Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Utah
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Utah ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Summit County | $290,500 | $6,783 | $1,000,400 |
| 2 | Wasatch County | $215,000 | $5,018 | $724,400 |
| 3 | Morgan County | $181,500 | $4,240 | $600,900 |
| 4 | Salt Lake County | $148,500 | $3,460 | $484,500 |
| 5 | Utah County | $148,000 | $3,449 | $489,200 |
| 6 | Grand County | $144,500 | $3,377 | $480,900 |
| 7 | Davis County | $144,000 | $3,356 | $470,500 |
| 8 | Washington County | $141,000 | $3,286 | $465,600 |
| 9 | Tooele County | $121,500 | $2,835 | $391,300 |
| 10 | Weber County | $121,500 | $2,831 | $389,200 |
| 11 | Cache County | $120,500 | $2,814 | $392,800 |
| 12 | Juab County | $113,500 | $2,650 | $369,800 |
| 13 | Box Elder County | $110,500 | $2,581 | $357,400 |
| 14 | Wayne County | $110,500 | $2,582 | $364,800 |
| 15 | Kane County | $107,500 | $2,510 | $350,900 |
| 16 | Iron County | $105,500 | $2,458 | $342,900 |
| 17 | Sanpete County | $94,000 | $2,197 | $300,400 |
| 18 | Beaver County | $89,000 | $2,081 | $287,600 |
| 19 | Rich County | $89,000 | $2,081 | $291,200 |
| 20 | Garfield County | $88,500 | $2,067 | $285,800 |
| 21 | Sevier County | $87,000 | $2,028 | $274,100 |
| 22 | Uintah County | $85,500 | $1,998 | $270,200 |
| 23 | Duchesne County | $81,500 | $1,907 | $253,600 |
| 24 | Millard County | $78,500 | $1,837 | $246,400 |
| 25 | Daggett County | $77,000 | $1,797 | $242,100 |
| 26 | Piute County | $74,500 | $1,742 | $235,400 |
| 27 | Carbon County | $66,000 | $1,546 | $200,700 |
| 28 | Emery County | $65,000 | $1,512 | $197,100 |
| 29 | San Juan County | $64,500 | $1,504 | $189,900 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Utah