Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Pennsylvania
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Pennsylvania ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Forest County | $2,562 | Very Low | $111,900 |
| 2 | Cameron County | $1,880 | Very Low | $88,200 |
| 3 | Sullivan County | $1,605 | Very Low | $186,400 |
| 4 | Warren County | $1,420 | Relatively Low | $121,800 |
| 5 | Bradford County | $1,315 | Relatively Low | $182,300 |
| 6 | Wyoming County | $1,242 | Relatively Low | $205,600 |
| 7 | Bedford County | $1,225 | Relatively Low | $172,900 |
| 8 | Greene County | $1,205 | Relatively Low | $146,200 |
| 9 | Elk County | $1,149 | Relatively Low | $128,600 |
| 10 | Susquehanna County | $1,147 | Relatively Low | $206,700 |
| 11 | Potter County | $1,139 | Very Low | $146,200 |
| 12 | Tioga County | $1,115 | Relatively Low | $176,000 |
| 13 | Snyder County | $1,028 | Relatively Low | $205,500 |
| 14 | Pike County | $1,019 | Relatively Low | $250,900 |
| 15 | Union County | $1,008 | Relatively Low | $222,900 |
| 16 | Perry County | $998 | Relatively Low | $222,800 |
| 17 | Philadelphia County | $997 | Very High | $232,400 |
| 18 | Mifflin County | $996 | Relatively Low | $142,900 |
| 19 | Northumberland County | $993 | Relatively Low | $151,600 |
| 20 | Armstrong County | $991 | Relatively Low | $146,300 |
| 21 | Juniata County | $987 | Very Low | $206,300 |
| 22 | Huntingdon County | $969 | Relatively Low | $180,300 |
| 23 | Columbia County | $941 | Relatively Low | $199,200 |
| 24 | Monroe County | $939 | Relatively Moderate | $241,200 |
| 25 | McKean County | $929 | Relatively Low | $98,700 |
| 26 | Clinton County | $904 | Relatively Low | $179,100 |
| 27 | Lehigh County | $895 | Relatively Moderate | $276,100 |
| 28 | Montgomery County | $889 | Relatively High | $409,900 |
| 29 | Lycoming County | $886 | Relatively Low | $195,600 |
| 30 | Chester County | $853 | Relatively Moderate | $461,800 |
| 31 | Schuylkill County | $850 | Relatively Moderate | $140,400 |
| 32 | Wayne County | $847 | Relatively Low | $228,200 |
| 33 | Dauphin County | $833 | Relatively Moderate | $222,300 |
| 34 | Lackawanna County | $820 | Relatively Moderate | $189,900 |
| 35 | Bucks County | $818 | Relatively High | $421,700 |
| 36 | Lancaster County | $807 | Relatively High | $279,400 |
| 37 | Carbon County | $797 | Relatively Low | $193,700 |
| 38 | Crawford County | $796 | Relatively Low | $143,400 |
| 39 | Lebanon County | $774 | Relatively Low | $227,300 |
| 40 | Jefferson County | $770 | Relatively Low | $126,700 |
| 41 | Somerset County | $754 | Relatively Low | $130,600 |
| 42 | Northampton County | $744 | Relatively Moderate | $285,000 |
| 43 | Mercer County | $740 | Relatively Low | $153,600 |
| 44 | Venango County | $739 | Relatively Low | $114,500 |
| 45 | Berks County | $739 | Relatively Moderate | $239,700 |
| 46 | Montour County | $709 | Very Low | $240,300 |
| 47 | Clearfield County | $695 | Relatively Low | $125,000 |
| 48 | Lawrence County | $683 | Relatively Low | $136,700 |
| 49 | Fayette County | $675 | Relatively Moderate | $126,900 |
| 50 | Adams County | $674 | Relatively Low | $256,100 |
| 51 | Blair County | $671 | Relatively Low | $156,700 |
| 52 | Fulton County | $663 | Very Low | $206,000 |
| 53 | Luzerne County | $659 | Relatively Moderate | $163,800 |
| 54 | Washington County | $655 | Relatively Moderate | $220,600 |
| 55 | Cumberland County | $653 | Relatively Moderate | $261,900 |
| 56 | Allegheny County | $648 | Relatively High | $216,700 |
| 57 | Delaware County | $623 | Relatively Moderate | $302,400 |
| 58 | Franklin County | $598 | Relatively Low | $236,300 |
| 59 | Butler County | $595 | Relatively Low | $275,600 |
| 60 | York County | $588 | Relatively Moderate | $235,000 |
| 61 | Indiana County | $581 | Relatively Low | $145,400 |
| 62 | Clarion County | $580 | Very Low | $152,100 |
| 63 | Cambria County | $568 | Relatively Low | $115,900 |
| 64 | Westmoreland County | $494 | Relatively Moderate | $193,100 |
| 65 | Beaver County | $493 | Relatively Low | $185,500 |
| 66 | Erie County | $432 | Relatively Moderate | $169,500 |
| 67 | Centre County | $422 | Relatively Low | $308,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Pennsylvania