Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Vermont
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Vermont ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Grand Isle County | $1,287 | Very Low | $363,500 |
| 2 | Bennington County | $1,284 | Relatively Low | $257,400 |
| 3 | Essex County | $1,156 | Very Low | $167,500 |
| 4 | Windham County | $1,034 | Relatively Low | $265,100 |
| 5 | Windsor County | $1,011 | Relatively Low | $267,400 |
| 6 | Orleans County | $1,006 | Very Low | $213,300 |
| 7 | Lamoille County | $926 | Very Low | $285,200 |
| 8 | Orange County | $875 | Very Low | $251,000 |
| 9 | Washington County | $873 | Relatively Low | $293,900 |
| 10 | Caledonia County | $835 | Very Low | $215,900 |
| 11 | Addison County | $771 | Very Low | $333,700 |
| 12 | Rutland County | $733 | Relatively Low | $218,400 |
| 13 | Franklin County | $671 | Very Low | $285,500 |
| 14 | Chittenden County | $570 | Relatively Low | $404,500 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Vermont