Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Arkansas
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Arkansas ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Benton County | 34.8% | $813 | $2,335 |
| 2 | Washington County | 34.9% | $761 | $2,181 |
| 3 | Faulkner County | 36.6% | $652 | $1,780 |
| 4 | Craighead County | 37.0% | $623 | $1,683 |
| 5 | Saline County | 37.0% | $664 | $1,794 |
| 6 | Newton County | 37.0% | $561 | $1,516 |
| 7 | Carroll County | 37.4% | $594 | $1,589 |
| 8 | Cleburne County | 37.6% | $562 | $1,494 |
| 9 | Garland County | 37.8% | $573 | $1,515 |
| 10 | Baxter County | 38.1% | $543 | $1,426 |
| 11 | Lonoke County | 38.2% | $607 | $1,590 |
| 12 | Crawford County | 38.2% | $562 | $1,470 |
| 13 | Boone County | 38.3% | $561 | $1,465 |
| 14 | Pulaski County | 38.4% | $664 | $1,729 |
| 15 | Greene County | 38.4% | $540 | $1,406 |
| 16 | Madison County | 38.4% | $526 | $1,368 |
| 17 | Stone County | 38.4% | $498 | $1,296 |
| 18 | White County | 38.5% | $534 | $1,386 |
| 19 | Marion County | 38.8% | $536 | $1,382 |
| 20 | Pope County | 38.9% | $550 | $1,413 |
| 21 | Sebastian County | 39.2% | $571 | $1,457 |
| 22 | Grant County | 39.2% | $532 | $1,357 |
| 23 | Crittenden County | 39.5% | $541 | $1,369 |
| 24 | Montgomery County | 39.6% | $477 | $1,203 |
| 25 | Columbia County | 39.7% | $499 | $1,255 |
| 26 | Clark County | 39.9% | $520 | $1,306 |
| 27 | Miller County | 40.1% | $529 | $1,320 |
| 28 | Conway County | 40.3% | $494 | $1,226 |
| 29 | Howard County | 40.5% | $491 | $1,214 |
| 30 | Drew County | 40.7% | $468 | $1,150 |
| 31 | Yell County | 40.8% | $482 | $1,183 |
| 32 | Perry County | 40.9% | $479 | $1,169 |
| 33 | Hot Spring County | 41.0% | $474 | $1,157 |
| 34 | Polk County | 41.1% | $457 | $1,111 |
| 35 | Arkansas County | 41.1% | $483 | $1,174 |
| 36 | Logan County | 41.2% | $475 | $1,152 |
| 37 | Van Buren County | 41.2% | $458 | $1,111 |
| 38 | Randolph County | 41.5% | $448 | $1,078 |
| 39 | Johnson County | 41.6% | $474 | $1,140 |
| 40 | Cleveland County | 41.8% | $473 | $1,132 |
| 41 | Franklin County | 41.8% | $456 | $1,090 |
| 42 | Independence County | 41.9% | $463 | $1,107 |
| 43 | Izard County | 41.9% | $471 | $1,122 |
| 44 | Scott County | 42.2% | $431 | $1,023 |
| 45 | Little River County | 42.3% | $443 | $1,048 |
| 46 | Mississippi County | 42.4% | $455 | $1,073 |
| 47 | Sevier County | 42.4% | $439 | $1,036 |
| 48 | Pike County | 42.4% | $454 | $1,070 |
| 49 | Union County | 42.6% | $454 | $1,067 |
| 50 | Searcy County | 42.8% | $432 | $1,009 |
| 51 | Fulton County | 42.8% | $429 | $1,001 |
| 52 | Lincoln County | 43.4% | $433 | $1,000 |
| 53 | Cross County | 43.7% | $430 | $986 |
| 54 | Jefferson County | 43.8% | $441 | $1,007 |
| 55 | Poinsett County | 43.8% | $421 | $962 |
| 56 | Hempstead County | 43.9% | $418 | $953 |
| 57 | Ouachita County | 44.0% | $417 | $949 |
| 58 | Dallas County | 44.0% | $412 | $936 |
| 59 | Calhoun County | 44.3% | $412 | $932 |
| 60 | Bradley County | 44.6% | $417 | $935 |
| 61 | Woodruff County | 44.7% | $418 | $934 |
| 62 | Sharp County | 45.0% | $413 | $918 |
| 63 | Lawrence County | 45.1% | $399 | $886 |
| 64 | Chicot County | 45.4% | $402 | $885 |
| 65 | Clay County | 45.7% | $396 | $866 |
| 66 | Desha County | 45.8% | $402 | $878 |
| 67 | St. Francis County | 45.8% | $396 | $864 |
| 68 | Ashley County | 46.0% | $404 | $878 |
| 69 | Jackson County | 46.0% | $397 | $863 |
| 70 | Nevada County | 46.1% | $392 | $850 |
| 71 | Prairie County | 46.2% | $401 | $868 |
| 72 | Monroe County | 46.5% | $382 | $821 |
| 73 | Lee County | 47.4% | $375 | $791 |
| 74 | Lafayette County | 48.2% | $371 | $769 |
| 75 | Phillips County | 48.3% | $380 | $787 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Arkansas