Ranked from FEMA National Risk Index
Highest Expected Disaster Loss per Household in North Dakota
FEMA publishes an expected annual loss for every county, but the raw figure tracks how much there is to lose, so a national list of it is really a list of large metros. Dividing by occupied housing units gives the number an individual owner can use. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there. It is an actuarial average, not a forecast for any one year.
North Dakota ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Sioux County | $11,661 | Relatively Low | $87,400 |
| 2 | Emmons County | $7,800 | Relatively Low | $112,400 |
| 3 | Golden Valley County | $7,191 | Very Low | $119,200 |
| 4 | McIntosh County | $6,515 | Very Low | $80,300 |
| 5 | Sheridan County | $6,241 | Very Low | $107,700 |
| 6 | Steele County | $5,933 | Very Low | $120,400 |
| 7 | Logan County | $4,902 | Very Low | $101,800 |
| 8 | Billings County | $4,675 | Very Low | $322,500 |
| 9 | Grant County | $4,234 | Very Low | $85,800 |
| 10 | McLean County | $3,863 | Relatively Low | $233,100 |
| 11 | Oliver County | $3,562 | Very Low | $217,000 |
| 12 | Hettinger County | $3,532 | Very Low | $110,900 |
| 13 | Slope County | $3,338 | Very Low | $121,300 |
| 14 | LaMoure County | $3,313 | Very Low | $118,000 |
| 15 | Griggs County | $3,293 | Very Low | $128,200 |
| 16 | McHenry County | $3,238 | Very Low | $143,200 |
| 17 | Dunn County | $3,199 | Very Low | $244,000 |
| 18 | Sargent County | $3,186 | Very Low | $149,600 |
| 19 | Dickey County | $3,135 | Very Low | $167,100 |
| 20 | Kidder County | $3,022 | Very Low | $138,500 |
| 21 | Cavalier County | $2,951 | Very Low | $122,300 |
| 22 | Rolette County | $2,900 | Relatively Low | $93,000 |
| 23 | Towner County | $2,859 | Very Low | $122,800 |
| 24 | Divide County | $2,849 | Very Low | $173,100 |
| 25 | Ransom County | $2,807 | Very Low | $174,800 |
| 26 | Bottineau County | $2,735 | Very Low | $190,900 |
| 27 | Walsh County | $2,710 | Very Low | $125,700 |
| 28 | Benson County | $2,624 | Very Low | $83,100 |
| 29 | Foster County | $2,599 | Very Low | $162,800 |
| 30 | Barnes County | $2,590 | Relatively Low | $168,100 |
| 31 | Renville County | $2,570 | Very Low | $163,400 |
| 32 | Traill County | $2,461 | Very Low | $193,200 |
| 33 | Wells County | $2,348 | Very Low | $106,400 |
| 34 | Nelson County | $2,299 | Very Low | $114,500 |
| 35 | Eddy County | $2,269 | Very Low | $115,500 |
| 36 | Bowman County | $2,218 | Very Low | $176,400 |
| 37 | Pembina County | $2,169 | Very Low | $116,600 |
| 38 | Mercer County | $2,168 | Very Low | $196,200 |
| 39 | Adams County | $2,147 | Very Low | $108,300 |
| 40 | Burke County | $2,105 | Very Low | $141,900 |
| 41 | McKenzie County | $1,980 | Very Low | $357,300 |
| 42 | Mountrail County | $1,930 | Very Low | $222,200 |
| 43 | Morton County | $1,890 | Relatively Low | $249,600 |
| 44 | Pierce County | $1,855 | Very Low | $143,400 |
| 45 | Richland County | $1,852 | Very Low | $177,600 |
| 46 | Burleigh County | $1,779 | Relatively Moderate | $314,700 |
| 47 | Stutsman County | $1,753 | Relatively Low | $200,300 |
| 48 | Ramsey County | $1,664 | Very Low | $197,400 |
| 49 | Williams County | $1,626 | Relatively Low | $267,800 |
| 50 | Ward County | $1,302 | Relatively Low | $259,100 |
| 51 | Stark County | $1,094 | Very Low | $260,400 |
| 52 | Cass County | $1,002 | Relatively Moderate | $284,700 |
| 53 | Grand Forks County | $805 | Relatively Low | $244,200 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Highest Expected Disaster Loss per Household across all 3,133 US counties · Every county in North Dakota