Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Georgia
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Georgia ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Forsyth County | $163,500 | $3,817 | $493,800 |
| 2 | Fulton County | $146,000 | $3,412 | $431,200 |
| 3 | Oconee County | $141,500 | $3,306 | $425,100 |
| 4 | Fayette County | $136,500 | $3,186 | $405,600 |
| 5 | Cherokee County | $130,500 | $3,045 | $389,800 |
| 6 | Cobb County | $125,500 | $2,925 | $373,700 |
| 7 | Gwinnett County | $120,500 | $2,808 | $345,700 |
| 8 | Dawson County | $118,000 | $2,753 | $351,900 |
| 9 | Greene County | $115,500 | $2,699 | $342,200 |
| 10 | DeKalb County | $115,000 | $2,686 | $331,400 |
| 11 | Coweta County | $110,500 | $2,576 | $321,900 |
| 12 | Morgan County | $110,500 | $2,577 | $323,100 |
| 13 | Bryan County | $109,000 | $2,546 | $317,100 |
| 14 | Jackson County | $109,000 | $2,539 | $312,700 |
| 15 | Hall County | $107,500 | $2,513 | $313,600 |
| 16 | Walton County | $104,000 | $2,430 | $300,500 |
| 17 | Towns County | $103,000 | $2,398 | $311,900 |
| 18 | Paulding County | $101,000 | $2,356 | $289,000 |
| 19 | Columbia County | $100,500 | $2,344 | $287,400 |
| 20 | Pickens County | $99,000 | $2,315 | $289,600 |
| 21 | Harris County | $98,000 | $2,290 | $278,700 |
| 22 | Henry County | $98,000 | $2,288 | $277,400 |
| 23 | Chatham County | $96,500 | $2,253 | $273,300 |
| 24 | Clarke County | $96,000 | $2,243 | $271,900 |
| 25 | Lumpkin County | $95,500 | $2,233 | $277,200 |
| 26 | Pike County | $94,500 | $2,203 | $265,700 |
| 27 | Gilmer County | $93,000 | $2,174 | $278,900 |
| 28 | Rabun County | $93,000 | $2,166 | $272,600 |
| 29 | Glynn County | $92,500 | $2,158 | $268,300 |
| 30 | Union County | $92,500 | $2,158 | $272,600 |
| 31 | Douglas County | $92,000 | $2,148 | $262,200 |
| 32 | Bartow County | $91,500 | $2,133 | $262,200 |
| 33 | Fannin County | $91,500 | $2,137 | $274,600 |
| 34 | White County | $91,000 | $2,119 | $262,200 |
| 35 | Barrow County | $90,000 | $2,106 | $255,200 |
| 36 | Rockdale County | $89,500 | $2,091 | $256,600 |
| 37 | Effingham County | $88,000 | $2,059 | $245,300 |
| 38 | Banks County | $87,500 | $2,038 | $251,700 |
| 39 | Monroe County | $85,000 | $1,988 | $243,200 |
| 40 | Camden County | $84,500 | $1,971 | $233,900 |
| 41 | Newton County | $84,000 | $1,962 | $233,300 |
| 42 | Lee County | $83,000 | $1,931 | $226,900 |
| 43 | Butts County | $81,500 | $1,905 | $227,800 |
| 44 | Carroll County | $80,000 | $1,864 | $227,500 |
| 45 | Jasper County | $79,500 | $1,857 | $219,700 |
| 46 | Putnam County | $79,000 | $1,843 | $222,000 |
| 47 | Catoosa County | $76,500 | $1,781 | $214,200 |
| 48 | Haralson County | $76,500 | $1,782 | $210,400 |
| 49 | Habersham County | $75,000 | $1,754 | $212,000 |
| 50 | Houston County | $75,000 | $1,748 | $205,600 |
| 51 | Gordon County | $74,000 | $1,722 | $205,600 |
| 52 | Lamar County | $74,000 | $1,732 | $201,400 |
| 53 | Hart County | $73,000 | $1,700 | $206,500 |
| 54 | Long County | $73,000 | $1,704 | $196,500 |
| 55 | Spalding County | $73,000 | $1,700 | $196,600 |
| 56 | Lowndes County | $72,500 | $1,687 | $197,900 |
| 57 | Madison County | $72,500 | $1,690 | $198,800 |
| 58 | Oglethorpe County | $72,500 | $1,688 | $198,700 |
| 59 | Clayton County | $71,500 | $1,672 | $194,500 |
| 60 | Whitfield County | $71,500 | $1,668 | $198,900 |
| 61 | Floyd County | $71,000 | $1,655 | $194,100 |
| 62 | Peach County | $70,500 | $1,646 | $186,100 |
| 63 | Bulloch County | $70,000 | $1,633 | $191,600 |
| 64 | Troup County | $70,000 | $1,635 | $187,800 |
| 65 | Thomas County | $68,500 | $1,594 | $185,300 |
| 66 | Liberty County | $68,000 | $1,591 | $180,200 |
| 67 | Muscogee County | $67,500 | $1,574 | $182,300 |
| 68 | Jones County | $66,000 | $1,536 | $174,600 |
| 69 | McIntosh County | $64,500 | $1,501 | $173,900 |
| 70 | Walker County | $64,500 | $1,504 | $173,900 |
| 71 | Bibb County | $64,000 | $1,490 | $165,800 |
| 72 | Murray County | $63,500 | $1,480 | $173,300 |
| 73 | Stephens County | $63,000 | $1,470 | $168,200 |
| 74 | Lanier County | $62,000 | $1,444 | $161,100 |
| 75 | Lincoln County | $62,000 | $1,444 | $163,600 |
| 76 | Richmond County | $62,000 | $1,442 | $163,300 |
| 77 | Baldwin County | $61,500 | $1,433 | $164,700 |
| 78 | Dade County | $61,500 | $1,430 | $166,600 |
| 79 | Polk County | $61,500 | $1,432 | $163,500 |
| 80 | Franklin County | $60,500 | $1,406 | $160,600 |
| 81 | Heard County | $59,500 | $1,392 | $161,000 |
| 82 | Meriwether County | $59,500 | $1,384 | $154,600 |
| 83 | McDuffie County | $59,000 | $1,377 | $155,100 |
| 84 | Schley County | $58,500 | $1,366 | $152,900 |
| 85 | Upson County | $57,500 | $1,341 | $149,500 |
| 86 | Wayne County | $57,000 | $1,332 | $149,800 |
| 87 | Decatur County | $56,500 | $1,321 | $146,200 |
| 88 | Crawford County | $56,000 | $1,301 | $144,800 |
| 89 | Pulaski County | $56,000 | $1,306 | $144,300 |
| 90 | Tift County | $55,500 | $1,300 | $143,100 |
| 91 | Evans County | $55,000 | $1,286 | $139,700 |
| 92 | Candler County | $54,000 | $1,256 | $135,600 |
| 93 | Grady County | $54,000 | $1,256 | $136,500 |
| 94 | Dougherty County | $53,500 | $1,246 | $129,200 |
| 95 | Bleckley County | $53,000 | $1,241 | $132,900 |
| 96 | Laurens County | $53,000 | $1,238 | $137,400 |
| 97 | Pierce County | $52,000 | $1,216 | $132,100 |
| 98 | Talbot County | $51,500 | $1,198 | $127,200 |
| 99 | Early County | $51,000 | $1,191 | $130,100 |
| 100 | Sumter County | $51,000 | $1,185 | $122,300 |
| 101 | Toombs County | $51,000 | $1,184 | $127,100 |
| 102 | Miller County | $50,000 | $1,161 | $118,300 |
| 103 | Screven County | $50,000 | $1,171 | $122,300 |
| 104 | Coffee County | $49,500 | $1,158 | $125,700 |
| 105 | Crisp County | $49,500 | $1,157 | $120,800 |
| 106 | Glascock County | $49,500 | $1,155 | $122,800 |
| 107 | Tattnall County | $49,500 | $1,155 | $122,400 |
| 108 | Brooks County | $49,000 | $1,149 | $118,100 |
| 109 | Cook County | $49,000 | $1,139 | $123,000 |
| 110 | Colquitt County | $48,500 | $1,132 | $121,400 |
| 111 | Baker County | $48,000 | $1,123 | $120,100 |
| 112 | Charlton County | $48,000 | $1,119 | $119,000 |
| 113 | Marion County | $48,000 | $1,121 | $122,100 |
| 114 | Montgomery County | $48,000 | $1,119 | $118,200 |
| 115 | Washington County | $47,500 | $1,112 | $115,600 |
| 116 | Ben Hill County | $47,000 | $1,101 | $114,600 |
| 117 | Berrien County | $47,000 | $1,099 | $115,200 |
| 118 | Elbert County | $47,000 | $1,094 | $114,600 |
| 119 | Seminole County | $47,000 | $1,093 | $111,600 |
| 120 | Terrell County | $46,500 | $1,081 | $111,500 |
| 121 | Worth County | $46,500 | $1,087 | $112,400 |
| 122 | Echols County | $46,000 | $1,079 | $112,600 |
| 123 | Telfair County | $45,500 | $1,056 | $108,200 |
| 124 | Dodge County | $45,000 | $1,047 | $108,700 |
| 125 | Jeff Davis County | $45,000 | $1,049 | $109,300 |
| 126 | Mitchell County | $45,000 | $1,052 | $105,500 |
| 127 | Burke County | $44,500 | $1,036 | $107,800 |
| 128 | Irwin County | $44,500 | $1,036 | $105,300 |
| 129 | Ware County | $44,500 | $1,036 | $106,500 |
| 130 | Wilkes County | $44,500 | $1,036 | $105,000 |
| 131 | Bacon County | $43,500 | $1,019 | $104,100 |
| 132 | Twiggs County | $43,000 | $1,005 | $104,500 |
| 133 | Quitman County | $42,500 | $996 | $103,000 |
| 134 | Chattahoochee County | $42,000 | $984 | $99,800 |
| 135 | Dooly County | $42,000 | $979 | $96,400 |
| 136 | Chattooga County | $41,500 | $965 | $98,700 |
| 137 | Treutlen County | $41,500 | $971 | $98,400 |
| 138 | Turner County | $41,000 | $961 | $95,200 |
| 139 | Brantley County | $40,000 | $935 | $91,800 |
| 140 | Clay County | $40,000 | $934 | $92,500 |
| 141 | Jefferson County | $40,000 | $935 | $93,100 |
| 142 | Webster County | $40,000 | $930 | $92,200 |
| 143 | Clinch County | $39,000 | $913 | $86,300 |
| 144 | Johnson County | $39,000 | $915 | $91,200 |
| 145 | Randolph County | $39,000 | $910 | $90,900 |
| 146 | Wilkinson County | $39,000 | $909 | $90,800 |
| 147 | Emanuel County | $38,500 | $897 | $88,200 |
| 148 | Hancock County | $38,500 | $893 | $87,400 |
| 149 | Macon County | $38,500 | $902 | $87,000 |
| 150 | Calhoun County | $37,000 | $865 | $82,200 |
| 151 | Taylor County | $36,500 | $852 | $82,900 |
| 152 | Appling County | $36,000 | $838 | $81,400 |
| 153 | Jenkins County | $36,000 | $843 | $81,100 |
| 154 | Warren County | $35,500 | $825 | $78,000 |
| 155 | Atkinson County | $34,500 | $803 | $76,300 |
| 156 | Taliaferro County | $34,500 | $802 | $73,100 |
| 157 | Wheeler County | $33,500 | $782 | $74,600 |
| 158 | Wilcox County | $33,500 | $776 | $71,200 |
| 159 | Stewart County | $28,500 | $668 | $53,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Georgia