Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in South Dakota
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
South Dakota ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Lincoln County | $115,000 | $2,684 | $323,500 |
| 2 | Custer County | $111,500 | $2,603 | $327,200 |
| 3 | Lawrence County | $107,500 | $2,504 | $310,800 |
| 4 | Meade County | $97,500 | $2,279 | $274,800 |
| 5 | Pennington County | $97,000 | $2,268 | $270,400 |
| 6 | Minnehaha County | $96,500 | $2,246 | $266,600 |
| 7 | Union County | $96,500 | $2,257 | $269,500 |
| 8 | Brookings County | $89,500 | $2,087 | $246,300 |
| 9 | Lake County | $84,000 | $1,958 | $231,000 |
| 10 | Clay County | $83,000 | $1,931 | $221,800 |
| 11 | Hughes County | $81,500 | $1,897 | $221,100 |
| 12 | Codington County | $79,500 | $1,859 | $218,000 |
| 13 | Brown County | $79,000 | $1,845 | $212,900 |
| 14 | McCook County | $79,000 | $1,839 | $217,300 |
| 15 | Yankton County | $77,000 | $1,797 | $208,200 |
| 16 | Butte County | $76,500 | $1,781 | $207,700 |
| 17 | Hamlin County | $76,500 | $1,787 | $207,700 |
| 18 | Moody County | $76,000 | $1,774 | $206,300 |
| 19 | Brule County | $74,000 | $1,729 | $205,500 |
| 20 | Turner County | $73,500 | $1,713 | $199,000 |
| 21 | Davison County | $72,000 | $1,677 | $190,000 |
| 22 | Sully County | $72,000 | $1,680 | $198,700 |
| 23 | Hanson County | $71,000 | $1,661 | $192,400 |
| 24 | Beadle County | $67,000 | $1,560 | $178,400 |
| 25 | Fall River County | $66,500 | $1,546 | $176,300 |
| 26 | Stanley County | $66,500 | $1,549 | $169,900 |
| 27 | Deuel County | $66,000 | $1,538 | $180,100 |
| 28 | Grant County | $66,000 | $1,537 | $179,400 |
| 29 | Charles Mix County | $64,000 | $1,494 | $169,200 |
| 30 | Hutchinson County | $61,500 | $1,434 | $160,500 |
| 31 | Edmunds County | $61,000 | $1,424 | $163,600 |
| 32 | Kingsbury County | $60,500 | $1,411 | $159,600 |
| 33 | Lyman County | $59,500 | $1,390 | $156,500 |
| 34 | Day County | $59,000 | $1,382 | $155,100 |
| 35 | Harding County | $59,000 | $1,379 | $156,400 |
| 36 | Haakon County | $57,500 | $1,345 | $153,200 |
| 37 | Hand County | $57,500 | $1,344 | $152,100 |
| 38 | Marshall County | $56,000 | $1,308 | $147,200 |
| 39 | Clark County | $55,000 | $1,278 | $141,900 |
| 40 | Sanborn County | $55,000 | $1,285 | $138,500 |
| 41 | Bennett County | $54,000 | $1,258 | $138,600 |
| 42 | Roberts County | $54,000 | $1,265 | $139,100 |
| 43 | Hyde County | $53,500 | $1,250 | $134,500 |
| 44 | Tripp County | $53,000 | $1,233 | $137,100 |
| 45 | Walworth County | $53,000 | $1,238 | $130,000 |
| 46 | Aurora County | $51,000 | $1,192 | $129,000 |
| 47 | Gregory County | $51,000 | $1,194 | $129,000 |
| 48 | Douglas County | $50,000 | $1,172 | $125,000 |
| 49 | Jerauld County | $50,000 | $1,164 | $127,000 |
| 50 | Potter County | $50,000 | $1,164 | $121,300 |
| 51 | Bon Homme County | $49,000 | $1,143 | $120,300 |
| 52 | Spink County | $48,500 | $1,127 | $117,400 |
| 53 | Faulk County | $48,000 | $1,122 | $124,100 |
| 54 | Jones County | $47,500 | $1,110 | $117,100 |
| 55 | Miner County | $46,500 | $1,083 | $114,100 |
| 56 | Perkins County | $44,500 | $1,040 | $105,900 |
| 57 | Buffalo County | $43,000 | $1,007 | $108,000 |
| 58 | Ziebach County | $40,500 | $945 | $101,700 |
| 59 | Campbell County | $39,000 | $909 | $87,900 |
| 60 | McPherson County | $36,000 | $842 | $78,400 |
| 61 | Dewey County | $34,500 | $805 | $75,400 |
| 62 | Corson County | $34,000 | $792 | $73,800 |
| 63 | Mellette County | $31,000 | $719 | $63,000 |
| 64 | Todd County | $26,000 | $604 | $45,200 |
| 65 | Oglala Lakota County | $23,000 | $540 | $45,600 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in South Dakota