Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Colorado
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Colorado ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Pitkin County | $337,000 | $7,863 | $1,131,200 |
| 2 | Summit County | $253,000 | $5,899 | $850,700 |
| 3 | Eagle County | $245,500 | $5,725 | $814,700 |
| 4 | Routt County | $226,000 | $5,276 | $756,200 |
| 5 | Boulder County | $219,000 | $5,114 | $713,900 |
| 6 | Douglas County | $207,500 | $4,847 | $674,000 |
| 7 | Elbert County | $202,500 | $4,726 | $664,600 |
| 8 | Ouray County | $200,000 | $4,667 | $670,100 |
| 9 | Broomfield County | $196,500 | $4,588 | $631,600 |
| 10 | Jefferson County | $185,500 | $4,327 | $604,400 |
| 11 | San Miguel County | $183,500 | $4,278 | $613,100 |
| 12 | Chaffee County | $179,500 | $4,189 | $598,500 |
| 13 | Denver County | $179,500 | $4,190 | $586,700 |
| 14 | Gunnison County | $179,000 | $4,182 | $597,200 |
| 15 | Clear Creek County | $174,000 | $4,064 | $572,800 |
| 16 | La Plata County | $165,000 | $3,852 | $549,100 |
| 17 | Larimer County | $164,500 | $3,843 | $532,200 |
| 18 | Arapahoe County | $163,500 | $3,812 | $526,000 |
| 19 | Grand County | $154,500 | $3,607 | $507,200 |
| 20 | Gilpin County | $154,000 | $3,593 | $512,600 |
| 21 | Garfield County | $151,000 | $3,527 | $490,600 |
| 22 | Park County | $149,500 | $3,484 | $489,300 |
| 23 | Adams County | $144,500 | $3,375 | $458,400 |
| 24 | Weld County | $139,000 | $3,242 | $444,500 |
| 25 | Archuleta County | $138,500 | $3,228 | $451,400 |
| 26 | Teller County | $136,500 | $3,190 | $445,000 |
| 27 | Hinsdale County | $134,000 | $3,125 | $438,800 |
| 28 | El Paso County | $133,500 | $3,115 | $431,000 |
| 29 | Mineral County | $127,500 | $2,973 | $413,000 |
| 30 | San Juan County | $125,000 | $2,912 | $406,900 |
| 31 | Lake County | $124,500 | $2,904 | $401,300 |
| 32 | Custer County | $112,000 | $2,609 | $358,800 |
| 33 | Montrose County | $111,500 | $2,602 | $357,900 |
| 34 | Mesa County | $109,500 | $2,553 | $349,400 |
| 35 | Delta County | $99,500 | $2,320 | $318,000 |
| 36 | Montezuma County | $96,500 | $2,250 | $308,100 |
| 37 | Morgan County | $96,500 | $2,248 | $299,300 |
| 38 | Fremont County | $90,000 | $2,096 | $282,100 |
| 39 | Pueblo County | $88,000 | $2,054 | $271,800 |
| 40 | Moffat County | $84,500 | $1,973 | $262,500 |
| 41 | Phillips County | $83,000 | $1,938 | $255,300 |
| 42 | Huerfano County | $81,500 | $1,900 | $256,700 |
| 43 | Jackson County | $79,000 | $1,841 | $250,000 |
| 44 | Rio Blanco County | $78,000 | $1,825 | $243,400 |
| 45 | Lincoln County | $75,500 | $1,756 | $232,100 |
| 46 | Logan County | $75,000 | $1,746 | $228,100 |
| 47 | Dolores County | $74,000 | $1,728 | $231,900 |
| 48 | Kit Carson County | $73,000 | $1,708 | $221,400 |
| 49 | Alamosa County | $72,000 | $1,677 | $218,800 |
| 50 | Washington County | $71,500 | $1,667 | $218,300 |
| 51 | Yuma County | $71,000 | $1,661 | $215,600 |
| 52 | Rio Grande County | $70,500 | $1,649 | $215,400 |
| 53 | Las Animas County | $69,000 | $1,612 | $214,500 |
| 54 | Saguache County | $65,500 | $1,532 | $200,000 |
| 55 | Cheyenne County | $62,500 | $1,463 | $187,100 |
| 56 | Costilla County | $57,000 | $1,334 | $171,300 |
| 57 | Conejos County | $55,000 | $1,285 | $162,100 |
| 58 | Otero County | $54,000 | $1,264 | $160,700 |
| 59 | Kiowa County | $52,000 | $1,215 | $148,600 |
| 60 | Prowers County | $51,500 | $1,199 | $150,900 |
| 61 | Sedgwick County | $49,500 | $1,161 | $142,700 |
| 62 | Bent County | $48,000 | $1,118 | $137,900 |
| 63 | Baca County | $43,500 | $1,012 | $122,000 |
| 64 | Crowley County | $39,000 | $916 | $106,700 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Colorado