Ranked from ACS 2023 5-Year
Lowest Costs Beyond the Mortgage in Arizona
Where the mortgage is most of what owning costs, and everything else is a thin slice on top. These are the counties where a payoff changes the most: the share in the first column is roughly what you would still be paying every month with no mortgage left at all. Modelled at 20% down at the rate this site currently uses, so the share moves with both.
Arizona ranked
| # | County | Share beyond mortgage | Monthly beyond mortgage | Monthly to own |
|---|---|---|---|---|
| 1 | Maricopa County | 27.3% | $830 | $3,044 |
| 2 | Yavapai County | 27.3% | $788 | $2,885 |
| 3 | Coconino County | 27.4% | $832 | $3,038 |
| 4 | Pinal County | 29.4% | $693 | $2,360 |
| 5 | Mohave County | 30.7% | $600 | $1,952 |
| 6 | Gila County | 31.3% | $602 | $1,921 |
| 7 | Pima County | 32.0% | $720 | $2,252 |
| 8 | Graham County | 33.1% | $536 | $1,618 |
| 9 | Santa Cruz County | 33.2% | $574 | $1,728 |
| 10 | Cochise County | 33.6% | $560 | $1,667 |
| 11 | Yuma County | 34.3% | $544 | $1,589 |
| 12 | Navajo County | 34.4% | $521 | $1,515 |
| 13 | Greenlee County | 36.4% | $416 | $1,144 |
| 14 | La Paz County | 40.4% | $425 | $1,053 |
| 15 | Apache County | 49.1% | $353 | $718 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Costs Beyond the Mortgage across all 3,133 US counties · Every county in Arizona