Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Texas
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Texas ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Travis County | $180,000 | $4,198 | $487,600 |
| 2 | Kendall County | $175,000 | $4,080 | $489,800 |
| 3 | Collin County | $168,000 | $3,920 | $447,600 |
| 4 | Williamson County | $157,000 | $3,665 | $414,600 |
| 5 | Denton County | $153,500 | $3,577 | $403,400 |
| 6 | Gillespie County | $152,500 | $3,563 | $432,300 |
| 7 | Rockwall County | $146,000 | $3,408 | $386,000 |
| 8 | Comal County | $144,500 | $3,369 | $398,800 |
| 9 | Hays County | $142,000 | $3,315 | $371,400 |
| 10 | Blanco County | $141,000 | $3,294 | $396,200 |
| 11 | Fort Bend County | $138,000 | $3,216 | $350,300 |
| 12 | Parker County | $129,000 | $3,005 | $343,600 |
| 13 | Montgomery County | $122,000 | $2,848 | $317,500 |
| 14 | Ellis County | $116,000 | $2,709 | $306,400 |
| 15 | Tarrant County | $115,000 | $2,686 | $294,100 |
| 16 | Burnet County | $114,000 | $2,655 | $310,500 |
| 17 | Llano County | $114,000 | $2,660 | $322,300 |
| 18 | Kaufman County | $113,500 | $2,649 | $290,800 |
| 19 | Waller County | $110,000 | $2,568 | $292,000 |
| 20 | Guadalupe County | $109,500 | $2,552 | $285,900 |
| 21 | Midland County | $109,500 | $2,552 | $293,000 |
| 22 | Galveston County | $109,000 | $2,542 | $284,900 |
| 23 | Brazoria County | $108,500 | $2,536 | $276,800 |
| 24 | Brazos County | $108,500 | $2,535 | $279,700 |
| 25 | Dallas County | $108,500 | $2,530 | $277,900 |
| 26 | Wilson County | $107,500 | $2,509 | $286,300 |
| 27 | Chambers County | $107,000 | $2,497 | $289,900 |
| 28 | Kerr County | $105,000 | $2,450 | $285,100 |
| 29 | Hood County | $104,500 | $2,434 | $281,300 |
| 30 | Bastrop County | $104,000 | $2,423 | $269,500 |
| 31 | Wise County | $103,500 | $2,411 | $277,200 |
| 32 | Austin County | $102,000 | $2,382 | $270,900 |
| 33 | Harris County | $100,500 | $2,350 | $255,000 |
| 34 | Washington County | $100,500 | $2,347 | $270,100 |
| 35 | Fayette County | $99,500 | $2,322 | $271,100 |
| 36 | Mason County | $99,000 | $2,305 | $274,600 |
| 37 | Bexar County | $97,500 | $2,279 | $244,100 |
| 38 | Johnson County | $96,500 | $2,253 | $254,600 |
| 39 | Erath County | $94,500 | $2,200 | $251,900 |
| 40 | Somervell County | $93,500 | $2,179 | $253,600 |
| 41 | Bandera County | $92,000 | $2,145 | $249,800 |
| 42 | Lee County | $91,500 | $2,133 | $247,500 |
| 43 | Lampasas County | $90,000 | $2,104 | $236,000 |
| 44 | Randall County | $90,000 | $2,096 | $227,500 |
| 45 | Aransas County | $88,500 | $2,060 | $236,800 |
| 46 | Grayson County | $88,000 | $2,048 | $228,300 |
| 47 | Bell County | $87,500 | $2,037 | $221,100 |
| 48 | Glasscock County | $87,500 | $2,037 | $248,600 |
| 49 | McLennan County | $86,500 | $2,019 | $219,200 |
| 50 | Cooke County | $86,000 | $2,010 | $224,600 |
| 51 | Grimes County | $85,500 | $1,997 | $226,600 |
| 52 | Medina County | $85,000 | $1,986 | $220,000 |
| 53 | Smith County | $85,000 | $1,980 | $220,800 |
| 54 | Caldwell County | $84,000 | $1,955 | $215,600 |
| 55 | Jeff Davis County | $83,500 | $1,951 | $234,400 |
| 56 | Brewster County | $83,000 | $1,938 | $216,000 |
| 57 | Lavaca County | $82,500 | $1,928 | $220,900 |
| 58 | Hartley County | $82,000 | $1,916 | $213,200 |
| 59 | Hemphill County | $82,000 | $1,919 | $214,900 |
| 60 | Hunt County | $82,000 | $1,911 | $210,900 |
| 61 | Fannin County | $81,500 | $1,897 | $213,500 |
| 62 | Rains County | $81,500 | $1,906 | $214,900 |
| 63 | Franklin County | $80,000 | $1,861 | $213,200 |
| 64 | Lubbock County | $80,000 | $1,866 | $199,600 |
| 65 | Walker County | $79,500 | $1,855 | $207,900 |
| 66 | Nueces County | $79,000 | $1,845 | $194,700 |
| 67 | Victoria County | $78,500 | $1,837 | $197,600 |
| 68 | Van Zandt County | $76,500 | $1,789 | $199,500 |
| 69 | Mills County | $75,500 | $1,757 | $200,200 |
| 70 | Taylor County | $75,500 | $1,765 | $190,300 |
| 71 | Ector County | $75,000 | $1,747 | $190,500 |
| 72 | Andrews County | $74,500 | $1,736 | $188,200 |
| 73 | Armstrong County | $74,500 | $1,734 | $185,700 |
| 74 | Colorado County | $74,500 | $1,744 | $194,000 |
| 75 | Gaines County | $74,500 | $1,735 | $185,300 |
| 76 | Hopkins County | $74,500 | $1,735 | $193,200 |
| 77 | Webb County | $74,500 | $1,741 | $178,900 |
| 78 | Tom Green County | $74,000 | $1,728 | $186,700 |
| 79 | Wood County | $74,000 | $1,727 | $195,100 |
| 80 | Hardin County | $73,500 | $1,709 | $188,200 |
| 81 | Wharton County | $73,500 | $1,720 | $182,700 |
| 82 | Gregg County | $73,000 | $1,701 | $185,800 |
| 83 | San Patricio County | $73,000 | $1,704 | $180,400 |
| 84 | Henderson County | $72,500 | $1,693 | $189,600 |
| 85 | Montague County | $72,500 | $1,686 | $189,400 |
| 86 | El Paso County | $72,000 | $1,676 | $167,300 |
| 87 | Coryell County | $71,500 | $1,663 | $177,400 |
| 88 | San Jacinto County | $71,500 | $1,667 | $183,100 |
| 89 | Bosque County | $71,000 | $1,658 | $184,500 |
| 90 | Goliad County | $70,500 | $1,649 | $182,800 |
| 91 | Shackelford County | $70,500 | $1,641 | $176,900 |
| 92 | Yoakum County | $70,500 | $1,642 | $183,000 |
| 93 | Archer County | $70,000 | $1,633 | $175,300 |
| 94 | Jack County | $69,500 | $1,625 | $174,800 |
| 95 | Harrison County | $69,000 | $1,611 | $178,200 |
| 96 | Kimble County | $69,000 | $1,606 | $173,100 |
| 97 | Jackson County | $68,500 | $1,595 | $175,500 |
| 98 | Roberts County | $68,500 | $1,598 | $176,800 |
| 99 | Burleson County | $68,000 | $1,582 | $174,000 |
| 100 | Upshur County | $68,000 | $1,587 | $171,200 |
| 101 | Lamar County | $67,500 | $1,580 | $175,500 |
| 102 | Anderson County | $67,000 | $1,568 | $173,400 |
| 103 | Leon County | $67,000 | $1,566 | $177,400 |
| 104 | Liberty County | $67,000 | $1,558 | $167,100 |
| 105 | Palo Pinto County | $67,000 | $1,564 | $167,300 |
| 106 | Robertson County | $66,500 | $1,554 | $172,700 |
| 107 | Jefferson County | $66,000 | $1,542 | $159,600 |
| 108 | Milam County | $66,000 | $1,545 | $168,900 |
| 109 | Young County | $66,000 | $1,539 | $165,300 |
| 110 | Clay County | $65,500 | $1,527 | $161,300 |
| 111 | Hill County | $65,500 | $1,524 | $163,100 |
| 112 | Orange County | $65,500 | $1,528 | $163,400 |
| 113 | Bowie County | $65,000 | $1,519 | $161,300 |
| 114 | Matagorda County | $65,000 | $1,520 | $162,200 |
| 115 | Navarro County | $65,000 | $1,511 | $159,900 |
| 116 | Reagan County | $65,000 | $1,513 | $163,700 |
| 117 | Rusk County | $65,000 | $1,522 | $166,900 |
| 118 | Cherokee County | $64,500 | $1,499 | $160,300 |
| 119 | DeWitt County | $64,500 | $1,504 | $167,200 |
| 120 | Freestone County | $64,500 | $1,508 | $164,400 |
| 121 | Atascosa County | $64,000 | $1,491 | $157,400 |
| 122 | Gonzales County | $64,000 | $1,490 | $158,900 |
| 123 | Camp County | $63,500 | $1,477 | $159,900 |
| 124 | Kleberg County | $63,500 | $1,487 | $152,200 |
| 125 | San Saba County | $63,500 | $1,483 | $161,800 |
| 126 | Titus County | $63,500 | $1,479 | $157,900 |
| 127 | Martin County | $63,000 | $1,470 | $162,200 |
| 128 | Maverick County | $62,500 | $1,453 | $151,500 |
| 129 | Val Verde County | $62,500 | $1,463 | $151,500 |
| 130 | Calhoun County | $62,000 | $1,442 | $150,000 |
| 131 | Limestone County | $62,000 | $1,450 | $154,400 |
| 132 | Nacogdoches County | $62,000 | $1,445 | $158,200 |
| 133 | Angelina County | $61,000 | $1,422 | $149,800 |
| 134 | Houston County | $61,000 | $1,421 | $155,100 |
| 135 | Polk County | $61,000 | $1,427 | $154,000 |
| 136 | Wichita County | $61,000 | $1,418 | $141,600 |
| 137 | Brown County | $60,500 | $1,410 | $149,900 |
| 138 | Howard County | $60,500 | $1,406 | $150,300 |
| 139 | Irion County | $60,500 | $1,406 | $152,600 |
| 140 | Uvalde County | $60,500 | $1,417 | $144,400 |
| 141 | Madison County | $60,000 | $1,404 | $149,100 |
| 142 | Delta County | $59,500 | $1,384 | $149,400 |
| 143 | Oldham County | $59,500 | $1,388 | $144,800 |
| 144 | Terrell County | $59,500 | $1,384 | $152,200 |
| 145 | Dallam County | $59,000 | $1,374 | $140,500 |
| 146 | Callahan County | $58,500 | $1,364 | $144,800 |
| 147 | Carson County | $58,500 | $1,362 | $140,600 |
| 148 | Sutton County | $58,500 | $1,364 | $140,600 |
| 149 | Comanche County | $58,000 | $1,357 | $137,800 |
| 150 | Panola County | $58,000 | $1,349 | $146,000 |
| 151 | Sterling County | $58,000 | $1,349 | $143,200 |
| 152 | Moore County | $57,500 | $1,339 | $135,400 |
| 153 | Ochiltree County | $57,500 | $1,340 | $137,200 |
| 154 | Pecos County | $57,500 | $1,342 | $142,900 |
| 155 | Hansford County | $57,000 | $1,325 | $132,100 |
| 156 | Lynn County | $57,000 | $1,325 | $130,800 |
| 157 | Potter County | $57,000 | $1,333 | $134,900 |
| 158 | Live Oak County | $56,500 | $1,319 | $142,300 |
| 159 | Sherman County | $56,000 | $1,304 | $125,500 |
| 160 | Tyler County | $56,000 | $1,307 | $138,400 |
| 161 | Karnes County | $55,500 | $1,290 | $136,900 |
| 162 | Parmer County | $55,000 | $1,278 | $127,300 |
| 163 | Cass County | $54,500 | $1,273 | $133,500 |
| 164 | Hidalgo County | $54,500 | $1,272 | $124,000 |
| 165 | Red River County | $54,500 | $1,266 | $133,800 |
| 166 | Hamilton County | $54,000 | $1,255 | $124,800 |
| 167 | Lipscomb County | $54,000 | $1,265 | $128,400 |
| 168 | Ward County | $54,000 | $1,260 | $138,800 |
| 169 | Jim Hogg County | $53,500 | $1,248 | $125,600 |
| 170 | Presidio County | $53,500 | $1,246 | $123,100 |
| 171 | Sabine County | $53,500 | $1,253 | $131,900 |
| 172 | Crockett County | $53,000 | $1,238 | $140,000 |
| 173 | Cameron County | $52,500 | $1,224 | $120,000 |
| 174 | Jasper County | $52,000 | $1,211 | $125,900 |
| 175 | Crane County | $51,000 | $1,192 | $119,900 |
| 176 | Eastland County | $51,000 | $1,195 | $121,700 |
| 177 | Childress County | $50,000 | $1,170 | $115,100 |
| 178 | Deaf Smith County | $50,000 | $1,167 | $116,000 |
| 179 | McMullen County | $50,000 | $1,166 | $108,800 |
| 180 | Winkler County | $50,000 | $1,166 | $121,200 |
| 181 | Hockley County | $49,500 | $1,151 | $112,700 |
| 182 | Schleicher County | $49,500 | $1,152 | $113,400 |
| 183 | Frio County | $49,000 | $1,140 | $110,100 |
| 184 | Scurry County | $49,000 | $1,146 | $110,800 |
| 185 | Terry County | $49,000 | $1,139 | $111,200 |
| 186 | Reeves County | $48,500 | $1,131 | $113,700 |
| 187 | Coke County | $48,000 | $1,125 | $112,900 |
| 188 | Menard County | $47,500 | $1,107 | $105,300 |
| 189 | Morris County | $47,500 | $1,103 | $110,200 |
| 190 | Stephens County | $47,500 | $1,113 | $105,700 |
| 191 | Collingsworth County | $47,000 | $1,098 | $108,400 |
| 192 | Concho County | $47,000 | $1,098 | $105,800 |
| 193 | Shelby County | $47,000 | $1,101 | $111,700 |
| 194 | Trinity County | $47,000 | $1,096 | $110,100 |
| 195 | Bailey County | $46,500 | $1,083 | $104,400 |
| 196 | Hale County | $46,500 | $1,090 | $106,100 |
| 197 | Kent County | $46,000 | $1,069 | $108,900 |
| 198 | McCulloch County | $46,000 | $1,075 | $104,400 |
| 199 | Marion County | $46,000 | $1,070 | $110,500 |
| 200 | Runnels County | $46,000 | $1,077 | $103,700 |
| 201 | Upton County | $46,000 | $1,068 | $106,300 |
| 202 | Bee County | $45,500 | $1,066 | $102,800 |
| 203 | Hutchinson County | $45,500 | $1,067 | $102,200 |
| 204 | Jim Wells County | $45,500 | $1,067 | $104,800 |
| 205 | La Salle County | $45,500 | $1,064 | $101,000 |
| 206 | Gray County | $45,000 | $1,048 | $100,400 |
| 207 | Nolan County | $44,500 | $1,038 | $98,300 |
| 208 | Wilbarger County | $44,500 | $1,039 | $98,800 |
| 209 | Falls County | $44,000 | $1,026 | $97,300 |
| 210 | Floyd County | $44,000 | $1,023 | $101,000 |
| 211 | Wheeler County | $44,000 | $1,027 | $97,600 |
| 212 | Borden County | $43,000 | $1,003 | $105,400 |
| 213 | Refugio County | $43,000 | $998 | $94,400 |
| 214 | Dawson County | $42,500 | $993 | $90,800 |
| 215 | Jones County | $42,500 | $994 | $92,700 |
| 216 | Baylor County | $42,000 | $977 | $93,300 |
| 217 | Castro County | $42,000 | $979 | $94,900 |
| 218 | Swisher County | $42,000 | $981 | $89,200 |
| 219 | Coleman County | $41,500 | $969 | $91,200 |
| 220 | Mitchell County | $41,500 | $968 | $85,700 |
| 221 | Starr County | $41,500 | $967 | $93,300 |
| 222 | Haskell County | $41,000 | $956 | $92,000 |
| 223 | Donley County | $40,500 | $945 | $90,500 |
| 224 | Kinney County | $40,500 | $951 | $88,500 |
| 225 | Zavala County | $40,500 | $949 | $88,100 |
| 226 | Zapata County | $39,500 | $925 | $88,800 |
| 227 | Duval County | $39,000 | $910 | $86,400 |
| 228 | Brooks County | $38,500 | $894 | $82,700 |
| 229 | Garza County | $38,500 | $894 | $79,300 |
| 230 | Throckmorton County | $38,500 | $898 | $84,200 |
| 231 | Briscoe County | $38,000 | $883 | $82,900 |
| 232 | Fisher County | $38,000 | $883 | $77,600 |
| 233 | Newton County | $38,000 | $881 | $83,100 |
| 234 | Crosby County | $37,500 | $870 | $75,500 |
| 235 | Culberson County | $37,500 | $880 | $84,500 |
| 236 | Hall County | $37,500 | $871 | $80,200 |
| 237 | Motley County | $37,500 | $870 | $81,100 |
| 238 | San Augustine County | $37,500 | $869 | $83,500 |
| 239 | Dimmit County | $37,000 | $867 | $80,300 |
| 240 | Edwards County | $36,000 | $846 | $78,300 |
| 241 | Hardeman County | $36,000 | $840 | $76,500 |
| 242 | Lamb County | $36,000 | $842 | $76,600 |
| 243 | Foard County | $34,500 | $800 | $71,400 |
| 244 | Knox County | $34,500 | $802 | $66,800 |
| 245 | Dickens County | $32,500 | $760 | $65,000 |
| 246 | Willacy County | $32,500 | $755 | $60,800 |
| 247 | Cochran County | $29,500 | $693 | $57,700 |
| 248 | Hudspeth County | $29,500 | $691 | $57,400 |
| 249 | Stonewall County | $29,000 | $678 | $54,700 |
| 250 | Cottle County | $28,500 | $664 | $54,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Texas