Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Oregon
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Oregon ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Clatsop County | $8,019 | Relatively High | $437,800 |
| 2 | Wheeler County | $4,222 | Very Low | $259,000 |
| 3 | Curry County | $3,899 | Relatively Moderate | $366,700 |
| 4 | Tillamook County | $3,325 | Relatively Moderate | $408,600 |
| 5 | Sherman County | $3,306 | Very Low | $206,700 |
| 6 | Coos County | $3,151 | Relatively Moderate | $302,800 |
| 7 | Wasco County | $2,772 | Relatively Low | $332,500 |
| 8 | Lincoln County | $2,596 | Relatively Moderate | $387,700 |
| 9 | Wallowa County | $2,341 | Very Low | $371,900 |
| 10 | Grant County | $2,223 | Very Low | $225,100 |
| 11 | Gilliam County | $2,207 | Very Low | $158,400 |
| 12 | Morrow County | $2,168 | Very Low | $229,800 |
| 13 | Harney County | $2,084 | Very Low | $190,600 |
| 14 | Douglas County | $2,014 | Relatively Moderate | $283,200 |
| 15 | Josephine County | $1,926 | Relatively Moderate | $383,100 |
| 16 | Lake County | $1,757 | Very Low | $219,400 |
| 17 | Baker County | $1,678 | Relatively Low | $247,700 |
| 18 | Benton County | $1,667 | Relatively Moderate | $481,700 |
| 19 | Hood River County | $1,654 | Very Low | $571,200 |
| 20 | Columbia County | $1,635 | Relatively Low | $390,600 |
| 21 | Yamhill County | $1,435 | Relatively Moderate | $442,700 |
| 22 | Umatilla County | $1,420 | Relatively Moderate | $256,100 |
| 23 | Linn County | $1,406 | Relatively Moderate | $344,600 |
| 24 | Lane County | $1,387 | Relatively High | $395,800 |
| 25 | Marion County | $1,364 | Relatively High | $383,300 |
| 26 | Clackamas County | $1,346 | Relatively High | $577,900 |
| 27 | Jackson County | $1,345 | Relatively Moderate | $400,200 |
| 28 | Multnomah County | $1,268 | Relatively High | $528,000 |
| 29 | Jefferson County | $1,197 | Very Low | $339,200 |
| 30 | Polk County | $1,164 | Relatively Low | $419,500 |
| 31 | Washington County | $1,163 | Relatively High | $558,500 |
| 32 | Union County | $1,145 | Relatively Low | $260,500 |
| 33 | Klamath County | $1,128 | Relatively Low | $255,700 |
| 34 | Malheur County | $1,041 | Very Low | $221,300 |
| 35 | Crook County | $912 | Very Low | $423,300 |
| 36 | Deschutes County | $794 | Relatively Moderate | $596,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Oregon