Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Utah
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Utah ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Daggett County | $9,464 | Very Low | $242,100 |
| 2 | Garfield County | $5,117 | Very Low | $285,800 |
| 3 | Kane County | $4,265 | Very Low | $350,900 |
| 4 | Summit County | $2,664 | Relatively Low | $1,000,400 |
| 5 | Juab County | $2,385 | Very Low | $369,800 |
| 6 | Piute County | $2,231 | Very Low | $235,400 |
| 7 | Washington County | $2,207 | Relatively Moderate | $465,600 |
| 8 | Beaver County | $2,004 | Very Low | $287,600 |
| 9 | Rich County | $1,982 | Very Low | $291,200 |
| 10 | Wayne County | $1,693 | Very Low | $364,800 |
| 11 | Millard County | $1,654 | Very Low | $246,400 |
| 12 | Box Elder County | $1,633 | Relatively Low | $357,400 |
| 13 | Iron County | $1,553 | Relatively Low | $342,900 |
| 14 | Salt Lake County | $1,492 | Relatively High | $484,500 |
| 15 | Utah County | $1,472 | Relatively High | $489,200 |
| 16 | Wasatch County | $1,393 | Very Low | $724,400 |
| 17 | Sanpete County | $1,385 | Very Low | $300,400 |
| 18 | Morgan County | $1,378 | Very Low | $600,900 |
| 19 | Sevier County | $1,363 | Very Low | $274,100 |
| 20 | Grand County | $1,160 | Very Low | $480,900 |
| 21 | Tooele County | $1,148 | Relatively Low | $391,300 |
| 22 | Weber County | $1,125 | Relatively Moderate | $389,200 |
| 23 | Davis County | $1,114 | Relatively Moderate | $470,500 |
| 24 | San Juan County | $1,084 | Very Low | $189,900 |
| 25 | Emery County | $1,061 | Very Low | $197,100 |
| 26 | Cache County | $900 | Relatively Low | $392,800 |
| 27 | Duchesne County | $814 | Very Low | $253,600 |
| 28 | Carbon County | $562 | Very Low | $200,700 |
| 29 | Uintah County | $321 | Very Low | $270,200 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Utah