Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in South Dakota
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
South Dakota ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Dewey County | $13,144 | Relatively Low | $75,400 |
| 2 | Brule County | $9,925 | Relatively Low | $205,500 |
| 3 | McCook County | $9,641 | Relatively Low | $217,300 |
| 4 | Buffalo County | $8,553 | Very Low | $108,000 |
| 5 | Sully County | $8,357 | Very Low | $198,700 |
| 6 | Aurora County | $7,812 | Very Low | $129,000 |
| 7 | Corson County | $6,390 | Very Low | $73,800 |
| 8 | Hutchinson County | $6,372 | Relatively Low | $160,500 |
| 9 | Haakon County | $6,371 | Very Low | $153,200 |
| 10 | Ziebach County | $6,245 | Very Low | $101,700 |
| 11 | Campbell County | $6,110 | Very Low | $87,900 |
| 12 | Jones County | $5,903 | Very Low | $117,100 |
| 13 | Douglas County | $5,371 | Very Low | $125,000 |
| 14 | Potter County | $5,264 | Very Low | $121,300 |
| 15 | Jerauld County | $5,147 | Very Low | $127,000 |
| 16 | Miner County | $5,119 | Very Low | $114,100 |
| 17 | Lyman County | $5,004 | Very Low | $156,500 |
| 18 | Hyde County | $4,970 | Very Low | $134,500 |
| 19 | Harding County | $4,603 | Very Low | $156,400 |
| 20 | Gregory County | $4,568 | Very Low | $129,000 |
| 21 | Charles Mix County | $4,395 | Relatively Low | $169,200 |
| 22 | Walworth County | $4,270 | Very Low | $130,000 |
| 23 | Sanborn County | $4,133 | Very Low | $138,500 |
| 24 | McPherson County | $4,109 | Very Low | $78,400 |
| 25 | Spink County | $3,949 | Very Low | $117,400 |
| 26 | Hanson County | $3,752 | Very Low | $192,400 |
| 27 | Marshall County | $3,666 | Very Low | $147,200 |
| 28 | Tripp County | $3,651 | Very Low | $137,100 |
| 29 | Grant County | $3,590 | Very Low | $179,400 |
| 30 | Moody County | $3,522 | Very Low | $206,300 |
| 31 | Stanley County | $3,370 | Very Low | $169,900 |
| 32 | Edmunds County | $3,354 | Very Low | $163,600 |
| 33 | Kingsbury County | $3,288 | Very Low | $159,600 |
| 34 | Faulk County | $3,283 | Very Low | $124,100 |
| 35 | Hand County | $3,206 | Very Low | $152,100 |
| 36 | Hamlin County | $3,204 | Very Low | $207,700 |
| 37 | Clark County | $3,199 | Very Low | $141,900 |
| 38 | Oglala Lakota County | $3,119 | Relatively Low | $45,600 |
| 39 | Day County | $3,062 | Very Low | $155,100 |
| 40 | Deuel County | $3,049 | Very Low | $180,100 |
| 41 | Mellette County | $3,025 | Very Low | $63,000 |
| 42 | Turner County | $3,017 | Very Low | $199,000 |
| 43 | Bon Homme County | $2,981 | Very Low | $120,300 |
| 44 | Lake County | $2,529 | Very Low | $231,000 |
| 45 | Todd County | $2,508 | Very Low | $45,200 |
| 46 | Perkins County | $2,506 | Very Low | $105,900 |
| 47 | Roberts County | $2,358 | Very Low | $139,100 |
| 48 | Union County | $2,291 | Very Low | $269,500 |
| 49 | Brown County | $2,238 | Relatively Low | $212,900 |
| 50 | Beadle County | $2,186 | Relatively Low | $178,400 |
| 51 | Custer County | $2,175 | Very Low | $327,200 |
| 52 | Clay County | $2,094 | Very Low | $221,800 |
| 53 | Codington County | $2,014 | Relatively Low | $218,000 |
| 54 | Yankton County | $1,976 | Relatively Low | $208,200 |
| 55 | Fall River County | $1,964 | Very Low | $176,300 |
| 56 | Butte County | $1,920 | Very Low | $207,700 |
| 57 | Bennett County | $1,846 | Very Low | $138,600 |
| 58 | Meade County | $1,838 | Relatively Low | $274,800 |
| 59 | Brookings County | $1,762 | Relatively Low | $246,300 |
| 60 | Lincoln County | $1,564 | Relatively Low | $323,500 |
| 61 | Davison County | $1,520 | Very Low | $190,000 |
| 62 | Lawrence County | $1,367 | Relatively Low | $310,800 |
| 63 | Hughes County | $1,354 | Very Low | $221,100 |
| 64 | Minnehaha County | $1,259 | Relatively Moderate | $266,600 |
| 65 | Pennington County | $892 | Relatively Low | $270,400 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in South Dakota