Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Tennessee
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Lake County | $4,744 | Relatively Low | $107,000 |
| 2 | Dyer County | $3,176 | Relatively Moderate | $159,500 |
| 3 | Henry County | $2,911 | Relatively Moderate | $145,200 |
| 4 | Obion County | $2,787 | Relatively Moderate | $122,700 |
| 5 | Weakley County | $2,610 | Relatively Low | $136,300 |
| 6 | Gibson County | $2,414 | Relatively Moderate | $149,700 |
| 7 | Madison County | $2,297 | Relatively Moderate | $189,700 |
| 8 | Crockett County | $2,277 | Relatively Low | $134,100 |
| 9 | Perry County | $2,275 | Very Low | $113,800 |
| 10 | Haywood County | $2,243 | Relatively Low | $119,600 |
| 11 | Lauderdale County | $2,206 | Relatively Low | $122,100 |
| 12 | Carroll County | $2,202 | Relatively Low | $122,100 |
| 13 | Chester County | $2,018 | Relatively Low | $155,200 |
| 14 | Decatur County | $1,882 | Very Low | $133,900 |
| 15 | Humphreys County | $1,832 | Relatively Low | $186,900 |
| 16 | Hardin County | $1,807 | Relatively Low | $154,000 |
| 17 | Sequatchie County | $1,792 | Very Low | $217,800 |
| 18 | Henderson County | $1,781 | Relatively Low | $156,000 |
| 19 | Fayette County | $1,778 | Relatively Low | $316,000 |
| 20 | Wayne County | $1,646 | Relatively Low | $126,600 |
| 21 | Houston County | $1,646 | Very Low | $150,100 |
| 22 | Hardeman County | $1,630 | Relatively Low | $116,800 |
| 23 | Moore County | $1,576 | Very Low | $259,300 |
| 24 | Shelby County | $1,538 | Relatively High | $229,700 |
| 25 | Tipton County | $1,520 | Relatively Moderate | $220,100 |
| 26 | Giles County | $1,507 | Relatively Low | $204,100 |
| 27 | McNairy County | $1,488 | Relatively Low | $151,100 |
| 28 | Marshall County | $1,487 | Relatively Low | $246,100 |
| 29 | Marion County | $1,425 | Relatively Low | $173,600 |
| 30 | Benton County | $1,398 | Very Low | $123,400 |
| 31 | Hickman County | $1,387 | Relatively Low | $192,000 |
| 32 | Bedford County | $1,342 | Relatively Low | $255,300 |
| 33 | Clay County | $1,339 | Very Low | $136,900 |
| 34 | Lawrence County | $1,333 | Relatively Low | $176,700 |
| 35 | Stewart County | $1,316 | Very Low | $182,700 |
| 36 | Trousdale County | $1,265 | Very Low | $284,100 |
| 37 | Smith County | $1,264 | Very Low | $224,500 |
| 38 | Cannon County | $1,257 | Very Low | $227,600 |
| 39 | Bledsoe County | $1,246 | Very Low | $165,400 |
| 40 | Grundy County | $1,243 | Very Low | $133,400 |
| 41 | Franklin County | $1,149 | Relatively Low | $215,700 |
| 42 | Warren County | $1,144 | Relatively Low | $173,900 |
| 43 | Sumner County | $1,130 | Relatively Moderate | $364,000 |
| 44 | Maury County | $1,119 | Relatively Low | $307,500 |
| 45 | Lincoln County | $1,107 | Relatively Low | $209,100 |
| 46 | Hancock County | $1,101 | Very Low | $118,000 |
| 47 | Cheatham County | $1,086 | Relatively Low | $291,400 |
| 48 | Williamson County | $1,081 | Relatively Moderate | $673,700 |
| 49 | Rutherford County | $1,072 | Relatively Moderate | $346,400 |
| 50 | Wilson County | $1,069 | Relatively Low | $397,000 |
| 51 | Van Buren County | $1,053 | Very Low | $149,200 |
| 52 | Lewis County | $1,050 | Very Low | $157,800 |
| 53 | Rhea County | $1,021 | Relatively Low | $178,500 |
| 54 | Pickett County | $1,012 | Very Low | $162,200 |
| 55 | Coffee County | $1,006 | Relatively Low | $227,300 |
| 56 | Jackson County | $997 | Very Low | $135,200 |
| 57 | Roane County | $966 | Relatively Low | $212,300 |
| 58 | Polk County | $954 | Very Low | $136,400 |
| 59 | Loudon County | $948 | Relatively Low | $292,600 |
| 60 | Macon County | $936 | Very Low | $211,200 |
| 61 | Hamilton County | $926 | Relatively Moderate | $282,100 |
| 62 | Montgomery County | $923 | Relatively Moderate | $248,300 |
| 63 | Anderson County | $919 | Relatively Low | $215,800 |
| 64 | White County | $907 | Very Low | $190,200 |
| 65 | Morgan County | $901 | Very Low | $144,000 |
| 66 | Dickson County | $893 | Relatively Low | $272,700 |
| 67 | DeKalb County | $888 | Very Low | $206,600 |
| 68 | Robertson County | $866 | Relatively Low | $296,700 |
| 69 | Bradley County | $855 | Relatively Low | $230,800 |
| 70 | McMinn County | $846 | Relatively Low | $190,400 |
| 71 | Davidson County | $834 | Relatively High | $386,600 |
| 72 | Monroe County | $820 | Relatively Low | $199,700 |
| 73 | Johnson County | $819 | Very Low | $175,500 |
| 74 | Campbell County | $818 | Relatively Low | $169,500 |
| 75 | Sevier County | $818 | Relatively Low | $259,500 |
| 76 | Overton County | $811 | Very Low | $171,700 |
| 77 | Fentress County | $805 | Very Low | $151,800 |
| 78 | Cocke County | $780 | Relatively Low | $141,800 |
| 79 | Meigs County | $765 | Very Low | $185,500 |
| 80 | Claiborne County | $761 | Relatively Low | $148,000 |
| 81 | Scott County | $749 | Very Low | $116,800 |
| 82 | Putnam County | $738 | Relatively Low | $246,800 |
| 83 | Cumberland County | $674 | Relatively Low | $228,000 |
| 84 | Blount County | $672 | Relatively Low | $275,700 |
| 85 | Knox County | $666 | Relatively Moderate | $279,700 |
| 86 | Carter County | $658 | Relatively Low | $157,200 |
| 87 | Union County | $653 | Very Low | $186,300 |
| 88 | Hawkins County | $593 | Relatively Low | $166,900 |
| 89 | Jefferson County | $578 | Relatively Low | $210,000 |
| 90 | Unicoi County | $559 | Very Low | $168,200 |
| 91 | Grainger County | $547 | Very Low | $172,000 |
| 92 | Greene County | $493 | Relatively Low | $186,400 |
| 93 | Hamblen County | $468 | Relatively Low | $188,800 |
| 94 | Sullivan County | $417 | Relatively Low | $190,800 |
| 95 | Washington County | $402 | Relatively Low | $231,700 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Tennessee