Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Indiana
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Indiana ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Brown County | 32.4% | $619 | $1,914 |
| 2 | Boone County | 32.4% | $876 | $2,701 |
| 3 | Hamilton County | 32.5% | $975 | $2,999 |
| 4 | LaGrange County | 32.7% | $646 | $1,978 |
| 5 | Morgan County | 33.2% | $584 | $1,759 |
| 6 | Hancock County | 33.4% | $690 | $2,068 |
| 7 | Monroe County | 33.4% | $702 | $2,099 |
| 8 | Franklin County | 33.6% | $638 | $1,902 |
| 9 | Johnson County | 33.6% | $703 | $2,093 |
| 10 | Harrison County | 33.7% | $594 | $1,765 |
| 11 | Putnam County | 33.7% | $560 | $1,658 |
| 12 | Hendricks County | 33.8% | $769 | $2,272 |
| 13 | Jasper County | 33.9% | $559 | $1,651 |
| 14 | Warrick County | 34.1% | $632 | $1,854 |
| 15 | Floyd County | 34.2% | $653 | $1,908 |
| 16 | Tippecanoe County | 34.3% | $606 | $1,768 |
| 17 | Porter County | 34.3% | $730 | $2,128 |
| 18 | Posey County | 34.3% | $608 | $1,771 |
| 19 | Switzerland County | 34.4% | $512 | $1,490 |
| 20 | Ripley County | 34.4% | $576 | $1,672 |
| 21 | Steuben County | 34.5% | $575 | $1,666 |
| 22 | Dubois County | 34.7% | $602 | $1,736 |
| 23 | Kosciusko County | 34.8% | $571 | $1,640 |
| 24 | Bartholomew County | 34.8% | $630 | $1,811 |
| 25 | Dearborn County | 34.9% | $649 | $1,861 |
| 26 | Ohio County | 35.2% | $561 | $1,594 |
| 27 | Wells County | 35.2% | $522 | $1,483 |
| 28 | Clark County | 35.2% | $617 | $1,751 |
| 29 | Jackson County | 35.3% | $507 | $1,439 |
| 30 | Whitley County | 35.3% | $597 | $1,692 |
| 31 | Decatur County | 35.4% | $556 | $1,570 |
| 32 | Daviess County | 35.9% | $561 | $1,562 |
| 33 | Spencer County | 36.0% | $541 | $1,503 |
| 34 | Shelby County | 36.0% | $567 | $1,572 |
| 35 | DeKalb County | 36.1% | $536 | $1,486 |
| 36 | Marshall County | 36.1% | $556 | $1,541 |
| 37 | Jefferson County | 36.1% | $545 | $1,510 |
| 38 | Noble County | 36.1% | $554 | $1,533 |
| 39 | Carroll County | 36.3% | $510 | $1,405 |
| 40 | White County | 36.3% | $496 | $1,366 |
| 41 | Lake County | 36.4% | $655 | $1,801 |
| 42 | Allen County | 36.4% | $593 | $1,631 |
| 43 | Warren County | 36.4% | $489 | $1,343 |
| 44 | Elkhart County | 36.5% | $596 | $1,634 |
| 45 | Marion County | 36.7% | $640 | $1,745 |
| 46 | Lawrence County | 36.7% | $509 | $1,387 |
| 47 | Montgomery County | 36.7% | $516 | $1,403 |
| 48 | Tipton County | 36.8% | $517 | $1,403 |
| 49 | LaPorte County | 37.0% | $566 | $1,531 |
| 50 | Adams County | 37.1% | $545 | $1,469 |
| 51 | Washington County | 37.1% | $511 | $1,378 |
| 52 | Gibson County | 37.1% | $537 | $1,448 |
| 53 | Martin County | 37.2% | $475 | $1,278 |
| 54 | Jennings County | 37.2% | $489 | $1,314 |
| 55 | Owen County | 37.2% | $514 | $1,381 |
| 56 | Clinton County | 37.2% | $498 | $1,338 |
| 57 | Union County | 37.4% | $518 | $1,384 |
| 58 | St. Joseph County | 37.5% | $575 | $1,535 |
| 59 | Fulton County | 37.5% | $463 | $1,236 |
| 60 | Rush County | 37.5% | $500 | $1,332 |
| 61 | Vanderburgh County | 37.6% | $554 | $1,474 |
| 62 | Wabash County | 37.7% | $463 | $1,230 |
| 63 | Starke County | 37.7% | $480 | $1,273 |
| 64 | Parke County | 37.8% | $452 | $1,195 |
| 65 | Orange County | 37.9% | $469 | $1,238 |
| 66 | Pulaski County | 38.1% | $442 | $1,161 |
| 67 | Scott County | 38.2% | $479 | $1,256 |
| 68 | Howard County | 38.3% | $502 | $1,311 |
| 69 | Newton County | 38.4% | $529 | $1,380 |
| 70 | Clay County | 38.5% | $430 | $1,118 |
| 71 | Perry County | 38.6% | $489 | $1,269 |
| 72 | Huntington County | 38.7% | $492 | $1,274 |
| 73 | Madison County | 38.8% | $499 | $1,287 |
| 74 | Fountain County | 39.0% | $455 | $1,166 |
| 75 | Henry County | 39.2% | $483 | $1,231 |
| 76 | Benton County | 39.6% | $475 | $1,197 |
| 77 | Greene County | 39.7% | $457 | $1,150 |
| 78 | Vigo County | 40.0% | $500 | $1,250 |
| 79 | Miami County | 40.2% | $424 | $1,054 |
| 80 | Sullivan County | 40.4% | $441 | $1,094 |
| 81 | Delaware County | 40.4% | $463 | $1,144 |
| 82 | Knox County | 40.5% | $449 | $1,108 |
| 83 | Pike County | 40.5% | $468 | $1,153 |
| 84 | Cass County | 40.8% | $437 | $1,071 |
| 85 | Grant County | 41.0% | $431 | $1,050 |
| 86 | Wayne County | 41.1% | $469 | $1,143 |
| 87 | Jay County | 41.3% | $413 | $1,001 |
| 88 | Crawford County | 41.4% | $435 | $1,051 |
| 89 | Fayette County | 41.6% | $437 | $1,049 |
| 90 | Vermillion County | 42.0% | $422 | $1,007 |
| 91 | Randolph County | 42.9% | $426 | $992 |
| 92 | Blackford County | 44.0% | $406 | $922 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Indiana