Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Florida
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Florida ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Monroe County | $234,500 | $5,467 | $723,800 |
| 2 | Collier County | $163,000 | $3,801 | $486,800 |
| 3 | St. Johns County | $155,500 | $3,630 | $457,600 |
| 4 | Miami-Dade County | $146,000 | $3,410 | $425,400 |
| 5 | Palm Beach County | $141,000 | $3,294 | $407,300 |
| 6 | Broward County | $133,500 | $3,112 | $380,400 |
| 7 | Martin County | $133,500 | $3,113 | $386,500 |
| 8 | Sarasota County | $128,500 | $2,997 | $373,100 |
| 9 | Walton County | $125,500 | $2,927 | $376,400 |
| 10 | Manatee County | $124,500 | $2,910 | $359,800 |
| 11 | Orange County | $124,000 | $2,895 | $358,300 |
| 12 | Sumter County | $124,000 | $2,891 | $356,000 |
| 13 | Seminole County | $122,500 | $2,863 | $357,300 |
| 14 | Nassau County | $121,000 | $2,826 | $351,100 |
| 15 | Hillsborough County | $117,000 | $2,725 | $333,300 |
| 16 | Flagler County | $116,000 | $2,712 | $333,400 |
| 17 | Lee County | $114,500 | $2,670 | $326,300 |
| 18 | Okaloosa County | $111,500 | $2,597 | $324,800 |
| 19 | Osceola County | $111,000 | $2,594 | $317,600 |
| 20 | Pinellas County | $111,000 | $2,589 | $319,000 |
| 21 | Indian River County | $109,500 | $2,557 | $314,700 |
| 22 | St. Lucie County | $109,000 | $2,547 | $305,800 |
| 23 | Brevard County | $106,000 | $2,475 | $304,400 |
| 24 | Charlotte County | $104,000 | $2,421 | $291,000 |
| 25 | Santa Rosa County | $104,000 | $2,432 | $302,100 |
| 26 | Lake County | $102,000 | $2,375 | $287,900 |
| 27 | Leon County | $99,500 | $2,322 | $279,800 |
| 28 | Clay County | $99,000 | $2,315 | $281,500 |
| 29 | Volusia County | $98,500 | $2,299 | $278,000 |
| 30 | Duval County | $97,500 | $2,275 | $274,900 |
| 31 | Alachua County | $97,000 | $2,260 | $266,800 |
| 32 | Bay County | $96,500 | $2,248 | $276,900 |
| 33 | Pasco County | $94,500 | $2,204 | $265,800 |
| 34 | Franklin County | $89,500 | $2,088 | $254,300 |
| 35 | Hernando County | $86,000 | $2,009 | $240,700 |
| 36 | Polk County | $86,000 | $2,008 | $240,000 |
| 37 | Escambia County | $83,000 | $1,938 | $234,200 |
| 38 | Gulf County | $83,000 | $1,942 | $235,700 |
| 39 | Baker County | $80,500 | $1,876 | $225,000 |
| 40 | Marion County | $80,000 | $1,868 | $220,800 |
| 41 | Citrus County | $79,500 | $1,856 | $223,200 |
| 42 | Wakulla County | $78,000 | $1,817 | $216,300 |
| 43 | Jefferson County | $72,500 | $1,693 | $198,800 |
| 44 | Hendry County | $70,500 | $1,646 | $189,700 |
| 45 | Gilchrist County | $70,000 | $1,637 | $191,000 |
| 46 | Columbia County | $69,000 | $1,612 | $186,400 |
| 47 | Okeechobee County | $67,000 | $1,559 | $179,000 |
| 48 | Highlands County | $66,500 | $1,547 | $177,900 |
| 49 | Bradford County | $66,000 | $1,541 | $180,300 |
| 50 | Levy County | $64,000 | $1,488 | $171,400 |
| 51 | Suwannee County | $61,000 | $1,422 | $160,900 |
| 52 | Union County | $60,000 | $1,398 | $160,400 |
| 53 | DeSoto County | $58,500 | $1,371 | $151,500 |
| 54 | Gadsden County | $58,000 | $1,353 | $154,700 |
| 55 | Washington County | $58,000 | $1,357 | $156,000 |
| 56 | Putnam County | $57,000 | $1,332 | $147,300 |
| 57 | Hardee County | $52,500 | $1,224 | $129,400 |
| 58 | Calhoun County | $51,500 | $1,204 | $134,000 |
| 59 | Lafayette County | $51,500 | $1,197 | $131,600 |
| 60 | Liberty County | $48,000 | $1,117 | $117,600 |
| 61 | Glades County | $47,500 | $1,109 | $114,800 |
| 62 | Jackson County | $45,500 | $1,058 | $113,900 |
| 63 | Hamilton County | $45,000 | $1,049 | $110,400 |
| 64 | Madison County | $44,000 | $1,029 | $105,900 |
| 65 | Holmes County | $41,500 | $965 | $101,400 |
| 66 | Taylor County | $41,500 | $973 | $100,200 |
| 67 | Dixie County | $40,500 | $950 | $96,900 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Florida