Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Pennsylvania
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Pennsylvania ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Chester County | $161,500 | $3,766 | $461,800 |
| 2 | Bucks County | $149,000 | $3,475 | $421,700 |
| 3 | Montgomery County | $145,500 | $3,394 | $409,900 |
| 4 | Delaware County | $116,500 | $2,713 | $302,400 |
| 5 | Centre County | $108,000 | $2,523 | $308,100 |
| 6 | Northampton County | $107,000 | $2,492 | $285,000 |
| 7 | Lehigh County | $104,000 | $2,424 | $276,100 |
| 8 | Lancaster County | $102,500 | $2,392 | $279,400 |
| 9 | Butler County | $98,000 | $2,284 | $275,600 |
| 10 | Cumberland County | $95,000 | $2,214 | $261,900 |
| 11 | Adams County | $94,500 | $2,209 | $256,100 |
| 12 | Monroe County | $93,500 | $2,184 | $241,200 |
| 13 | Pike County | $93,000 | $2,170 | $250,900 |
| 14 | Berks County | $92,500 | $2,158 | $239,700 |
| 15 | York County | $90,000 | $2,103 | $235,000 |
| 16 | Montour County | $86,500 | $2,015 | $240,300 |
| 17 | Franklin County | $86,000 | $2,002 | $236,300 |
| 18 | Lebanon County | $85,500 | $1,989 | $227,300 |
| 19 | Wayne County | $84,500 | $1,970 | $228,200 |
| 20 | Dauphin County | $84,000 | $1,956 | $222,300 |
| 21 | Allegheny County | $83,000 | $1,939 | $216,700 |
| 22 | Perry County | $82,500 | $1,926 | $222,800 |
| 23 | Philadelphia County | $82,500 | $1,920 | $232,400 |
| 24 | Union County | $82,000 | $1,918 | $222,900 |
| 25 | Washington County | $81,000 | $1,884 | $220,600 |
| 26 | Wyoming County | $77,500 | $1,813 | $205,600 |
| 27 | Snyder County | $76,500 | $1,783 | $205,500 |
| 28 | Susquehanna County | $76,500 | $1,788 | $206,700 |
| 29 | Juniata County | $76,000 | $1,768 | $206,300 |
| 30 | Fulton County | $75,500 | $1,762 | $206,000 |
| 31 | Carbon County | $75,000 | $1,748 | $193,700 |
| 32 | Lycoming County | $74,500 | $1,739 | $195,600 |
| 33 | Columbia County | $74,000 | $1,730 | $199,200 |
| 34 | Lackawanna County | $74,000 | $1,723 | $189,900 |
| 35 | Westmoreland County | $73,000 | $1,708 | $193,100 |
| 36 | Beaver County | $72,000 | $1,675 | $185,500 |
| 37 | Sullivan County | $69,500 | $1,621 | $186,400 |
| 38 | Bradford County | $69,000 | $1,607 | $182,300 |
| 39 | Clinton County | $68,000 | $1,581 | $179,100 |
| 40 | Erie County | $67,500 | $1,578 | $169,500 |
| 41 | Tioga County | $67,000 | $1,565 | $176,000 |
| 42 | Huntingdon County | $66,500 | $1,556 | $180,300 |
| 43 | Luzerne County | $65,000 | $1,520 | $163,800 |
| 44 | Bedford County | $63,500 | $1,487 | $172,900 |
| 45 | Blair County | $60,500 | $1,408 | $156,700 |
| 46 | Mercer County | $60,500 | $1,407 | $153,600 |
| 47 | Armstrong County | $59,000 | $1,379 | $146,300 |
| 48 | Indiana County | $59,000 | $1,381 | $145,400 |
| 49 | Northumberland County | $59,000 | $1,380 | $151,600 |
| 50 | Mifflin County | $58,500 | $1,361 | $142,900 |
| 51 | Clarion County | $58,000 | $1,358 | $152,100 |
| 52 | Crawford County | $58,000 | $1,353 | $143,400 |
| 53 | Greene County | $58,000 | $1,354 | $146,200 |
| 54 | Potter County | $58,000 | $1,352 | $146,200 |
| 55 | Schuylkill County | $57,500 | $1,338 | $140,400 |
| 56 | Lawrence County | $55,500 | $1,300 | $136,700 |
| 57 | Elk County | $52,500 | $1,223 | $128,600 |
| 58 | Somerset County | $52,000 | $1,216 | $130,600 |
| 59 | Fayette County | $51,500 | $1,197 | $126,900 |
| 60 | Jefferson County | $51,000 | $1,187 | $126,700 |
| 61 | Clearfield County | $50,500 | $1,183 | $125,000 |
| 62 | Warren County | $50,500 | $1,179 | $121,800 |
| 63 | Cambria County | $48,000 | $1,123 | $115,900 |
| 64 | Venango County | $48,000 | $1,116 | $114,500 |
| 65 | Forest County | $46,000 | $1,070 | $111,900 |
| 66 | McKean County | $44,000 | $1,022 | $98,700 |
| 67 | Cameron County | $40,500 | $942 | $88,200 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Pennsylvania