Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Illinois
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | DuPage County | $142,000 | $3,309 | $374,100 |
| 2 | Lake County | $131,500 | $3,073 | $326,600 |
| 3 | Kane County | $119,500 | $2,792 | $303,000 |
| 4 | Kendall County | $119,500 | $2,793 | $298,900 |
| 5 | Will County | $117,500 | $2,740 | $298,000 |
| 6 | Cook County | $116,000 | $2,709 | $305,200 |
| 7 | McHenry County | $115,000 | $2,680 | $286,900 |
| 8 | Grundy County | $100,500 | $2,341 | $259,200 |
| 9 | Monroe County | $99,500 | $2,321 | $265,600 |
| 10 | DeKalb County | $95,000 | $2,214 | $231,900 |
| 11 | Champaign County | $81,500 | $1,901 | $205,100 |
| 12 | Boone County | $80,500 | $1,880 | $198,600 |
| 13 | McLean County | $80,500 | $1,878 | $198,300 |
| 14 | Woodford County | $78,000 | $1,825 | $193,800 |
| 15 | Kankakee County | $75,500 | $1,764 | $185,700 |
| 16 | Jo Daviess County | $75,000 | $1,756 | $193,900 |
| 17 | Ogle County | $74,000 | $1,721 | $184,100 |
| 18 | Clinton County | $71,500 | $1,666 | $180,500 |
| 19 | Menard County | $69,500 | $1,623 | $179,300 |
| 20 | Effingham County | $69,000 | $1,607 | $179,800 |
| 21 | St. Clair County | $68,500 | $1,604 | $168,800 |
| 22 | Sangamon County | $68,500 | $1,600 | $170,300 |
| 23 | Piatt County | $68,000 | $1,591 | $173,200 |
| 24 | Madison County | $67,500 | $1,573 | $167,900 |
| 25 | Tazewell County | $67,500 | $1,571 | $164,500 |
| 26 | Calhoun County | $66,500 | $1,557 | $174,000 |
| 27 | Jersey County | $66,500 | $1,556 | $168,800 |
| 28 | Winnebago County | $66,000 | $1,540 | $155,100 |
| 29 | Putnam County | $65,500 | $1,525 | $167,800 |
| 30 | LaSalle County | $64,000 | $1,496 | $154,900 |
| 31 | Peoria County | $64,000 | $1,488 | $152,600 |
| 32 | Lee County | $63,000 | $1,467 | $155,100 |
| 33 | Adams County | $61,500 | $1,430 | $155,900 |
| 34 | Rock Island County | $61,500 | $1,432 | $144,700 |
| 35 | Pope County | $61,000 | $1,427 | $165,300 |
| 36 | Washington County | $60,500 | $1,415 | $149,800 |
| 37 | Henry County | $60,000 | $1,395 | $145,300 |
| 38 | Williamson County | $58,500 | $1,364 | $145,600 |
| 39 | Douglas County | $58,000 | $1,353 | $142,600 |
| 40 | Johnson County | $57,500 | $1,337 | $148,200 |
| 41 | Mercer County | $57,500 | $1,341 | $139,300 |
| 42 | Marshall County | $57,000 | $1,334 | $137,800 |
| 43 | Brown County | $56,000 | $1,309 | $142,200 |
| 44 | Livingston County | $56,000 | $1,303 | $131,500 |
| 45 | Bond County | $55,500 | $1,292 | $133,100 |
| 46 | Stephenson County | $55,500 | $1,300 | $127,500 |
| 47 | Morgan County | $53,500 | $1,248 | $128,700 |
| 48 | Whiteside County | $53,500 | $1,250 | $125,800 |
| 49 | Randolph County | $53,000 | $1,238 | $134,100 |
| 50 | Iroquois County | $52,500 | $1,228 | $125,400 |
| 51 | Jackson County | $52,500 | $1,220 | $125,000 |
| 52 | Logan County | $52,500 | $1,220 | $125,900 |
| 53 | Shelby County | $52,500 | $1,220 | $130,400 |
| 54 | Union County | $52,500 | $1,220 | $131,700 |
| 55 | Bureau County | $52,000 | $1,211 | $121,900 |
| 56 | Coles County | $52,000 | $1,209 | $121,900 |
| 57 | De Witt County | $52,000 | $1,208 | $124,200 |
| 58 | Macon County | $52,000 | $1,214 | $121,800 |
| 59 | Jasper County | $51,500 | $1,203 | $122,900 |
| 60 | Macoupin County | $51,000 | $1,195 | $126,100 |
| 61 | Moultrie County | $51,000 | $1,192 | $121,500 |
| 62 | Clark County | $50,500 | $1,182 | $123,100 |
| 63 | Ford County | $50,500 | $1,180 | $118,100 |
| 64 | Carroll County | $49,000 | $1,138 | $113,500 |
| 65 | Cumberland County | $49,000 | $1,146 | $117,700 |
| 66 | Jefferson County | $49,000 | $1,147 | $118,400 |
| 67 | Massac County | $48,000 | $1,123 | $118,000 |
| 68 | Christian County | $47,000 | $1,095 | $112,100 |
| 69 | Crawford County | $47,000 | $1,095 | $113,700 |
| 70 | Fayette County | $47,000 | $1,099 | $114,700 |
| 71 | Hancock County | $46,500 | $1,081 | $108,400 |
| 72 | Mason County | $46,500 | $1,087 | $106,100 |
| 73 | Fulton County | $45,500 | $1,056 | $102,500 |
| 74 | Knox County | $45,500 | $1,060 | $104,900 |
| 75 | McDonough County | $45,500 | $1,067 | $103,500 |
| 76 | Schuyler County | $45,500 | $1,060 | $106,200 |
| 77 | Wayne County | $45,500 | $1,058 | $109,400 |
| 78 | Hamilton County | $44,500 | $1,038 | $108,800 |
| 79 | Perry County | $44,500 | $1,037 | $105,200 |
| 80 | Richland County | $44,500 | $1,036 | $106,600 |
| 81 | Stark County | $44,000 | $1,022 | $103,500 |
| 82 | Warren County | $44,000 | $1,026 | $101,300 |
| 83 | Henderson County | $43,500 | $1,010 | $101,600 |
| 84 | Montgomery County | $43,500 | $1,018 | $102,200 |
| 85 | Wabash County | $43,500 | $1,011 | $103,900 |
| 86 | Marion County | $43,000 | $1,001 | $100,100 |
| 87 | Cass County | $42,500 | $995 | $95,500 |
| 88 | Pike County | $42,500 | $988 | $100,100 |
| 89 | Scott County | $42,000 | $986 | $101,700 |
| 90 | White County | $41,500 | $974 | $100,100 |
| 91 | Edgar County | $41,000 | $952 | $95,700 |
| 92 | Edwards County | $41,000 | $960 | $97,500 |
| 93 | Greene County | $41,000 | $951 | $94,400 |
| 94 | Clay County | $40,500 | $947 | $94,300 |
| 95 | Vermilion County | $40,500 | $950 | $92,900 |
| 96 | Saline County | $40,000 | $931 | $92,900 |
| 97 | Lawrence County | $39,500 | $924 | $95,500 |
| 98 | Hardin County | $38,500 | $893 | $91,700 |
| 99 | Franklin County | $38,000 | $887 | $87,700 |
| 100 | Gallatin County | $37,000 | $863 | $84,700 |
| 101 | Pulaski County | $34,000 | $789 | $81,000 |
| 102 | Alexander County | $28,500 | $667 | $58,700 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Illinois