Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Louisiana
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Louisiana ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | East Feliciana Parish | 35.2% | $619 | $1,760 |
| 2 | Plaquemines Parish | 35.4% | $806 | $2,278 |
| 3 | West Feliciana Parish | 36.0% | $791 | $2,196 |
| 4 | Ascension Parish | 36.1% | $800 | $2,216 |
| 5 | St. Charles Parish | 36.5% | $789 | $2,160 |
| 6 | Jefferson Parish | 36.6% | $749 | $2,049 |
| 7 | Lafayette Parish | 37.1% | $738 | $1,988 |
| 8 | Livingston Parish | 37.2% | $691 | $1,859 |
| 9 | St. Tammany Parish | 37.2% | $861 | $2,314 |
| 10 | Orleans Parish | 37.2% | $938 | $2,520 |
| 11 | Calcasieu Parish | 37.2% | $660 | $1,773 |
| 12 | Tangipahoa Parish | 37.3% | $650 | $1,742 |
| 13 | East Baton Rouge Parish | 37.4% | $770 | $2,060 |
| 14 | West Baton Rouge Parish | 37.5% | $724 | $1,930 |
| 15 | Pointe Coupee Parish | 37.7% | $565 | $1,496 |
| 16 | Iberville Parish | 37.9% | $577 | $1,522 |
| 17 | Terrebonne Parish | 38.1% | $620 | $1,630 |
| 18 | Lincoln Parish | 38.1% | $642 | $1,685 |
| 19 | St. James Parish | 38.1% | $651 | $1,707 |
| 20 | Bossier Parish | 38.2% | $709 | $1,858 |
| 21 | Lafourche Parish | 38.3% | $631 | $1,650 |
| 22 | St. Bernard Parish | 38.3% | $636 | $1,661 |
| 23 | Cameron Parish | 38.3% | $607 | $1,585 |
| 24 | St. John the Baptist Parish | 38.3% | $609 | $1,592 |
| 25 | Beauregard Parish | 38.6% | $552 | $1,430 |
| 26 | Vermilion Parish | 38.9% | $543 | $1,396 |
| 27 | Ouachita Parish | 38.9% | $623 | $1,600 |
| 28 | Iberia Parish | 39.2% | $537 | $1,370 |
| 29 | Rapides Parish | 39.2% | $617 | $1,573 |
| 30 | De Soto Parish | 39.3% | $521 | $1,326 |
| 31 | Natchitoches Parish | 39.5% | $568 | $1,438 |
| 32 | Acadia Parish | 39.6% | $513 | $1,297 |
| 33 | Jefferson Davis Parish | 39.6% | $507 | $1,281 |
| 34 | Caddo Parish | 39.6% | $616 | $1,555 |
| 35 | St. Landry Parish | 39.8% | $504 | $1,267 |
| 36 | St. Martin Parish | 39.8% | $534 | $1,340 |
| 37 | Washington Parish | 40.4% | $504 | $1,248 |
| 38 | Assumption Parish | 40.7% | $517 | $1,271 |
| 39 | LaSalle Parish | 40.9% | $507 | $1,240 |
| 40 | Vernon Parish | 41.1% | $535 | $1,301 |
| 41 | Avoyelles Parish | 41.2% | $450 | $1,092 |
| 42 | Sabine Parish | 41.3% | $487 | $1,178 |
| 43 | St. Mary Parish | 41.6% | $486 | $1,169 |
| 44 | Richland Parish | 41.6% | $474 | $1,138 |
| 45 | Evangeline Parish | 41.8% | $454 | $1,086 |
| 46 | Allen Parish | 42.1% | $430 | $1,021 |
| 47 | Franklin Parish | 42.2% | $456 | $1,082 |
| 48 | Grant Parish | 42.2% | $529 | $1,254 |
| 49 | Union Parish | 42.8% | $460 | $1,076 |
| 50 | Jackson Parish | 43.2% | $437 | $1,010 |
| 51 | Caldwell Parish | 43.4% | $433 | $999 |
| 52 | Morehouse Parish | 43.6% | $449 | $1,029 |
| 53 | Webster Parish | 43.7% | $438 | $1,001 |
| 54 | Winn Parish | 43.7% | $426 | $974 |
| 55 | St. Helena Parish | 43.8% | $443 | $1,011 |
| 56 | West Carroll Parish | 43.8% | $407 | $928 |
| 57 | Concordia Parish | 44.1% | $431 | $978 |
| 58 | Red River Parish | 44.8% | $446 | $997 |
| 59 | Bienville Parish | 45.0% | $408 | $908 |
| 60 | Madison Parish | 45.0% | $396 | $879 |
| 61 | Catahoula Parish | 45.7% | $395 | $865 |
| 62 | East Carroll Parish | 45.8% | $394 | $860 |
| 63 | Claiborne Parish | 46.9% | $389 | $829 |
| 64 | Tensas Parish | 47.0% | $380 | $808 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Louisiana