Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Iowa
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Iowa ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Dallas County | $120,500 | $2,808 | $333,400 |
| 2 | Johnson County | $108,000 | $2,520 | $293,100 |
| 3 | Polk County | $94,500 | $2,206 | $248,400 |
| 4 | Warren County | $94,000 | $2,188 | $252,800 |
| 5 | Story County | $90,500 | $2,109 | $243,600 |
| 6 | Madison County | $89,000 | $2,073 | $236,900 |
| 7 | Dickinson County | $88,500 | $2,068 | $251,600 |
| 8 | Winneshiek County | $86,000 | $2,012 | $239,000 |
| 9 | Mills County | $85,500 | $1,990 | $228,700 |
| 10 | Sioux County | $85,000 | $1,984 | $235,600 |
| 11 | Dubuque County | $83,000 | $1,932 | $226,100 |
| 12 | Scott County | $80,500 | $1,873 | $212,500 |
| 13 | Plymouth County | $79,000 | $1,842 | $218,600 |
| 14 | Linn County | $78,500 | $1,834 | $204,400 |
| 15 | Marion County | $78,000 | $1,823 | $211,100 |
| 16 | Bremer County | $77,500 | $1,803 | $207,200 |
| 17 | Lyon County | $76,500 | $1,791 | $215,600 |
| 18 | Washington County | $74,500 | $1,744 | $199,600 |
| 19 | Benton County | $74,000 | $1,731 | $198,400 |
| 20 | Cedar County | $74,000 | $1,723 | $199,700 |
| 21 | Boone County | $72,500 | $1,693 | $191,200 |
| 22 | Iowa County | $71,500 | $1,668 | $189,800 |
| 23 | Pottawattamie County | $71,000 | $1,661 | $183,600 |
| 24 | Black Hawk County | $70,000 | $1,639 | $182,400 |
| 25 | Jones County | $69,000 | $1,611 | $183,400 |
| 26 | Poweshiek County | $69,000 | $1,615 | $184,200 |
| 27 | Jasper County | $67,500 | $1,579 | $176,800 |
| 28 | Muscatine County | $67,000 | $1,562 | $172,400 |
| 29 | Grundy County | $66,500 | $1,554 | $180,500 |
| 30 | Woodbury County | $66,500 | $1,549 | $172,000 |
| 31 | Buchanan County | $65,500 | $1,524 | $171,400 |
| 32 | Allamakee County | $65,000 | $1,512 | $171,900 |
| 33 | Carroll County | $65,000 | $1,516 | $175,700 |
| 34 | Clay County | $64,500 | $1,503 | $171,500 |
| 35 | Delaware County | $64,500 | $1,504 | $168,700 |
| 36 | Jackson County | $64,500 | $1,502 | $170,000 |
| 37 | Harrison County | $63,500 | $1,478 | $165,300 |
| 38 | Guthrie County | $63,000 | $1,465 | $163,900 |
| 39 | Jefferson County | $63,000 | $1,466 | $161,200 |
| 40 | Clarke County | $62,500 | $1,454 | $160,200 |
| 41 | Mitchell County | $62,000 | $1,443 | $164,100 |
| 42 | Chickasaw County | $61,500 | $1,437 | $164,400 |
| 43 | Butler County | $60,500 | $1,415 | $156,500 |
| 44 | Cerro Gordo County | $60,500 | $1,411 | $154,100 |
| 45 | Clayton County | $60,500 | $1,409 | $155,700 |
| 46 | Clinton County | $60,500 | $1,416 | $153,800 |
| 47 | Shelby County | $60,000 | $1,398 | $156,200 |
| 48 | Henry County | $59,000 | $1,382 | $148,600 |
| 49 | O'Brien County | $59,000 | $1,382 | $158,900 |
| 50 | Davis County | $58,000 | $1,350 | $146,000 |
| 51 | Ringgold County | $58,000 | $1,353 | $150,300 |
| 52 | Fremont County | $57,000 | $1,335 | $147,500 |
| 53 | Humboldt County | $57,000 | $1,329 | $146,900 |
| 54 | Buena Vista County | $56,500 | $1,323 | $146,900 |
| 55 | Cherokee County | $55,500 | $1,290 | $145,100 |
| 56 | Mahaska County | $55,500 | $1,295 | $140,900 |
| 57 | Adair County | $55,000 | $1,285 | $140,600 |
| 58 | Des Moines County | $55,000 | $1,281 | $137,000 |
| 59 | Tama County | $55,000 | $1,287 | $139,900 |
| 60 | Webster County | $55,000 | $1,287 | $138,500 |
| 61 | Greene County | $54,500 | $1,269 | $140,500 |
| 62 | Monroe County | $54,500 | $1,271 | $135,900 |
| 63 | Worth County | $54,500 | $1,269 | $142,300 |
| 64 | Louisa County | $54,000 | $1,256 | $137,600 |
| 65 | Marshall County | $54,000 | $1,256 | $134,100 |
| 66 | Crawford County | $53,500 | $1,251 | $136,300 |
| 67 | Cass County | $53,000 | $1,240 | $133,300 |
| 68 | Floyd County | $53,000 | $1,236 | $133,300 |
| 69 | Howard County | $53,000 | $1,231 | $133,900 |
| 70 | Sac County | $53,000 | $1,234 | $138,400 |
| 71 | Hamilton County | $52,500 | $1,226 | $132,300 |
| 72 | Winnebago County | $52,500 | $1,225 | $132,300 |
| 73 | Fayette County | $52,000 | $1,209 | $130,800 |
| 74 | Kossuth County | $52,000 | $1,213 | $135,100 |
| 75 | Hancock County | $50,500 | $1,184 | $129,300 |
| 76 | Lee County | $50,000 | $1,172 | $123,600 |
| 77 | Union County | $49,500 | $1,155 | $117,800 |
| 78 | Monona County | $48,500 | $1,129 | $122,600 |
| 79 | Osceola County | $48,500 | $1,128 | $123,800 |
| 80 | Page County | $48,500 | $1,137 | $120,000 |
| 81 | Appanoose County | $48,000 | $1,118 | $119,800 |
| 82 | Franklin County | $48,000 | $1,117 | $118,500 |
| 83 | Lucas County | $48,000 | $1,118 | $117,000 |
| 84 | Palo Alto County | $47,500 | $1,112 | $119,300 |
| 85 | Van Buren County | $47,500 | $1,105 | $118,800 |
| 86 | Adams County | $47,000 | $1,097 | $116,900 |
| 87 | Montgomery County | $47,000 | $1,091 | $109,900 |
| 88 | Wapello County | $47,000 | $1,101 | $112,900 |
| 89 | Calhoun County | $46,500 | $1,082 | $114,400 |
| 90 | Hardin County | $46,500 | $1,082 | $113,000 |
| 91 | Decatur County | $46,000 | $1,079 | $109,500 |
| 92 | Wright County | $46,000 | $1,068 | $109,800 |
| 93 | Keokuk County | $45,500 | $1,067 | $112,200 |
| 94 | Audubon County | $44,500 | $1,043 | $110,400 |
| 95 | Emmet County | $44,500 | $1,033 | $106,200 |
| 96 | Taylor County | $44,500 | $1,037 | $109,700 |
| 97 | Ida County | $43,500 | $1,016 | $108,800 |
| 98 | Wayne County | $42,500 | $992 | $102,300 |
| 99 | Pocahontas County | $39,000 | $906 | $93,300 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Iowa