Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Oklahoma
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Oklahoma ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Cimarron County | $13,924 | Relatively Low | $94,500 |
| 2 | Harper County | $8,133 | Relatively Low | $99,300 |
| 3 | Beaver County | $7,105 | Very Low | $117,900 |
| 4 | Jackson County | $5,560 | Relatively Moderate | $145,000 |
| 5 | Alfalfa County | $5,321 | Very Low | $103,000 |
| 6 | Grant County | $4,794 | Very Low | $79,500 |
| 7 | Ellis County | $3,956 | Very Low | $122,500 |
| 8 | Dewey County | $3,621 | Very Low | $118,200 |
| 9 | Harmon County | $3,475 | Very Low | $75,700 |
| 10 | Roger Mills County | $3,377 | Very Low | $152,600 |
| 11 | Woods County | $3,361 | Very Low | $141,900 |
| 12 | Major County | $3,309 | Very Low | $134,700 |
| 13 | Kingfisher County | $3,137 | Relatively Low | $206,400 |
| 14 | Coal County | $2,877 | Very Low | $92,500 |
| 15 | Texas County | $2,834 | Relatively Low | $155,600 |
| 16 | Blaine County | $2,810 | Very Low | $126,200 |
| 17 | Hughes County | $2,402 | Very Low | $94,900 |
| 18 | Craig County | $2,350 | Relatively Low | $132,900 |
| 19 | Noble County | $2,305 | Relatively Low | $142,600 |
| 20 | Kiowa County | $2,280 | Very Low | $90,300 |
| 21 | Nowata County | $2,226 | Very Low | $121,900 |
| 22 | Jefferson County | $2,225 | Very Low | $77,500 |
| 23 | Greer County | $2,212 | Very Low | $103,600 |
| 24 | Haskell County | $2,077 | Very Low | $122,300 |
| 25 | Kay County | $2,012 | Relatively Low | $116,800 |
| 26 | Ottawa County | $2,010 | Relatively Low | $114,300 |
| 27 | Logan County | $2,005 | Relatively Low | $234,300 |
| 28 | Garvin County | $1,994 | Relatively Low | $132,600 |
| 29 | Okfuskee County | $1,915 | Very Low | $110,800 |
| 30 | Pawnee County | $1,871 | Relatively Low | $125,700 |
| 31 | Caddo County | $1,869 | Relatively Low | $109,900 |
| 32 | McIntosh County | $1,834 | Relatively Low | $135,800 |
| 33 | Garfield County | $1,802 | Relatively Moderate | $149,800 |
| 34 | Le Flore County | $1,801 | Relatively Moderate | $121,600 |
| 35 | Adair County | $1,770 | Relatively Low | $111,500 |
| 36 | Delaware County | $1,769 | Relatively Moderate | $164,900 |
| 37 | Love County | $1,759 | Very Low | $167,500 |
| 38 | Custer County | $1,744 | Relatively Low | $177,000 |
| 39 | Latimer County | $1,741 | Very Low | $103,300 |
| 40 | Mayes County | $1,716 | Relatively Low | $171,900 |
| 41 | Washita County | $1,669 | Very Low | $113,300 |
| 42 | Marshall County | $1,666 | Relatively Low | $139,700 |
| 43 | Grady County | $1,654 | Relatively Low | $187,900 |
| 44 | Okmulgee County | $1,653 | Relatively Low | $114,600 |
| 45 | Tillman County | $1,643 | Very Low | $71,900 |
| 46 | McCurtain County | $1,632 | Relatively Low | $126,100 |
| 47 | Osage County | $1,618 | Relatively Low | $172,300 |
| 48 | McClain County | $1,614 | Relatively Low | $233,900 |
| 49 | Murray County | $1,597 | Very Low | $154,900 |
| 50 | Beckham County | $1,587 | Relatively Low | $153,400 |
| 51 | Creek County | $1,581 | Relatively Moderate | $170,900 |
| 52 | Choctaw County | $1,572 | Relatively Low | $119,700 |
| 53 | Woodward County | $1,564 | Very Low | $178,000 |
| 54 | Payne County | $1,554 | Relatively Moderate | $217,700 |
| 55 | Sequoyah County | $1,551 | Relatively Low | $127,500 |
| 56 | Washington County | $1,543 | Relatively Low | $160,900 |
| 57 | Atoka County | $1,539 | Very Low | $138,000 |
| 58 | Seminole County | $1,538 | Relatively Low | $91,200 |
| 59 | Cherokee County | $1,537 | Relatively Low | $160,300 |
| 60 | Lincoln County | $1,535 | Relatively Low | $152,000 |
| 61 | Carter County | $1,483 | Relatively Low | $153,500 |
| 62 | Pushmataha County | $1,450 | Very Low | $116,800 |
| 63 | Pontotoc County | $1,421 | Relatively Low | $170,500 |
| 64 | Cotton County | $1,396 | Very Low | $113,200 |
| 65 | Johnston County | $1,395 | Very Low | $110,700 |
| 66 | Pottawatomie County | $1,380 | Relatively Moderate | $155,700 |
| 67 | Muskogee County | $1,319 | Relatively Moderate | $138,800 |
| 68 | Bryan County | $1,315 | Relatively Low | $163,700 |
| 69 | Stephens County | $1,308 | Relatively Low | $135,100 |
| 70 | Canadian County | $1,285 | Relatively Moderate | $230,300 |
| 71 | Pittsburg County | $1,245 | Relatively Low | $146,300 |
| 72 | Rogers County | $1,204 | Relatively Low | $222,200 |
| 73 | Comanche County | $1,137 | Relatively Moderate | $154,300 |
| 74 | Wagoner County | $1,130 | Relatively Low | $216,000 |
| 75 | Tulsa County | $1,088 | Relatively High | $213,500 |
| 76 | Cleveland County | $971 | Relatively Moderate | $222,800 |
| 77 | Oklahoma County | $921 | Relatively High | $207,800 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Oklahoma