Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Montana
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Montana ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Gallatin County | $190,500 | $4,439 | $604,900 |
| 2 | Flathead County | $149,000 | $3,482 | $467,700 |
| 3 | Missoula County | $140,000 | $3,272 | $423,100 |
| 4 | Madison County | $138,000 | $3,216 | $440,500 |
| 5 | Ravalli County | $138,000 | $3,222 | $435,000 |
| 6 | Park County | $137,000 | $3,200 | $429,700 |
| 7 | Jefferson County | $130,500 | $3,044 | $408,000 |
| 8 | Carbon County | $121,500 | $2,840 | $379,300 |
| 9 | Lake County | $120,000 | $2,804 | $369,200 |
| 10 | Lewis and Clark County | $118,500 | $2,770 | $358,200 |
| 11 | Broadwater County | $118,000 | $2,757 | $364,800 |
| 12 | Stillwater County | $115,500 | $2,690 | $355,600 |
| 13 | Granite County | $110,500 | $2,580 | $339,500 |
| 14 | Yellowstone County | $106,500 | $2,488 | $317,600 |
| 15 | Sanders County | $105,000 | $2,454 | $323,800 |
| 16 | Mineral County | $102,000 | $2,383 | $313,600 |
| 17 | Sweet Grass County | $96,000 | $2,242 | $295,500 |
| 18 | Beaverhead County | $94,000 | $2,190 | $282,000 |
| 19 | Richland County | $87,500 | $2,045 | $259,000 |
| 20 | Powell County | $86,500 | $2,013 | $255,700 |
| 21 | Lincoln County | $86,000 | $2,006 | $258,700 |
| 22 | Cascade County | $84,500 | $1,967 | $243,300 |
| 23 | Meagher County | $82,500 | $1,930 | $244,400 |
| 24 | Teton County | $81,000 | $1,891 | $235,500 |
| 25 | Fallon County | $79,500 | $1,853 | $237,000 |
| 26 | Silver Bow County | $79,000 | $1,849 | $223,500 |
| 27 | Musselshell County | $75,000 | $1,752 | $221,200 |
| 28 | Custer County | $73,500 | $1,713 | $204,200 |
| 29 | Deer Lodge County | $73,000 | $1,704 | $209,700 |
| 30 | Treasure County | $73,000 | $1,709 | $215,300 |
| 31 | Judith Basin County | $71,500 | $1,672 | $214,200 |
| 32 | Valley County | $71,500 | $1,672 | $198,600 |
| 33 | Fergus County | $71,000 | $1,659 | $202,700 |
| 34 | Golden Valley County | $69,000 | $1,611 | $203,900 |
| 35 | Dawson County | $68,500 | $1,600 | $187,400 |
| 36 | McCone County | $68,500 | $1,593 | $197,400 |
| 37 | Hill County | $68,000 | $1,587 | $187,600 |
| 38 | Toole County | $67,000 | $1,567 | $187,400 |
| 39 | Rosebud County | $65,500 | $1,526 | $188,900 |
| 40 | Chouteau County | $65,000 | $1,522 | $185,100 |
| 41 | Pondera County | $64,000 | $1,495 | $179,200 |
| 42 | Daniels County | $63,500 | $1,482 | $177,800 |
| 43 | Garfield County | $62,500 | $1,455 | $178,300 |
| 44 | Phillips County | $62,500 | $1,460 | $175,000 |
| 45 | Petroleum County | $61,500 | $1,433 | $173,700 |
| 46 | Carter County | $60,500 | $1,412 | $176,600 |
| 47 | Wheatland County | $60,500 | $1,415 | $172,700 |
| 48 | Prairie County | $60,000 | $1,404 | $167,100 |
| 49 | Glacier County | $55,500 | $1,299 | $153,400 |
| 50 | Big Horn County | $55,000 | $1,285 | $148,200 |
| 51 | Powder River County | $54,500 | $1,272 | $149,400 |
| 52 | Blaine County | $50,000 | $1,168 | $124,900 |
| 53 | Roosevelt County | $47,000 | $1,102 | $119,400 |
| 54 | Liberty County | $45,500 | $1,057 | $116,800 |
| 55 | Sheridan County | $44,500 | $1,043 | $111,600 |
| 56 | Wibaux County | $36,500 | $852 | $92,300 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Montana