Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Oregon
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Oregon ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Clackamas County | $183,500 | $4,280 | $577,900 |
| 2 | Deschutes County | $183,500 | $4,279 | $596,000 |
| 3 | Washington County | $177,500 | $4,141 | $558,500 |
| 4 | Hood River County | $175,500 | $4,096 | $571,200 |
| 5 | Multnomah County | $170,000 | $3,966 | $528,000 |
| 6 | Benton County | $156,000 | $3,644 | $481,700 |
| 7 | Yamhill County | $140,500 | $3,281 | $442,700 |
| 8 | Clatsop County | $138,500 | $3,231 | $437,800 |
| 9 | Polk County | $135,000 | $3,153 | $419,500 |
| 10 | Crook County | $133,000 | $3,108 | $423,300 |
| 11 | Lane County | $128,500 | $2,993 | $395,800 |
| 12 | Tillamook County | $128,500 | $2,994 | $408,600 |
| 13 | Jackson County | $128,000 | $2,989 | $400,200 |
| 14 | Lincoln County | $125,500 | $2,928 | $387,700 |
| 15 | Columbia County | $125,000 | $2,922 | $390,600 |
| 16 | Marion County | $125,000 | $2,912 | $383,300 |
| 17 | Josephine County | $120,000 | $2,797 | $383,100 |
| 18 | Wallowa County | $117,500 | $2,739 | $371,900 |
| 19 | Curry County | $115,000 | $2,687 | $366,700 |
| 20 | Linn County | $113,500 | $2,646 | $344,600 |
| 21 | Jefferson County | $109,500 | $2,560 | $339,200 |
| 22 | Wasco County | $109,000 | $2,541 | $332,500 |
| 23 | Coos County | $99,000 | $2,308 | $302,800 |
| 24 | Douglas County | $92,500 | $2,153 | $283,200 |
| 25 | Umatilla County | $87,500 | $2,037 | $256,100 |
| 26 | Union County | $87,500 | $2,047 | $260,500 |
| 27 | Wheeler County | $86,000 | $2,002 | $259,000 |
| 28 | Klamath County | $84,500 | $1,968 | $255,700 |
| 29 | Baker County | $84,000 | $1,955 | $247,700 |
| 30 | Morrow County | $78,000 | $1,817 | $229,800 |
| 31 | Grant County | $76,000 | $1,773 | $225,100 |
| 32 | Malheur County | $75,500 | $1,757 | $221,300 |
| 33 | Lake County | $73,500 | $1,712 | $219,400 |
| 34 | Sherman County | $70,000 | $1,634 | $206,700 |
| 35 | Harney County | $67,000 | $1,566 | $190,600 |
| 36 | Gilliam County | $57,500 | $1,342 | $158,400 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Oregon