Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Michigan
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Michigan ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Leelanau County | $133,500 | $3,112 | $406,900 |
| 2 | Washtenaw County | $127,500 | $2,980 | $353,000 |
| 3 | Oakland County | $114,000 | $2,661 | $320,400 |
| 4 | Livingston County | $113,500 | $2,650 | $331,100 |
| 5 | Grand Traverse County | $102,500 | $2,391 | $296,200 |
| 6 | Ottawa County | $101,500 | $2,373 | $291,200 |
| 7 | Emmet County | $95,000 | $2,220 | $275,300 |
| 8 | Kent County | $94,500 | $2,202 | $265,700 |
| 9 | Allegan County | $88,500 | $2,060 | $247,000 |
| 10 | Clinton County | $88,500 | $2,060 | $243,700 |
| 11 | Benzie County | $88,000 | $2,052 | $254,400 |
| 12 | Barry County | $87,000 | $2,031 | $243,700 |
| 13 | Charlevoix County | $85,500 | $2,000 | $242,800 |
| 14 | Macomb County | $85,500 | $1,999 | $231,400 |
| 15 | Kalamazoo County | $85,000 | $1,981 | $227,500 |
| 16 | Lapeer County | $81,000 | $1,892 | $229,100 |
| 17 | Antrim County | $78,500 | $1,836 | $222,500 |
| 18 | Monroe County | $78,500 | $1,830 | $215,700 |
| 19 | St. Clair County | $78,000 | $1,818 | $213,900 |
| 20 | Eaton County | $77,500 | $1,807 | $206,700 |
| 21 | Berrien County | $76,500 | $1,791 | $211,400 |
| 22 | Ingham County | $74,000 | $1,728 | $187,500 |
| 23 | Cass County | $73,500 | $1,718 | $205,200 |
| 24 | Marquette County | $73,000 | $1,701 | $202,000 |
| 25 | Mason County | $73,000 | $1,698 | $199,300 |
| 26 | Van Buren County | $71,000 | $1,657 | $189,900 |
| 27 | Midland County | $70,500 | $1,648 | $184,300 |
| 28 | Otsego County | $70,500 | $1,642 | $196,500 |
| 29 | Ionia County | $70,000 | $1,634 | $189,400 |
| 30 | Jackson County | $68,500 | $1,604 | $182,900 |
| 31 | Lenawee County | $68,500 | $1,597 | $181,100 |
| 32 | Muskegon County | $68,000 | $1,584 | $180,900 |
| 33 | Newaygo County | $66,500 | $1,548 | $178,300 |
| 34 | Wayne County | $66,500 | $1,557 | $170,200 |
| 35 | Genesee County | $66,000 | $1,544 | $172,900 |
| 36 | Keweenaw County | $66,000 | $1,540 | $181,400 |
| 37 | Cheboygan County | $64,000 | $1,493 | $175,200 |
| 38 | Montcalm County | $64,000 | $1,491 | $172,100 |
| 39 | Kalkaska County | $63,500 | $1,480 | $174,300 |
| 40 | Isabella County | $63,000 | $1,473 | $165,100 |
| 41 | Oceana County | $63,000 | $1,467 | $167,600 |
| 42 | Shiawassee County | $63,000 | $1,472 | $164,600 |
| 43 | Hillsdale County | $62,500 | $1,463 | $170,500 |
| 44 | Mecosta County | $62,500 | $1,463 | $169,900 |
| 45 | St. Joseph County | $62,500 | $1,463 | $167,600 |
| 46 | Manistee County | $62,000 | $1,452 | $166,600 |
| 47 | Alger County | $61,500 | $1,433 | $165,700 |
| 48 | Mackinac County | $61,500 | $1,438 | $165,600 |
| 49 | Missaukee County | $60,500 | $1,415 | $163,700 |
| 50 | Wexford County | $60,500 | $1,415 | $160,300 |
| 51 | Sanilac County | $60,000 | $1,396 | $162,200 |
| 52 | Calhoun County | $59,500 | $1,391 | $151,500 |
| 53 | Chippewa County | $59,000 | $1,377 | $153,100 |
| 54 | Gladwin County | $58,500 | $1,364 | $153,200 |
| 55 | Alcona County | $58,000 | $1,351 | $157,500 |
| 56 | Branch County | $57,000 | $1,327 | $147,500 |
| 57 | Crawford County | $57,000 | $1,328 | $149,900 |
| 58 | Delta County | $56,000 | $1,309 | $146,800 |
| 59 | Roscommon County | $56,000 | $1,309 | $148,000 |
| 60 | Saginaw County | $56,000 | $1,305 | $139,400 |
| 61 | Bay County | $55,000 | $1,278 | $135,100 |
| 62 | Huron County | $55,000 | $1,281 | $141,300 |
| 63 | Houghton County | $54,500 | $1,277 | $140,300 |
| 64 | Menominee County | $54,500 | $1,267 | $142,700 |
| 65 | Gratiot County | $53,500 | $1,251 | $136,800 |
| 66 | Montmorency County | $53,500 | $1,249 | $142,000 |
| 67 | Osceola County | $53,500 | $1,247 | $139,600 |
| 68 | Tuscola County | $53,500 | $1,253 | $136,900 |
| 69 | Alpena County | $53,000 | $1,242 | $137,800 |
| 70 | Ogemaw County | $53,000 | $1,236 | $138,600 |
| 71 | Dickinson County | $52,500 | $1,223 | $130,300 |
| 72 | Presque Isle County | $52,000 | $1,211 | $135,200 |
| 73 | Arenac County | $51,000 | $1,194 | $129,000 |
| 74 | Baraga County | $50,000 | $1,163 | $124,400 |
| 75 | Lake County | $48,500 | $1,133 | $122,900 |
| 76 | Oscoda County | $48,500 | $1,134 | $126,000 |
| 77 | Schoolcraft County | $48,500 | $1,131 | $123,500 |
| 78 | Iosco County | $48,000 | $1,124 | $122,900 |
| 79 | Clare County | $47,000 | $1,094 | $117,400 |
| 80 | Luce County | $44,000 | $1,026 | $110,400 |
| 81 | Gogebic County | $42,500 | $987 | $99,700 |
| 82 | Iron County | $42,500 | $996 | $101,500 |
| 83 | Ontonagon County | $42,000 | $975 | $101,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Michigan