Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Missouri
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Missouri ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Platte County | $113,000 | $2,635 | $317,600 |
| 2 | St. Charles County | $107,000 | $2,494 | $296,800 |
| 3 | St. Louis County | $96,000 | $2,240 | $260,700 |
| 4 | Cass County | $95,500 | $2,226 | $269,000 |
| 5 | Clay County | $93,500 | $2,180 | $256,400 |
| 6 | Camden County | $92,500 | $2,154 | $270,700 |
| 7 | Boone County | $90,500 | $2,116 | $254,100 |
| 8 | Christian County | $88,000 | $2,057 | $249,700 |
| 9 | Warren County | $85,500 | $1,992 | $241,200 |
| 10 | Stone County | $82,000 | $1,909 | $236,500 |
| 11 | Lincoln County | $80,500 | $1,878 | $224,800 |
| 12 | Jackson County | $79,500 | $1,861 | $213,300 |
| 13 | Jefferson County | $79,000 | $1,846 | $218,800 |
| 14 | Johnson County | $78,500 | $1,837 | $221,400 |
| 15 | Franklin County | $78,000 | $1,815 | $214,900 |
| 16 | Cole County | $77,500 | $1,808 | $214,400 |
| 17 | Webster County | $77,000 | $1,794 | $219,100 |
| 18 | Ste. Genevieve County | $76,500 | $1,787 | $215,600 |
| 19 | Cape Girardeau County | $74,500 | $1,740 | $208,300 |
| 20 | Clinton County | $74,500 | $1,743 | $204,300 |
| 21 | Greene County | $73,500 | $1,713 | $203,500 |
| 22 | Osage County | $73,000 | $1,708 | $205,700 |
| 23 | Lafayette County | $72,500 | $1,697 | $200,300 |
| 24 | Taney County | $72,500 | $1,691 | $203,800 |
| 25 | Andrew County | $71,500 | $1,667 | $196,200 |
| 26 | Callaway County | $71,500 | $1,671 | $196,200 |
| 27 | Cooper County | $71,000 | $1,659 | $197,100 |
| 28 | Phelps County | $70,000 | $1,637 | $194,900 |
| 29 | St. Louis city | $70,000 | $1,629 | $185,100 |
| 30 | Maries County | $69,000 | $1,612 | $193,100 |
| 31 | Perry County | $69,000 | $1,611 | $189,400 |
| 32 | Ray County | $69,000 | $1,611 | $187,400 |
| 33 | Pulaski County | $68,500 | $1,595 | $189,700 |
| 34 | Polk County | $68,000 | $1,590 | $189,600 |
| 35 | Morgan County | $65,500 | $1,528 | $180,400 |
| 36 | Newton County | $64,500 | $1,502 | $175,300 |
| 37 | Montgomery County | $63,500 | $1,482 | $171,300 |
| 38 | Barry County | $63,000 | $1,469 | $172,900 |
| 39 | DeKalb County | $62,500 | $1,456 | $167,500 |
| 40 | Gasconade County | $62,500 | $1,463 | $168,900 |
| 41 | Miller County | $62,500 | $1,454 | $169,800 |
| 42 | Moniteau County | $62,500 | $1,456 | $168,300 |
| 43 | Nodaway County | $62,000 | $1,446 | $165,100 |
| 44 | Crawford County | $61,000 | $1,424 | $166,000 |
| 45 | Benton County | $60,500 | $1,408 | $164,700 |
| 46 | Pettis County | $60,500 | $1,415 | $161,500 |
| 47 | Adair County | $60,000 | $1,397 | $159,500 |
| 48 | Cedar County | $60,000 | $1,396 | $162,500 |
| 49 | Marion County | $60,000 | $1,402 | $158,100 |
| 50 | Douglas County | $59,500 | $1,385 | $164,400 |
| 51 | Jasper County | $59,500 | $1,387 | $158,500 |
| 52 | Buchanan County | $59,000 | $1,382 | $156,600 |
| 53 | Caldwell County | $59,000 | $1,380 | $156,700 |
| 54 | Howell County | $59,000 | $1,381 | $161,000 |
| 55 | Laclede County | $59,000 | $1,372 | $158,000 |
| 56 | Lawrence County | $59,000 | $1,379 | $159,800 |
| 57 | Dade County | $58,500 | $1,366 | $157,200 |
| 58 | Madison County | $58,500 | $1,368 | $155,900 |
| 59 | St. Francois County | $58,500 | $1,364 | $155,100 |
| 60 | Henry County | $58,000 | $1,359 | $153,500 |
| 61 | Ralls County | $58,000 | $1,352 | $153,400 |
| 62 | Bates County | $57,500 | $1,345 | $154,800 |
| 63 | Ozark County | $57,500 | $1,336 | $156,400 |
| 64 | Daviess County | $56,500 | $1,316 | $149,200 |
| 65 | Dallas County | $56,000 | $1,301 | $151,200 |
| 66 | Dent County | $56,000 | $1,301 | $149,700 |
| 67 | Howard County | $56,000 | $1,307 | $145,300 |
| 68 | Monroe County | $56,000 | $1,306 | $147,400 |
| 69 | Shannon County | $55,500 | $1,294 | $151,000 |
| 70 | Wright County | $55,500 | $1,297 | $152,300 |
| 71 | Randolph County | $55,000 | $1,279 | $141,900 |
| 72 | Carter County | $54,500 | $1,271 | $147,600 |
| 73 | Scotland County | $54,500 | $1,273 | $141,100 |
| 74 | Scott County | $54,500 | $1,269 | $143,700 |
| 75 | Bollinger County | $54,000 | $1,255 | $142,400 |
| 76 | Livingston County | $54,000 | $1,258 | $138,300 |
| 77 | St. Clair County | $54,000 | $1,259 | $142,500 |
| 78 | Saline County | $54,000 | $1,258 | $139,600 |
| 79 | Butler County | $53,000 | $1,236 | $138,800 |
| 80 | Barton County | $52,500 | $1,223 | $136,000 |
| 81 | Vernon County | $52,500 | $1,225 | $136,700 |
| 82 | Stoddard County | $52,000 | $1,209 | $135,400 |
| 83 | McDonald County | $51,000 | $1,187 | $134,100 |
| 84 | Pike County | $50,500 | $1,178 | $129,400 |
| 85 | Macon County | $50,000 | $1,166 | $127,000 |
| 86 | Gentry County | $49,500 | $1,158 | $123,000 |
| 87 | Audrain County | $48,500 | $1,132 | $121,600 |
| 88 | Holt County | $48,500 | $1,126 | $122,300 |
| 89 | Clark County | $47,500 | $1,111 | $117,600 |
| 90 | Schuyler County | $47,500 | $1,106 | $118,200 |
| 91 | Texas County | $47,500 | $1,109 | $123,300 |
| 92 | Chariton County | $47,000 | $1,100 | $118,900 |
| 93 | Hickory County | $47,000 | $1,102 | $123,200 |
| 94 | Lewis County | $47,000 | $1,098 | $118,900 |
| 95 | Linn County | $46,500 | $1,089 | $117,300 |
| 96 | Putnam County | $46,000 | $1,068 | $111,600 |
| 97 | Reynolds County | $46,000 | $1,078 | $119,900 |
| 98 | Washington County | $46,000 | $1,078 | $118,400 |
| 99 | Oregon County | $45,500 | $1,067 | $117,700 |
| 100 | Carroll County | $45,000 | $1,046 | $110,500 |
| 101 | Iron County | $45,000 | $1,047 | $113,000 |
| 102 | Grundy County | $44,500 | $1,036 | $107,000 |
| 103 | Wayne County | $44,500 | $1,033 | $113,100 |
| 104 | Harrison County | $44,000 | $1,022 | $107,400 |
| 105 | Ripley County | $43,500 | $1,017 | $110,800 |
| 106 | Atchison County | $43,000 | $1,001 | $100,600 |
| 107 | New Madrid County | $42,500 | $997 | $105,500 |
| 108 | Sullivan County | $42,000 | $984 | $103,300 |
| 109 | Mississippi County | $41,500 | $974 | $100,300 |
| 110 | Pemiscot County | $41,000 | $952 | $95,900 |
| 111 | Knox County | $40,500 | $945 | $97,200 |
| 112 | Mercer County | $40,500 | $942 | $95,300 |
| 113 | Worth County | $39,500 | $925 | $94,600 |
| 114 | Dunklin County | $39,000 | $911 | $93,800 |
| 115 | Shelby County | $37,500 | $870 | $86,200 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Missouri