Ranked from ACS 2023 5-Year
Highest Salary Needed to Buy a Home in Arizona
What a household has to earn to buy the county's own median home under the standard 28% rule, meaning housing costs at no more than 28% of gross income, counting the full monthly bill rather than just the mortgage. These are the counties where the entry ticket is steepest.
Arizona ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Maricopa County | $130,500 | $3,044 | $414,700 |
| 2 | Coconino County | $130,000 | $3,038 | $413,200 |
| 3 | Yavapai County | $123,500 | $2,885 | $392,900 |
| 4 | Pinal County | $101,000 | $2,360 | $312,100 |
| 5 | Pima County | $96,500 | $2,252 | $286,900 |
| 6 | Mohave County | $83,500 | $1,952 | $253,200 |
| 7 | Gila County | $82,500 | $1,921 | $247,000 |
| 8 | Santa Cruz County | $74,000 | $1,728 | $216,100 |
| 9 | Cochise County | $71,500 | $1,667 | $207,400 |
| 10 | Graham County | $69,500 | $1,618 | $202,700 |
| 11 | Yuma County | $68,000 | $1,589 | $195,700 |
| 12 | Navajo County | $65,000 | $1,515 | $186,100 |
| 13 | Greenlee County | $49,000 | $1,144 | $136,300 |
| 14 | La Paz County | $45,000 | $1,053 | $117,600 |
| 15 | Apache County | $31,000 | $718 | $68,500 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Arizona