Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in West Virginia
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
West Virginia ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Pendleton County | $4,264 | Very Low | $178,600 |
| 2 | McDowell County | $3,163 | Relatively Low | $49,200 |
| 3 | Wetzel County | $2,726 | Relatively Low | $102,800 |
| 4 | Gilmer County | $2,661 | Very Low | $83,300 |
| 5 | Doddridge County | $2,536 | Very Low | $160,000 |
| 6 | Logan County | $2,403 | Relatively Low | $101,500 |
| 7 | Wyoming County | $2,386 | Relatively Low | $78,400 |
| 8 | Boone County | $2,382 | Relatively Low | $90,300 |
| 9 | Tyler County | $2,261 | Very Low | $112,100 |
| 10 | Webster County | $2,228 | Very Low | $78,000 |
| 11 | Pocahontas County | $2,192 | Very Low | $139,400 |
| 12 | Calhoun County | $2,062 | Very Low | $111,200 |
| 13 | Pleasants County | $2,019 | Very Low | $129,300 |
| 14 | Wayne County | $1,985 | Relatively Low | $124,900 |
| 15 | Lincoln County | $1,970 | Relatively Low | $103,400 |
| 16 | Mingo County | $1,955 | Relatively Low | $85,600 |
| 17 | Grant County | $1,909 | Very Low | $167,500 |
| 18 | Wirt County | $1,888 | Very Low | $112,800 |
| 19 | Kanawha County | $1,860 | Relatively High | $135,000 |
| 20 | Braxton County | $1,855 | Very Low | $106,400 |
| 21 | Hardy County | $1,824 | Very Low | $159,700 |
| 22 | Randolph County | $1,804 | Relatively Low | $137,800 |
| 23 | Roane County | $1,787 | Relatively Low | $121,100 |
| 24 | Ritchie County | $1,787 | Very Low | $107,800 |
| 25 | Ohio County | $1,739 | Relatively Low | $165,300 |
| 26 | Greenbrier County | $1,731 | Relatively Low | $136,300 |
| 27 | Lewis County | $1,715 | Relatively Low | $135,800 |
| 28 | Summers County | $1,695 | Very Low | $126,100 |
| 29 | Tucker County | $1,586 | Very Low | $144,700 |
| 30 | Clay County | $1,583 | Very Low | $107,100 |
| 31 | Mason County | $1,507 | Relatively Low | $127,400 |
| 32 | Putnam County | $1,484 | Relatively Low | $214,200 |
| 33 | Nicholas County | $1,482 | Relatively Low | $114,200 |
| 34 | Marshall County | $1,424 | Relatively Low | $139,800 |
| 35 | Mineral County | $1,375 | Relatively Low | $180,400 |
| 36 | Jackson County | $1,364 | Relatively Low | $154,600 |
| 37 | Monroe County | $1,335 | Very Low | $146,100 |
| 38 | Brooke County | $1,332 | Relatively Low | $127,700 |
| 39 | Barbour County | $1,313 | Very Low | $126,000 |
| 40 | Marion County | $1,287 | Relatively Low | $164,300 |
| 41 | Cabell County | $1,260 | Relatively Moderate | $156,100 |
| 42 | Hampshire County | $1,240 | Very Low | $204,600 |
| 43 | Upshur County | $1,214 | Relatively Low | $160,700 |
| 44 | Taylor County | $1,169 | Very Low | $144,000 |
| 45 | Harrison County | $1,085 | Relatively Low | $158,500 |
| 46 | Morgan County | $1,063 | Very Low | $223,100 |
| 47 | Wood County | $1,031 | Relatively Low | $153,700 |
| 48 | Hancock County | $916 | Very Low | $119,600 |
| 49 | Fayette County | $894 | Relatively Low | $104,200 |
| 50 | Jefferson County | $850 | Relatively Low | $324,500 |
| 51 | Monongalia County | $819 | Relatively Low | $254,200 |
| 52 | Mercer County | $756 | Relatively Low | $118,600 |
| 53 | Preston County | $715 | Very Low | $157,700 |
| 54 | Berkeley County | $713 | Relatively Low | $248,000 |
| 55 | Raleigh County | $688 | Relatively Low | $142,600 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in West Virginia