Ranked from ACS 2023 5-Year
Highest Price-to-Rent Ratios in Kentucky
The counties where a home costs the most years of rent. A high ratio does not mean a place is overpriced. It can also mean rents are held down, or that buyers are paying for land, schools or a view that a renter cannot get at any price. It does mean the arithmetic of buying rests more on what the house is worth later and less on what it saves you each month. Median home value over twelve months of median gross rent, both Census five-year estimates.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kentucky ranked
| # | County | Price-to-rent | Median home | Median rent |
|---|---|---|---|---|
| 1 | Oldham County | 27.4 yrs | $375,000 | $1,142 |
| 2 | Spencer County | 26.0 yrs | $297,600 | $954 |
| 3 | Bourbon County | 23.7 yrs | $211,600 | $745 |
| 4 | Shelby County | 23.2 yrs | $277,500 | $998 |
| 5 | Woodford County | 22.5 yrs | $270,400 | $1,000 |
| 6 | Boyle County | 21.7 yrs | $200,700 | $770 |
| 7 | Madison County | 21.6 yrs | $220,700 | $851 |
| 8 | Warren County | 21.0 yrs | $242,600 | $963 |
| 9 | Harrison County | 20.8 yrs | $188,900 | $755 |
| 10 | Fayette County | 20.6 yrs | $272,100 | $1,101 |
| 11 | Jessamine County | 20.5 yrs | $245,100 | $994 |
| 12 | Grayson County | 20.4 yrs | $160,100 | $653 |
| 13 | Anderson County | 20.4 yrs | $213,200 | $870 |
| 14 | McLean County | 20.2 yrs | $145,600 | $602 |
| 15 | Washington County | 20.2 yrs | $168,300 | $696 |
| 16 | Nelson County | 20.0 yrs | $224,100 | $932 |
| 17 | Bullitt County | 20.0 yrs | $233,700 | $973 |
| 18 | Trigg County | 20.0 yrs | $192,000 | $802 |
| 19 | Taylor County | 19.7 yrs | $163,700 | $691 |
| 20 | Mercer County | 19.7 yrs | $189,700 | $802 |
| 21 | Garrard County | 19.6 yrs | $186,800 | $793 |
| 22 | Allen County | 19.6 yrs | $176,300 | $750 |
| 23 | Cumberland County | 19.4 yrs | $128,600 | $553 |
| 24 | Elliott County | 19.0 yrs | $97,400 | $427 |
| 25 | Robertson County | 18.9 yrs | $123,400 | $543 |
| 26 | Lyon County | 18.9 yrs | $183,600 | $809 |
| 27 | Marshall County | 18.7 yrs | $173,700 | $773 |
| 28 | Russell County | 18.7 yrs | $148,200 | $660 |
| 29 | Clark County | 18.7 yrs | $197,900 | $883 |
| 30 | Scott County | 18.6 yrs | $264,200 | $1,181 |
| 31 | Kenton County | 18.6 yrs | $227,500 | $1,018 |
| 32 | Calloway County | 18.2 yrs | $181,200 | $828 |
| 33 | Mason County | 18.1 yrs | $157,500 | $724 |
| 34 | Larue County | 18.1 yrs | $177,500 | $816 |
| 35 | Hardin County | 18.1 yrs | $205,900 | $947 |
| 36 | Campbell County | 18.1 yrs | $234,500 | $1,079 |
| 37 | Marion County | 18.1 yrs | $158,700 | $731 |
| 38 | Grant County | 18.1 yrs | $185,500 | $855 |
| 39 | Jefferson County | 18.0 yrs | $237,200 | $1,097 |
| 40 | Owen County | 17.7 yrs | $165,000 | $775 |
| 41 | Barren County | 17.7 yrs | $166,900 | $784 |
| 42 | McCracken County | 17.7 yrs | $182,900 | $861 |
| 43 | Logan County | 17.6 yrs | $151,500 | $719 |
| 44 | Casey County | 17.5 yrs | $135,700 | $645 |
| 45 | Franklin County | 17.5 yrs | $198,700 | $946 |
| 46 | Henderson County | 17.4 yrs | $165,700 | $794 |
| 47 | Henry County | 17.3 yrs | $181,300 | $871 |
| 48 | Montgomery County | 17.1 yrs | $163,800 | $796 |
| 49 | Daviess County | 17.1 yrs | $185,800 | $906 |
| 50 | Boone County | 16.8 yrs | $253,200 | $1,253 |
| 51 | Pendleton County | 16.8 yrs | $160,800 | $800 |
| 52 | Meade County | 16.6 yrs | $195,000 | $976 |
| 53 | Gallatin County | 16.5 yrs | $169,400 | $858 |
| 54 | Graves County | 16.2 yrs | $139,000 | $713 |
| 55 | Green County | 16.2 yrs | $118,900 | $612 |
| 56 | Breckinridge County | 16.1 yrs | $141,400 | $730 |
| 57 | Simpson County | 16.1 yrs | $195,700 | $1,011 |
| 58 | Martin County | 16.0 yrs | $84,900 | $441 |
| 59 | Powell County | 16.0 yrs | $142,400 | $743 |
| 60 | Rowan County | 15.9 yrs | $155,900 | $815 |
| 61 | Lincoln County | 15.9 yrs | $139,300 | $730 |
| 62 | Metcalfe County | 15.6 yrs | $103,100 | $549 |
| 63 | Crittenden County | 15.6 yrs | $115,700 | $618 |
| 64 | Pulaski County | 15.6 yrs | $156,300 | $835 |
| 65 | Todd County | 15.6 yrs | $157,400 | $841 |
| 66 | Bath County | 15.5 yrs | $111,800 | $600 |
| 67 | Monroe County | 15.4 yrs | $116,300 | $629 |
| 68 | Edmonson County | 15.4 yrs | $136,600 | $739 |
| 69 | Trimble County | 15.4 yrs | $172,700 | $935 |
| 70 | Hancock County | 15.2 yrs | $137,600 | $752 |
| 71 | Nicholas County | 15.2 yrs | $119,600 | $654 |
| 72 | Wayne County | 15.2 yrs | $121,700 | $666 |
| 73 | Laurel County | 15.1 yrs | $143,400 | $789 |
| 74 | Clinton County | 15.1 yrs | $114,000 | $629 |
| 75 | Hart County | 15.0 yrs | $124,600 | $692 |
| 76 | Carter County | 15.0 yrs | $126,100 | $701 |
| 77 | Johnson County | 15.0 yrs | $125,300 | $698 |
| 78 | Rockcastle County | 14.7 yrs | $119,300 | $678 |
| 79 | Menifee County | 14.7 yrs | $111,500 | $634 |
| 80 | Adair County | 14.5 yrs | $134,800 | $775 |
| 81 | Knox County | 14.4 yrs | $109,200 | $631 |
| 82 | Muhlenberg County | 14.2 yrs | $121,300 | $712 |
| 83 | Fleming County | 14.2 yrs | $115,200 | $677 |
| 84 | Whitley County | 14.0 yrs | $120,600 | $720 |
| 85 | Estill County | 13.5 yrs | $111,900 | $689 |
| 86 | Greenup County | 13.5 yrs | $135,300 | $836 |
| 87 | Ballard County | 13.4 yrs | $132,900 | $826 |
| 88 | Morgan County | 13.2 yrs | $106,000 | $670 |
| 89 | Caldwell County | 13.1 yrs | $113,500 | $724 |
| 90 | Bracken County | 13.0 yrs | $116,400 | $748 |
| 91 | Butler County | 12.8 yrs | $105,500 | $688 |
| 92 | Hopkins County | 12.8 yrs | $128,800 | $841 |
| 93 | Carroll County | 12.7 yrs | $129,800 | $853 |
| 94 | Boyd County | 12.5 yrs | $126,300 | $839 |
| 95 | Christian County | 12.4 yrs | $149,200 | $999 |
| 96 | Lawrence County | 12.4 yrs | $108,100 | $729 |
| 97 | Ohio County | 12.2 yrs | $113,400 | $774 |
| 98 | Owsley County | 12.1 yrs | $79,900 | $551 |
| 99 | Fulton County | 12.0 yrs | $78,100 | $542 |
| 100 | Leslie County | 11.9 yrs | $74,100 | $520 |
| 101 | Jackson County | 11.8 yrs | $107,000 | $758 |
| 102 | Magoffin County | 11.6 yrs | $88,300 | $633 |
| 103 | Union County | 11.5 yrs | $109,000 | $787 |
| 104 | Lee County | 11.5 yrs | $82,100 | $593 |
| 105 | Bell County | 11.2 yrs | $83,000 | $617 |
| 106 | Carlisle County | 11.0 yrs | $104,700 | $792 |
| 107 | Wolfe County | 10.9 yrs | $66,400 | $507 |
| 108 | McCreary County | 10.9 yrs | $77,000 | $588 |
| 109 | Floyd County | 10.9 yrs | $93,300 | $713 |
| 110 | Hickman County | 10.7 yrs | $92,300 | $717 |
| 111 | Livingston County | 10.6 yrs | $116,300 | $912 |
| 112 | Webster County | 10.5 yrs | $97,600 | $774 |
| 113 | Clay County | 10.4 yrs | $87,300 | $698 |
| 114 | Pike County | 10.4 yrs | $104,200 | $837 |
| 115 | Perry County | 9.5 yrs | $90,700 | $795 |
| 116 | Breathitt County | 9.5 yrs | $61,800 | $543 |
| 117 | Lewis County | 9.5 yrs | $86,100 | $757 |
| 118 | Harlan County | 9.4 yrs | $73,100 | $651 |
| 119 | Letcher County | 9.0 yrs | $70,500 | $651 |
| 120 | Knott County | 8.5 yrs | $74,600 | $731 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Price-to-Rent Ratios across all 3,133 US counties · Every county in Kentucky