Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Washington
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Washington ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Pacific County | $9,891 | Relatively Moderate | $274,000 |
| 2 | Grays Harbor County | $7,069 | Relatively High | $279,500 |
| 3 | Kittitas County | $3,956 | Relatively Moderate | $459,900 |
| 4 | Skamania County | $3,910 | Relatively Low | $472,600 |
| 5 | Ferry County | $3,355 | Relatively Low | $274,500 |
| 6 | Wahkiakum County | $2,964 | Very Low | $344,500 |
| 7 | Okanogan County | $2,951 | Relatively Moderate | $284,200 |
| 8 | Lincoln County | $2,922 | Relatively Low | $272,300 |
| 9 | Chelan County | $2,871 | Relatively Moderate | $454,900 |
| 10 | Klickitat County | $2,667 | Relatively Low | $388,700 |
| 11 | Lewis County | $2,195 | Relatively Moderate | $341,500 |
| 12 | Columbia County | $2,063 | Very Low | $256,100 |
| 13 | Cowlitz County | $2,033 | Relatively Moderate | $367,400 |
| 14 | Garfield County | $1,869 | Very Low | $214,200 |
| 15 | Clallam County | $1,834 | Relatively Moderate | $385,600 |
| 16 | King County | $1,811 | Very High | $811,200 |
| 17 | Mason County | $1,745 | Relatively Moderate | $377,400 |
| 18 | Douglas County | $1,715 | Relatively Low | $402,900 |
| 19 | Thurston County | $1,627 | Relatively High | $451,500 |
| 20 | Skagit County | $1,569 | Relatively Moderate | $486,200 |
| 21 | Pend Oreille County | $1,556 | Very Low | $307,800 |
| 22 | Pierce County | $1,534 | Relatively High | $484,400 |
| 23 | Kitsap County | $1,475 | Relatively Moderate | $505,700 |
| 24 | Yakima County | $1,382 | Relatively Moderate | $281,100 |
| 25 | Snohomish County | $1,312 | Relatively High | $644,600 |
| 26 | Whatcom County | $1,206 | Relatively Moderate | $536,100 |
| 27 | Adams County | $1,176 | Very Low | $251,300 |
| 28 | Franklin County | $1,117 | Relatively Low | $345,700 |
| 29 | Island County | $1,106 | Relatively Low | $535,300 |
| 30 | San Juan County | $1,106 | Very Low | $726,500 |
| 31 | Jefferson County | $1,050 | Relatively Low | $495,100 |
| 32 | Stevens County | $964 | Relatively Low | $308,000 |
| 33 | Benton County | $911 | Relatively Moderate | $369,400 |
| 34 | Walla Walla County | $868 | Relatively Low | $375,600 |
| 35 | Grant County | $842 | Relatively Low | $275,700 |
| 36 | Clark County | $814 | Relatively Moderate | $487,900 |
| 37 | Whitman County | $800 | Very Low | $323,300 |
| 38 | Asotin County | $569 | Very Low | $286,200 |
| 39 | Spokane County | $458 | Relatively Moderate | $370,500 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Washington