Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in South Carolina
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
South Carolina ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Georgetown County | $3,391 | Relatively Moderate | $262,300 |
| 2 | Dillon County | $3,303 | Relatively Moderate | $84,400 |
| 3 | Beaufort County | $3,244 | Relatively High | $407,600 |
| 4 | Dorchester County | $2,855 | Relatively Moderate | $294,400 |
| 5 | Charleston County | $2,848 | Relatively High | $450,800 |
| 6 | Williamsburg County | $2,481 | Relatively Moderate | $95,100 |
| 7 | Colleton County | $2,368 | Relatively Moderate | $145,900 |
| 8 | Berkeley County | $2,364 | Relatively High | $280,300 |
| 9 | Jasper County | $2,320 | Relatively Low | $269,400 |
| 10 | Marion County | $2,302 | Relatively Low | $86,800 |
| 11 | Allendale County | $2,237 | Very Low | $61,600 |
| 12 | Hampton County | $2,127 | Relatively Low | $102,400 |
| 13 | Bamberg County | $2,026 | Relatively Low | $96,000 |
| 14 | Clarendon County | $1,958 | Relatively Low | $147,300 |
| 15 | Horry County | $1,932 | Relatively High | $260,500 |
| 16 | Orangeburg County | $1,347 | Relatively Moderate | $109,700 |
| 17 | Oconee County | $1,341 | Relatively Moderate | $217,200 |
| 18 | Chesterfield County | $1,294 | Relatively Low | $101,400 |
| 19 | Florence County | $1,241 | Relatively Moderate | $165,500 |
| 20 | Lee County | $1,208 | Very Low | $101,900 |
| 21 | Marlboro County | $1,171 | Relatively Low | $74,500 |
| 22 | Newberry County | $1,136 | Relatively Low | $158,200 |
| 23 | Saluda County | $1,088 | Very Low | $123,200 |
| 24 | Abbeville County | $1,078 | Relatively Low | $147,200 |
| 25 | Cherokee County | $1,072 | Relatively Low | $135,200 |
| 26 | Union County | $1,066 | Relatively Low | $100,000 |
| 27 | Barnwell County | $1,031 | Relatively Low | $97,200 |
| 28 | Laurens County | $1,029 | Relatively Low | $153,500 |
| 29 | Lancaster County | $1,024 | Relatively Low | $298,100 |
| 30 | Calhoun County | $994 | Very Low | $148,800 |
| 31 | Sumter County | $988 | Relatively Moderate | $159,500 |
| 32 | Greenwood County | $983 | Relatively Low | $166,400 |
| 33 | Fairfield County | $967 | Very Low | $129,100 |
| 34 | Kershaw County | $906 | Relatively Low | $191,900 |
| 35 | Lexington County | $895 | Relatively Moderate | $217,700 |
| 36 | Darlington County | $894 | Relatively Low | $141,400 |
| 37 | York County | $889 | Relatively Moderate | $322,700 |
| 38 | Chester County | $839 | Relatively Low | $143,800 |
| 39 | Richland County | $834 | Relatively Moderate | $224,200 |
| 40 | Anderson County | $820 | Relatively Moderate | $212,500 |
| 41 | Greenville County | $783 | Relatively Moderate | $273,900 |
| 42 | Pickens County | $721 | Relatively Low | $216,000 |
| 43 | Edgefield County | $711 | Very Low | $194,300 |
| 44 | Spartanburg County | $695 | Relatively Moderate | $216,000 |
| 45 | Aiken County | $693 | Relatively Moderate | $199,500 |
| 46 | McCormick County | $678 | Very Low | $159,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in South Carolina