Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in Ohio
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Ohio ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Meigs County | $1,307 | Relatively Low | $113,400 |
| 2 | Adams County | $1,250 | Relatively Low | $157,500 |
| 3 | Hocking County | $1,222 | Relatively Low | $172,300 |
| 4 | Ottawa County | $1,221 | Relatively Low | $200,700 |
| 5 | Lawrence County | $1,219 | Relatively Low | $135,600 |
| 6 | Henry County | $1,195 | Very Low | $166,000 |
| 7 | Monroe County | $1,178 | Very Low | $132,000 |
| 8 | Morgan County | $1,167 | Very Low | $134,200 |
| 9 | Athens County | $1,121 | Relatively Low | $173,800 |
| 10 | Mercer County | $1,106 | Very Low | $208,600 |
| 11 | Belmont County | $1,105 | Relatively Low | $143,000 |
| 12 | Paulding County | $1,098 | Very Low | $126,800 |
| 13 | Putnam County | $1,058 | Very Low | $191,600 |
| 14 | Brown County | $1,032 | Relatively Low | $181,100 |
| 15 | Gallia County | $1,023 | Relatively Low | $135,000 |
| 16 | Defiance County | $1,020 | Very Low | $150,900 |
| 17 | Noble County | $1,013 | Very Low | $149,300 |
| 18 | Pike County | $978 | Relatively Low | $148,500 |
| 19 | Hancock County | $976 | Relatively Low | $196,500 |
| 20 | Logan County | $963 | Relatively Low | $186,200 |
| 21 | Darke County | $950 | Relatively Low | $169,100 |
| 22 | Wyandot County | $938 | Very Low | $159,500 |
| 23 | Shelby County | $933 | Relatively Low | $190,300 |
| 24 | Scioto County | $930 | Relatively Low | $132,300 |
| 25 | Hardin County | $902 | Very Low | $134,800 |
| 26 | Washington County | $895 | Relatively Low | $174,100 |
| 27 | Holmes County | $879 | Relatively Low | $251,800 |
| 28 | Preble County | $872 | Relatively Low | $171,100 |
| 29 | Delaware County | $862 | Relatively Low | $419,500 |
| 30 | Pickaway County | $861 | Relatively Low | $235,700 |
| 31 | Muskingum County | $859 | Relatively Low | $170,100 |
| 32 | Jefferson County | $826 | Relatively Low | $120,600 |
| 33 | Butler County | $824 | Relatively Moderate | $243,000 |
| 34 | Fayette County | $820 | Very Low | $162,200 |
| 35 | Sandusky County | $816 | Relatively Low | $152,500 |
| 36 | Union County | $808 | Very Low | $306,600 |
| 37 | Williams County | $808 | Relatively Low | $140,000 |
| 38 | Knox County | $803 | Relatively Low | $218,300 |
| 39 | Marion County | $803 | Relatively Low | $146,200 |
| 40 | Wood County | $800 | Relatively Low | $214,400 |
| 41 | Auglaize County | $782 | Very Low | $182,000 |
| 42 | Allen County | $780 | Relatively Low | $158,400 |
| 43 | Highland County | $777 | Relatively Low | $157,000 |
| 44 | Vinton County | $737 | Very Low | $131,700 |
| 45 | Fulton County | $737 | Very Low | $176,000 |
| 46 | Seneca County | $733 | Relatively Low | $136,200 |
| 47 | Van Wert County | $731 | Very Low | $137,300 |
| 48 | Ross County | $730 | Relatively Low | $158,500 |
| 49 | Madison County | $720 | Very Low | $231,400 |
| 50 | Ashland County | $712 | Relatively Low | $175,900 |
| 51 | Coshocton County | $710 | Relatively Low | $142,300 |
| 52 | Huron County | $709 | Relatively Low | $158,900 |
| 53 | Clinton County | $702 | Very Low | $192,800 |
| 54 | Licking County | $698 | Relatively Low | $250,700 |
| 55 | Harrison County | $685 | Very Low | $118,000 |
| 56 | Warren County | $685 | Relatively Low | $319,700 |
| 57 | Champaign County | $678 | Very Low | $186,300 |
| 58 | Crawford County | $677 | Very Low | $123,600 |
| 59 | Erie County | $659 | Relatively Low | $183,900 |
| 60 | Morrow County | $655 | Very Low | $200,800 |
| 61 | Miami County | $650 | Relatively Low | $209,200 |
| 62 | Fairfield County | $650 | Relatively Low | $272,200 |
| 63 | Jackson County | $641 | Very Low | $140,400 |
| 64 | Hamilton County | $628 | Relatively High | $225,700 |
| 65 | Greene County | $617 | Relatively Low | $238,000 |
| 66 | Lucas County | $611 | Relatively Moderate | $155,200 |
| 67 | Columbiana County | $606 | Relatively Low | $139,100 |
| 68 | Franklin County | $605 | Relatively High | $265,700 |
| 69 | Perry County | $604 | Very Low | $178,300 |
| 70 | Clark County | $591 | Relatively Low | $155,900 |
| 71 | Guernsey County | $572 | Very Low | $154,100 |
| 72 | Tuscarawas County | $563 | Relatively Low | $176,800 |
| 73 | Carroll County | $559 | Very Low | $174,500 |
| 74 | Geauga County | $555 | Relatively Low | $305,100 |
| 75 | Clermont County | $551 | Relatively Low | $245,600 |
| 76 | Lorain County | $523 | Relatively Moderate | $207,200 |
| 77 | Montgomery County | $518 | Relatively Moderate | $167,400 |
| 78 | Cuyahoga County | $510 | Relatively High | $183,200 |
| 79 | Trumbull County | $510 | Relatively Moderate | $128,100 |
| 80 | Wayne County | $503 | Relatively Low | $204,600 |
| 81 | Ashtabula County | $499 | Relatively Low | $149,600 |
| 82 | Stark County | $493 | Relatively Moderate | $177,700 |
| 83 | Medina County | $482 | Relatively Low | $268,000 |
| 84 | Portage County | $447 | Relatively Low | $210,500 |
| 85 | Summit County | $445 | Relatively Moderate | $195,700 |
| 86 | Richland County | $445 | Relatively Low | $154,000 |
| 87 | Mahoning County | $433 | Relatively Moderate | $141,100 |
| 88 | Lake County | $417 | Relatively Low | $199,900 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Ohio