Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Maine
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Maine ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Cumberland County | 33.2% | $1,093 | $3,289 |
| 2 | York County | 33.4% | $957 | $2,864 |
| 3 | Lincoln County | 33.7% | $830 | $2,464 |
| 4 | Hancock County | 34.0% | $765 | $2,251 |
| 5 | Sagadahoc County | 35.1% | $866 | $2,469 |
| 6 | Knox County | 36.1% | $879 | $2,431 |
| 7 | Waldo County | 36.5% | $732 | $2,009 |
| 8 | Kennebec County | 37.5% | $704 | $1,878 |
| 9 | Androscoggin County | 37.8% | $751 | $1,990 |
| 10 | Oxford County | 38.4% | $639 | $1,665 |
| 11 | Franklin County | 39.0% | $604 | $1,547 |
| 12 | Penobscot County | 39.2% | $668 | $1,703 |
| 13 | Piscataquis County | 39.9% | $543 | $1,362 |
| 14 | Somerset County | 40.8% | $572 | $1,400 |
| 15 | Washington County | 41.2% | $550 | $1,336 |
| 16 | Aroostook County | 42.9% | $529 | $1,232 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Maine