Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Kansas
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kansas ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Johnson County | 35.4% | $1,072 | $3,026 |
| 2 | Miami County | 37.2% | $879 | $2,362 |
| 3 | Douglas County | 37.3% | $893 | $2,396 |
| 4 | Leavenworth County | 37.4% | $832 | $2,223 |
| 5 | Pottawatomie County | 37.8% | $724 | $1,914 |
| 6 | Nemaha County | 37.9% | $639 | $1,686 |
| 7 | Ellis County | 38.8% | $716 | $1,843 |
| 8 | Jackson County | 39.3% | $668 | $1,702 |
| 9 | Jefferson County | 39.5% | $700 | $1,772 |
| 10 | Riley County | 39.5% | $806 | $2,040 |
| 11 | Sedgwick County | 39.6% | $667 | $1,685 |
| 12 | Linn County | 40.0% | $585 | $1,463 |
| 13 | McPherson County | 40.3% | $714 | $1,774 |
| 14 | Wabaunsee County | 40.3% | $643 | $1,595 |
| 15 | Butler County | 40.6% | $728 | $1,793 |
| 16 | Finney County | 40.7% | $700 | $1,720 |
| 17 | Saline County | 40.9% | $636 | $1,553 |
| 18 | Kiowa County | 41.0% | $565 | $1,378 |
| 19 | Franklin County | 41.0% | $695 | $1,696 |
| 20 | Thomas County | 41.2% | $619 | $1,505 |
| 21 | Gray County | 41.2% | $654 | $1,587 |
| 22 | Kearny County | 41.3% | $573 | $1,387 |
| 23 | Harvey County | 41.5% | $657 | $1,582 |
| 24 | Shawnee County | 41.7% | $651 | $1,561 |
| 25 | Coffey County | 41.8% | $534 | $1,279 |
| 26 | Atchison County | 42.1% | $573 | $1,363 |
| 27 | Scott County | 42.1% | $660 | $1,568 |
| 28 | Grant County | 42.1% | $568 | $1,349 |
| 29 | Clay County | 42.3% | $585 | $1,384 |
| 30 | Haskell County | 42.3% | $607 | $1,433 |
| 31 | Geary County | 42.3% | $647 | $1,528 |
| 32 | Wyandotte County | 42.6% | $605 | $1,420 |
| 33 | Dickinson County | 42.6% | $589 | $1,382 |
| 34 | Ottawa County | 42.8% | $655 | $1,531 |
| 35 | Crawford County | 42.8% | $490 | $1,143 |
| 36 | Sheridan County | 43.0% | $611 | $1,423 |
| 37 | Doniphan County | 43.1% | $491 | $1,138 |
| 38 | Anderson County | 43.2% | $600 | $1,389 |
| 39 | Osage County | 43.8% | $594 | $1,357 |
| 40 | Lyon County | 43.8% | $593 | $1,352 |
| 41 | Marshall County | 43.9% | $498 | $1,136 |
| 42 | Gove County | 44.1% | $502 | $1,137 |
| 43 | Brown County | 44.5% | $475 | $1,068 |
| 44 | Cheyenne County | 44.5% | $510 | $1,147 |
| 45 | Lane County | 44.7% | $513 | $1,148 |
| 46 | Ford County | 44.7% | $572 | $1,281 |
| 47 | Sherman County | 44.8% | $546 | $1,220 |
| 48 | Seward County | 44.8% | $580 | $1,295 |
| 49 | Meade County | 44.8% | $529 | $1,181 |
| 50 | Morris County | 45.0% | $529 | $1,174 |
| 51 | Trego County | 45.1% | $505 | $1,121 |
| 52 | Hamilton County | 45.2% | $528 | $1,167 |
| 53 | Ellsworth County | 45.3% | $514 | $1,135 |
| 54 | Cherokee County | 45.6% | $444 | $975 |
| 55 | Reno County | 45.7% | $561 | $1,228 |
| 56 | Barton County | 45.9% | $530 | $1,156 |
| 57 | Stevens County | 45.9% | $565 | $1,229 |
| 58 | Washington County | 45.9% | $481 | $1,048 |
| 59 | Sumner County | 45.9% | $539 | $1,172 |
| 60 | Norton County | 46.1% | $484 | $1,052 |
| 61 | Marion County | 46.4% | $528 | $1,139 |
| 62 | Rice County | 46.4% | $488 | $1,051 |
| 63 | Cowley County | 46.4% | $516 | $1,112 |
| 64 | Chase County | 46.5% | $493 | $1,060 |
| 65 | Neosho County | 46.5% | $470 | $1,010 |
| 66 | Pratt County | 46.5% | $532 | $1,143 |
| 67 | Logan County | 46.6% | $543 | $1,166 |
| 68 | Bourbon County | 46.7% | $504 | $1,078 |
| 69 | Wichita County | 46.7% | $462 | $989 |
| 70 | Wilson County | 46.9% | $443 | $944 |
| 71 | Russell County | 47.2% | $508 | $1,076 |
| 72 | Kingman County | 47.3% | $514 | $1,087 |
| 73 | Stafford County | 47.3% | $464 | $980 |
| 74 | Allen County | 47.4% | $482 | $1,018 |
| 75 | Rawlins County | 47.5% | $480 | $1,011 |
| 76 | Wallace County | 47.6% | $456 | $959 |
| 77 | Mitchell County | 47.6% | $531 | $1,116 |
| 78 | Greeley County | 47.7% | $529 | $1,111 |
| 79 | Pawnee County | 47.7% | $499 | $1,046 |
| 80 | Lincoln County | 47.8% | $452 | $947 |
| 81 | Phillips County | 48.2% | $470 | $975 |
| 82 | Labette County | 48.2% | $457 | $949 |
| 83 | Barber County | 48.3% | $462 | $956 |
| 84 | Cloud County | 48.4% | $482 | $996 |
| 85 | Smith County | 48.4% | $456 | $942 |
| 86 | Montgomery County | 48.5% | $462 | $954 |
| 87 | Hodgeman County | 48.7% | $470 | $964 |
| 88 | Graham County | 49.0% | $456 | $930 |
| 89 | Rooks County | 49.0% | $462 | $942 |
| 90 | Osborne County | 49.1% | $436 | $888 |
| 91 | Morton County | 49.5% | $500 | $1,010 |
| 92 | Greenwood County | 49.5% | $432 | $873 |
| 93 | Ness County | 50.4% | $463 | $919 |
| 94 | Decatur County | 50.7% | $430 | $849 |
| 95 | Republic County | 50.7% | $417 | $823 |
| 96 | Harper County | 50.8% | $426 | $839 |
| 97 | Rush County | 50.9% | $439 | $863 |
| 98 | Woodson County | 50.9% | $427 | $839 |
| 99 | Edwards County | 51.2% | $395 | $772 |
| 100 | Clark County | 51.6% | $447 | $866 |
| 101 | Chautauqua County | 52.7% | $376 | $714 |
| 102 | Jewell County | 54.2% | $392 | $723 |
| 103 | Elk County | 54.5% | $389 | $714 |
| 104 | Stanton County | 55.3% | $425 | $768 |
| 105 | Comanche County | 55.6% | $401 | $720 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Kansas