188 |
| 11 | Hampshire County | 35.8% | $1,082 | $3,022 |
| 12 | Berkshire County | 36.6% | $876 | $2,391 |
| 13 | Franklin County | 37.1% | $956 | $2,576 |
| 14 | Hampden County | 38.0% | $904 | $2,379 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Massachusetts