Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Tennessee
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Williamson County | $210,500 | $4,909 | $673,700 |
| 2 | Wilson County | $128,000 | $2,989 | $397,000 |
| 3 | Davidson County | $127,500 | $2,974 | $386,600 |
| 4 | Sumner County | $119,500 | $2,788 | $364,000 |
| 5 | Rutherford County | $114,000 | $2,656 | $346,400 |
| 6 | Fayette County | $103,000 | $2,401 | $316,000 |
| 7 | Maury County | $102,000 | $2,376 | $307,500 |
| 8 | Robertson County | $99,000 | $2,311 | $296,700 |
| 9 | Cheatham County | $97,500 | $2,271 | $291,400 |
| 10 | Loudon County | $96,500 | $2,252 | $292,600 |
| 11 | Hamilton County | $96,000 | $2,243 | $282,100 |
| 12 | Trousdale County | $94,000 | $2,199 | $284,100 |
| 13 | Knox County | $93,500 | $2,181 | $279,700 |
| 14 | Blount County | $92,500 | $2,159 | $275,700 |
| 15 | Dickson County | $91,500 | $2,138 | $272,700 |
| 16 | Moore County | $87,500 | $2,040 | $259,300 |
| 17 | Bedford County | $86,500 | $2,015 | $255,300 |
| 18 | Montgomery County | $86,000 | $2,002 | $248,300 |
| 19 | Sevier County | $86,000 | $2,005 | $259,500 |
| 20 | Marshall County | $84,000 | $1,960 | $246,100 |
| 21 | Putnam County | $84,000 | $1,961 | $246,800 |
| 22 | Shelby County | $83,000 | $1,938 | $229,700 |
| 23 | Washington County | $79,500 | $1,860 | $231,700 |
| 24 | Bradley County | $79,000 | $1,846 | $230,800 |
| 25 | Coffee County | $79,000 | $1,840 | $227,300 |
| 26 | Cannon County | $78,000 | $1,818 | $227,600 |
| 27 | Smith County | $77,000 | $1,793 | $224,500 |
| 28 | Cumberland County | $76,500 | $1,788 | $228,000 |
| 29 | Tipton County | $76,000 | $1,774 | $220,100 |
| 30 | Anderson County | $75,500 | $1,760 | $215,800 |
| 31 | Franklin County | $75,000 | $1,750 | $215,700 |
| 32 | Sequatchie County | $75,000 | $1,744 | $217,800 |
| 33 | Roane County | $74,000 | $1,724 | $212,300 |
| 34 | Jefferson County | $72,500 | $1,693 | $210,000 |
| 35 | Lincoln County | $72,500 | $1,687 | $209,100 |
| 36 | Macon County | $72,500 | $1,690 | $211,200 |
| 37 | Giles County | $71,000 | $1,651 | $204,100 |
| 38 | DeKalb County | $70,500 | $1,651 | $206,600 |
| 39 | Monroe County | $69,500 | $1,617 | $199,700 |
| 40 | Hickman County | $68,000 | $1,583 | $192,000 |
| 41 | Sullivan County | $68,000 | $1,585 | $190,800 |
| 42 | Madison County | $67,500 | $1,574 | $189,700 |
| 43 | White County | $66,500 | $1,548 | $190,200 |
| 44 | Hamblen County | $66,000 | $1,543 | $188,800 |
| 45 | McMinn County | $66,000 | $1,540 | $190,400 |
| 46 | Humphreys County | $65,500 | $1,533 | $186,900 |
| 47 | Greene County | $65,000 | $1,522 | $186,400 |
| 48 | Union County | $65,000 | $1,514 | $186,300 |
| 49 | Meigs County | $64,500 | $1,510 | $185,500 |
| 50 | Stewart County | $64,500 | $1,510 | $182,700 |
| 51 | Lawrence County | $63,000 | $1,469 | $176,700 |
| 52 | Rhea County | $63,000 | $1,472 | $178,500 |
| 53 | Grainger County | $61,500 | $1,433 | $172,000 |
| 54 | Johnson County | $61,500 | $1,439 | $175,500 |
| 55 | Marion County | $61,500 | $1,435 | $173,600 |
| 56 | Warren County | $61,500 | $1,437 | $173,900 |
| 57 | Overton County | $60,500 | $1,415 | $171,700 |
| 58 | Unicoi County | $60,500 | $1,415 | $168,200 |
| 59 | Campbell County | $60,000 | $1,398 | $169,500 |
| 60 | Hawkins County | $60,000 | $1,405 | $166,900 |
| 61 | Bledsoe County | $59,000 | $1,373 | $165,400 |
| 62 | Dyer County | $58,000 | $1,358 | $159,500 |
| 63 | Pickett County | $57,500 | $1,346 | $162,200 |
| 64 | Carter County | $57,000 | $1,332 | $157,200 |
| 65 | Lewis County | $57,000 | $1,333 | $157,800 |
| 66 | Chester County | $56,500 | $1,319 | $155,200 |
| 67 | Henderson County | $56,500 | $1,316 | $156,000 |
| 68 | Gibson County | $55,500 | $1,298 | $149,700 |
| 69 | Hardin County | $55,500 | $1,297 | $154,000 |
| 70 | Houston County | $55,000 | $1,288 | $150,100 |
| 71 | Fentress County | $54,500 | $1,270 | $151,800 |
| 72 | McNairy County | $54,500 | $1,271 | $151,100 |
| 73 | Claiborne County | $54,000 | $1,263 | $148,000 |
| 74 | Van Buren County | $54,000 | $1,259 | $149,200 |
| 75 | Morgan County | $53,500 | $1,245 | $144,000 |
| 76 | Cocke County | $53,000 | $1,237 | $141,800 |
| 77 | Henry County | $53,000 | $1,242 | $145,200 |
| 78 | Clay County | $51,500 | $1,199 | $136,900 |
| 79 | Polk County | $51,000 | $1,190 | $136,400 |
| 80 | Weakley County | $51,000 | $1,186 | $136,300 |
| 81 | Crockett County | $50,500 | $1,182 | $134,100 |
| 82 | Jackson County | $50,500 | $1,173 | $135,200 |
| 83 | Decatur County | $50,000 | $1,163 | $133,900 |
| 84 | Grundy County | $49,500 | $1,153 | $133,400 |
| 85 | Wayne County | $48,000 | $1,118 | $126,600 |
| 86 | Benton County | $47,000 | $1,100 | $123,400 |
| 87 | Carroll County | $47,000 | $1,099 | $122,100 |
| 88 | Lauderdale County | $47,000 | $1,099 | $122,100 |
| 89 | Obion County | $47,000 | $1,093 | $122,700 |
| 90 | Haywood County | $46,500 | $1,086 | $119,600 |
| 91 | Hardeman County | $45,500 | $1,060 | $116,800 |
| 92 | Hancock County | $45,000 | $1,049 | $118,000 |
| 93 | Scott County | $45,000 | $1,048 | $116,800 |
| 94 | Perry County | $44,000 | $1,031 | $113,800 |
| 95 | Lake County | $42,500 | $995 | $107,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Tennessee